Roseland Insurance Rates:

Roseland, CA homeowners insurance is about $516 to $705, about $43-$58/month. Our detailed analysis shows customers can save as much as $244 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Roseland, CA Homeowners Insurance By Home Value

Roseland, CA Home Value Total Homes % of Total Average Roseland, CA Homeowners Insurance
Less than $50,000 81 12.0% $54
$125,000 to $149,999 24 3.0% $305
$150,000 to $174,999 57 8.0% $359
$175,000 to $199,999 14 2.0% $414
$200,000 to $249,999 163 24.0% $500
$250,000 to $299,999 195 28.0% $616
$300,000 to $399,999 141 20.0% $780

Top Home Insurance Agents Near Roseland, CA

Home Insurance Company Near Roseland, CA Homeowners Insurance Agency Near Roseland, CA Address
State Farm Ike Tolks 717 E Washington St, Petaluma, CA, 94952-3248
State Farm Joshin Bruguera 399 Cortland Ave, San Francisco, CA, 94110-5535
State Farm Matthew Rinn 140 Gregory Ln Ste 245, Pleasant Hill, CA, 94523-3357
Travelers Sst Insurance Brokers Inc 446 W NAPA ST 2ND FL, SONOMA, CA, 95476
State Farm Steve Bauer 2980 College Ave, Berkeley, CA, 94705-2237

Roseland, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Santa Rosa CCD, Sonoma County, California $79 $105 $157
Rohnert Park city, California $77 $103 $154
Fulton CDP, California $80 $106 $159

Roseland, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Roseland, CA3.0%13.7%
Santa Rosa2.26%10.5%
Rohnert Park2.42%8.97%
Cotati2.39%9.73%

Roseland Renters Insurance as a Percentage of Rent

Roseland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 21 2.0% $1244
$500 to $749 33 3.0% $1919
$750 to $999 101 11.0% $2669
$1,000 to $1,499 479 56.0% $3794
$1,500 or more 217 25.0% $5444

Average Cost Of Home Insurance By Company In Areas Nearby Roseland For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002507-15 YearsCalifornia Capital369
150000500NewAIG Prop Cas576
1500005001-3 YearsCalifornia Capital259
1500005001-3 YearsTokio Marine America142
1500005007-15 YearsHomesite714
15000050026-40 YearsCSE Safeguard455
200000500NewHorace Mann P & C386
2000005007-15 YearsTokio Marine America238
20000050016-25 YearsFirst American Ins593
20000050016-25 YearsTokio Marine America238
2500001000NewBankers Standard1193
2500001000NewCentury National553
25000010004-6 YearsHomesite727
25000010004-6 YearsTokio Marine America227
250000100026-40 YearsGrange1037
250000100041-70 YearsCSE Safeguard608
250000100041-70 YearsWawanesa638
250000500NewAmerican Modern827
250000500NewTravelers382
25000050016-25 YearsHomesite957
25000050016-25 YearsStillwater Prop & Cas Co722

Roseland, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Roseland Homeowner Insurance Premium Example $1,700$1,300
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,600$12,800
Net Savings to Roseland Home Owner from High Deductible Plan $800

Roseland, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Roseland, CA Home Replacement Value MORE than Home Value Roseland, CA Home Replacement Value LESS than Home Value
Replacement Value $314,500 $191,500
Insurance Premium based on Replacement Value $1,075 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,500 Risk Exposure from Under Insuring Coverage is $52,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $250/year

Example Roseland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyState Farm
Monthly Premium 553341
Year Built 196819731983
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $250000-$300000$200000-$250000$300000-$350000
Deductible $500 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Roseland, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 265,000 Slate Shingles Roof 1,960 4 $500 Deductible 460 8 Vinyl siding yes
1950 415,000 Tile Roof 2,670 4 $1000-$2500 Deductible 540 5 Stucco siding No
1997 350,000 Shingles Roof 2,910 4 $5000 to $10,000 Deductible 450 7 Brick siding yes
1986 370,000 Tile Roof 2,370 3 > $10,000 Deductible 170 4 Wood siding No
1980 455,000 Asphalt Shingles Roof 2,900 4 $500- $1000 Deductible 290 3 Fiber-Cement Siding yes
1969 260,000 Wood Shake Roof 2,190 3 $2500-$5000 Deductible 110 3 Stone Siding yes
1955 195,000 Shingles Roof 1,230 3 $500- $1000 Deductible 420 9 Fiber-Cement Siding yes
1950 460,000 Tile Roof 2,730 4 > $10,000 Deductible 280 4 Wood siding yes
1957 240,000 Wood Shake Roof 1,930 3 > $10,000 Deductible 180 6 Brick siding yes
1992 405,000 Tile Roof 2,530 4 $500- $1000 Deductible 300 3 Fiber-Cement Siding yes
1969 250,000 Membrane Roof 1,770 4 $500- $1000 Deductible 350 6 Fiber-Cement Siding yes
1993 270,000 Tile Roof 2,090 3 $1000-$2500 Deductible 500 9 Stucco siding No
1953 365,000 Slate Shingles Roof 2,540 4 $500- $1000 Deductible 710 8 Brick siding yes
1965 205,000 Tile Roof 1,770 4 $500 Deductible 410 9 Stucco siding No
1999 330,000 Wood Shake Roof 1,950 3 > $10,000 Deductible 80 2 Fiber-Cement Siding No
1986 380,000 Shingles Roof 3,050 4 $1000-$2500 Deductible 110 1 Wood siding No
1976 240,000 Composition Roof 1,390 3 $1000-$2500 Deductible 480 10 Brick siding yes
1962 370,000 Composition Roof 2,670 4 > $10,000 Deductible 480 8 Brick siding No
1955 165,000 Tile Roof 1,450 3 $1000-$2500 Deductible 150 4 Stone Siding No
1998 345,000 Composition Roof 2,260 3 $2500-$5000 Deductible 890 12 Fiber-Cement Siding yes
1972 385,000 Asphalt Shingles Roof 3,110 4 $500 Deductible 630 6 Stone Siding No
1992 235,000 Shingles Roof 1,740 3 $1000-$2500 Deductible 130 2 Stone Siding yes
1951 375,000 Metal Roof 2,450 4 $500- $1000 Deductible 530 5 Fiber-Cement Siding yes
1978 455,000 Shingles Roof 2,870 4 $1000-$2500 Deductible 260 3 Stone Siding No
1989 395,000 Tile Roof 2,380 3 $500- $1000 Deductible 160 2 Vinyl siding No
1999 385,000 Wood Shake Roof 2,780 4 $5000 to $10,000 Deductible 320 7 Stucco siding yes
1991 370,000 Membrane Roof 2,180 3 $500- $1000 Deductible 1420 12 Stone Siding yes
1963 290,000 Slate Shingles Roof 2,000 3 $1000-$2500 Deductible 50 1 Brick siding yes
1962 160,000 Asphalt Shingles Roof 1,200 3 $500- $1000 Deductible 120 4 Stucco siding No
1977 450,000 Asphalt Shingles Roof 3,400 4 $2500-$5000 Deductible 520 7 Wood siding yes
1987 275,000 Wood Shake Roof 1,780 4 > $10,000 Deductible 270 9 Wood siding yes
1993 190,000 Membrane Roof 1,460 3 $500 Deductible 400 12 Brick siding yes
1960 440,000 Composition Roof 3,170 4 > $10,000 Deductible 340 6 Vinyl siding yes
1978 320,000 Asphalt Shingles Roof 2,000 3 $500- $1000 Deductible 60 1 Vinyl siding yes