Rosedale Insurance Rates:

Rosedale, MD homeowners insurance is approximately $584 to $795, about $48-$66/month. Our all inclusive research indicates shoppers can save upto $276 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Erie Insurance
overall processing was little slow then I expected which frustrated me little bit but eventually everything was ok
Usaa
In Florida, options are limited. Many companies are not issuing new policies in Florida or offer limited policies in Florida. It can be difficult and expensive to get insurance here.

Rosedale, MD Homeowners Insurance By Home Value

Rosedale, MD Home Value Total Homes % of Total Average Rosedale, MD Homeowners Insurance
Less than $50,000 172 3.0% $75
$90,000 to $99,999 101 1.0% $296
$100,000 to $124,999 176 3.0% $338
$125,000 to $149,999 341 6.0% $427
$150,000 to $174,999 575 11.0% $503
$175,000 to $199,999 560 10.0% $586
$200,000 to $249,999 1,393 27.0% $703
$250,000 to $299,999 1,095 21.0% $855
$300,000 to $399,999 610 11.0% $1090

Top Home Insurance Agents Near Rosedale, MD

Home Insurance Company Near Rosedale, MD Homeowners Insurance Agency Near Rosedale, MD Address
Travelers Creative Insurance Solutions Llc 3 RESEARCH PL STE 100, ROCKVILLE, MD, 20850
Erie Donius Insurance Group Llc 8258 Veterans Hwy Suite 19a, Millersville, MD, 21108
State Farm Gary Carpenter 2126 Espey Ct Ste E, Crofton, MD, 21114-2425
Nationwide Insurance One 1114 Town Center Blvd STE E, Odenton, MD, 21113
State Farm Michael O'Neill 8121 Georgia Ave Ste 606, Silver Spring, MD, 20910-4956

Cost Of Homeowners Insurance By Street Near Rosedale, MD

Streets in Rosedale Area Homeowners Insurance Cost
Rush Rd, 34th St, Berkwood Rd, Lancelot Dr, Holyoke Rd, Fordcrest Rd, Springwood Ave, Days End Ct, Analee Ave, Philadelphia Ave$694
Meridy Ave, Mildred Ave, 32nd St, Patapsco Ave, Bright Star Ct, Wilenoak Ct, Dalrose Ave, Hamilton Ave, Ian Ct, St Patrick Rd$688
Radecke Ave, Beatty Ave, Lisa Ct, Twilight Ct, Glenwest Ct, Hazel Ave, Ridgeway Ave, Berkwood Ct, Heinle Ave, Peper Ave$680
35th St, Quad Ave, Camhill Dr, Rollingside Ave, Golden Ring Ct, Brookwood Ave, Boymans Ct, Edro Ave, Coco Rd, Brian Rd$692
Langdon Ln, Springdale Ave, Daybreak Ter, Elinor Ave, Gilmore Ave, Forest View Ave, Councilman Ave, Langdale Rd, Walcott Rd, Kelso Dr$680

Rosedale, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rosedale$103 to $105
Rossville$104
Overlea$102
Middle River$101

Rosedale, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rossville CDP, Maryland $87 $115 $173
Overlea CDP, Maryland $86 $114 $171
Essex CDP, Maryland $86 $114 $171

Rosedale, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rosedale, MD3.8%11.7%
Rossville3.24%11.14%
Overlea3.64%12.4%
Essex3.65%12.42%

Rosedale Renters Insurance as a Percentage of Rent

Rosedale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 18 1.0% $340
$200 to $299 22 1.0% $790
$300 to $499 31 1.0% $1240
$500 to $749 67 3.0% $1915
$750 to $999 623 35.0% $2665
$1,000 to $1,499 690 39.0% $3790
$1,500 or more 287 16.0% $5440

Average Cost Of Home Insurance By Company In Areas Nearby Rosedale For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
240,000 500 Frame 35 American National Property & Casualty Co 936
240,000 500 Frame 35 Chubb National Insurance Co. 1,259
380,000 1,000 Frame 10 Farmers Mutual Fire Ins. Co. Of Salem Cty 1,137
280,000 500 Frame 25 Homesite Insurance Co. Of The Midwest 1,116
240,000 500 Frame 35 Lititz Mutual Insurance Co. 1,004
280,000 500 Frame 25 Metropolitan Property And Casualty Ins. 1,615
330,000 1,000 Masonry 15 State Auto Property & Casualty Ins. Co. 874
330,000 1,000 Masonry 15 State Farm Fire & Casualty Co. 1,220
330,000 1,000 Masonry 15 Unitrin Direct Property & Casualty Co. 1,271
240,000 500 Frame 35 Windsor Mt. Joy Mutual Insurance Co. 772

Rosedale, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Rosedale Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,100$9,900
Net Savings to Rosedale Home Owner from High Deductible Plan $1,200

Rosedale, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rosedale, MD Home Replacement Value MORE than Home Value Rosedale, MD Home Replacement Value LESS than Home Value
Replacement Value $301,000 $167,000
Insurance Premium based on Replacement Value $1,575 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $68,000 Risk Exposure from Under Insuring Coverage is $66,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $350/year

Example Rosedale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceErie Insurance
Monthly Premium 6494100
Year Built 196519741987
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$250000-$300000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Rosedale, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 270,000 Membrane Roof 2,080 3 $2500-$5000 Deductible 640 10 Fiber-Cement Siding yes
1966 180,000 Tile Roof 1,770 3 $500 Deductible 140 2 Fiber-Cement Siding No
1980 325,000 Tile Roof 3,020 4 $500 Deductible 820 6 Stucco siding yes
1988 435,000 Membrane Roof 3,150 4 $500 Deductible 970 6 Wood siding yes
1976 225,000 Shingles Roof 2,210 3 $500 Deductible 580 6 Vinyl siding No
1976 485,000 Membrane Roof 3,900 5 > $10,000 Deductible 1090 8 Fiber-Cement Siding yes
1981 555,000 Asphalt Shingles Roof 4,860 5 > $10,000 Deductible 910 7 Stone Siding No
1975 245,000 Composition Roof 1,890 5 $1000-$2500 Deductible 610 8 Wood siding No
1968 270,000 Tile Roof 1,970 4 $1000-$2500 Deductible 80 1 Vinyl siding No
1983 345,000 Slate Shingles Roof 2,760 5 $500- $1000 Deductible 380 4 Fiber-Cement Siding No
1975 400,000 Metal Roof 3,700 5 $2500-$5000 Deductible 260 2 Brick siding yes
1977 360,000 Membrane Roof 2,970 4 $2500-$5000 Deductible 1090 8 Stone Siding yes
1963 385,000 Membrane Roof 2,760 4 $5000 to $10,000 Deductible 690 5 Brick siding yes
1966 275,000 Asphalt Shingles Roof 2,330 3 $500- $1000 Deductible 230 2 Brick siding yes
1977 205,000 Slate Shingles Roof 1,670 5 $500 Deductible 510 6 Fiber-Cement Siding No
1984 200,000 Wood Shake Roof 1,440 3 $5000 to $10,000 Deductible 360 9 Vinyl siding No
1968 270,000 Asphalt Shingles Roof 1,920 4 $5000 to $10,000 Deductible 250 3 Stone Siding yes
1987 240,000 Tile Roof 1,820 4 $2500-$5000 Deductible 370 5 Vinyl siding No
1974 470,000 Slate Shingles Roof 3,810 5 $5000 to $10,000 Deductible 310 3 Fiber-Cement Siding yes
1970 285,000 Wood Shake Roof 2,110 3 > $10,000 Deductible 340 6 Vinyl siding yes
1973 225,000 Asphalt Shingles Roof 1,970 3 $5000 to $10,000 Deductible 140 2 Wood siding No
1965 310,000 Asphalt Shingles Roof 2,530 4 $2500-$5000 Deductible 820 8 Fiber-Cement Siding yes
1970 575,000 Asphalt Shingles Roof 4,000 5 $500- $1000 Deductible 370 2 Brick siding No
1972 220,000 Slate Shingles Roof 1,970 4 $5000 to $10,000 Deductible 60 1 Wood siding No
1977 200,000 Asphalt Shingles Roof 1,780 3 $500- $1000 Deductible 370 5 Brick siding yes
1974 230,000 Asphalt Shingles Roof 1,970 3 $500- $1000 Deductible 1060 10 Wood siding No
1980 165,000 Asphalt Shingles Roof 1,480 3 $500 Deductible 370 5 Vinyl siding yes
1971 350,000 Wood Shake Roof 3,180 4 > $10,000 Deductible 140 2 Vinyl siding yes
1983 360,000 Shingles Roof 3,730 5 $2500-$5000 Deductible 80 1 Brick siding No
1981 260,000 Asphalt Shingles Roof 1,900 4 $2500-$5000 Deductible 290 5 Wood siding yes
1983 470,000 Wood Shake Roof 3,690 5 $5000 to $10,000 Deductible 630 5 Wood siding yes