Roseburg Insurance Rates:

Roseburg, OR homeowners insurance is nearly $370 to $502, about $30-$41/month. Our complete guide indicates shoppers can save as much as $174 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Farmer's Insurance seems like a quick and fast way of getting your home covered. They are reasonably priced and seem to cover the gamut of home insurance offerings.
Safeco Insurance
I have had nothing but positive interactions with Safeco. In fact, they send little notes for birthdays and other events that show they are paying attendtion to the customer and their families.
State Farm
I really thought the agency was friendly and knowledgeable. They went out of their way to make my transition smooth and easy. They were very helpful.
State Farm
I really enjoy having state farm as my insurance provider for a number of reasons. first, the convenience and reliability i get in the coverage and in the agent. minimal claim processing times. i also feel as though i get premium coverage for what i pay.
State Farm
Another negative aspect of my experience would be the basic home coverage is very high compare to other insurance companies i have dealt with.
State Farm
The agent was attentive and knowledgeable. also, they are very affordable.
State Farm
I've checked USAA and they have a lower rate of home insurance but it was higher for the car so with the bundle discount, state farm came out cheaper. However, it would be great if the home insurance was lower and comparable to USAA.
Geico
I think Geico is by far the cheapest in my area, and I looked at State Farm once, and they were super expensive and about twice the cost of Geico. Geico is the bare-bones policy I believe, and it doesn't offer a lot of the bonus protection that other pricey companies have.
Country Financial
I like our coverage. I like the amount that we owe based on what we own. I like that my husband's car insurance went down to HALF of what it was before by bundling it with our house.
Liberty Mutual
I do not like that my premiums keep rising every year when I renew my auto and home insurance policies with them.
Allstate
They are always clear and on the ball as far as providing information. They always get back to me in a very timely manner.
Encompass Insurance
They've always been prompt to answer my questions and helped me receive a reimbursement for paying on two policies for several months due to the fact that our previous plan.

Roseburg, OR Homeowners Insurance By Home Value

Roseburg, OR Home Value Total Homes % of Total Average Roseburg, OR Homeowners Insurance
Less than $50,000 1,952 19.0% $61
$50,000 to $59,999 234 2.0% $135
$70,000 to $79,999 109 1.0% $191
$80,000 to $89,999 225 2.0% $218
$90,000 to $99,999 261 2.0% $244
$100,000 to $124,999 799 7.0% $283
$125,000 to $149,999 800 7.0% $353
$150,000 to $174,999 1,366 13.0% $418
$175,000 to $199,999 977 9.0% $483
$200,000 to $249,999 1,459 14.0% $579
$250,000 to $299,999 972 9.0% $710
$300,000 to $399,999 874 8.0% $902

Top Home Insurance Agents Near Roseburg, OR

Home Insurance Company Near Roseburg, OR Homeowners Insurance Agency Near Roseburg, OR Address
Travelers Abel Insurance Agency 93704 NEWPORT LN, COOS BAY, OR, 97420
State Farm J Lindeen Brown 224 N State St, Sutherlin, OR, 97479-9501
Allstate Payne West Ins 1645 E Main St, Cottage Grove, OR, 97424
State Farm Russ Clark 272 Park Ave, Coos Bay, OR, 97420-2338
Allstate Susan Gregg Snyder 780 NW Garden Valley Blvd Ste 38A, Roseburg, OR, 97471

Roseburg, OR Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Roseburg, OR

Streets in Roseburg Area Homeowners Insurance Cost
Happy Valley Rd, NE Bellview Ct, Ervin Ave, NE Ronald Ave, SE Floed Ave, Greenley St, W Hickory St, NW Avery St, Keeler Ct, NE Parker Rd$430
W Riverside Dr, W Center St, NW Ellis St, Circle Star Ln, Jole Allen Ct, Tipton Rd, NE Pearce Rd, NW Cabrillo Ct, NW Flora Ave, Steinhauer Rd$452
Georginna Dr, W Bradford Ct, Timberlake Ave, SE Watson Ln, NE Lombardy Dr, NE Exchange Ave, Lookingglass Rd, NE Fairacres Ln, NW Basco Ave, Temple Brown Rd$429
NW Motah St, NW Delridge Ave, SE Center Ave, W Keady Ct, SE Cobb St, SE Gregory Dr, E Dyke Rd, NE Isabell St, Manor Loop, NE Dixon St$431
Rosco St, SE Deer Creek Dr, NE Ventura St, NE Alder St, Frontier Ln, NW Edenbower Blvd, NW Finch Ct, W Laurelwood Ct, W Shasta Ave, NE Dixon Ave$426
NE Follett St, Frear St, Wilson Collins Rd, Shell Ln, NE Steele Ct, SE Thorne St, NW Glenmar Dr, Paradise Ln, SW Grange Rd, W Langenberg Ave$429
NE Parkview Ct, Bailer Ct, NE Meadow Ave, SW Kendall St, NE Hall Ave, NE Rifle Range Rd, Winngate Ct, Capitola Ct, NE Imbler Ave, SE Pitzer St$425
NW Caribou Ln, NW Glenmar Ave, NE Freemont Ave, Woodland Dr, NE Housley Ave, General Ave, NE Mary Ann Ln, W Sanders Ave, Lilac Ct, NE Granite Ridge$427
W Elaine Ave, Christensen Ln, Brewer Ln, Yoder Ln, NW Glenhart Ave, M St, Mulholland Dr, Cattle Dr, Emery Ln, Serena Way$433
SE Mill St, Fescue Ln, N Bank Rd, SE Meadowood Dr, Kylee St, SE Hillside Dr, SE Kansas Ave, Keasey St, NW Loma Vista Dr, SW Palos Verdes Dr$438

Roseburg, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Roseburg$65 to $67
Green$64
Roseburg North$63
Lookingglass$68

Roseburg, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Green CDP, Oregon $65 $86 $129
Roseburg North CDP, Oregon $63 $84 $126
Winston city, Oregon $65 $86 $129

Roseburg, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Roseburg, OR2.9%9.5%
Green3.23%9.05%
Roseburg North3.75%7.53%
Winston3.25%10.68%

Roseburg Renters Insurance as a Percentage of Rent

Roseburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 69 1.0% $345
$200 to $299 142 2.0% $795
$300 to $499 783 12.0% $1245
$500 to $749 1,989 31.0% $1920
$750 to $999 1,469 23.0% $2670
$1,000 to $1,499 1,491 23.0% $3795
$1,500 or more 339 5.0% $5445

Roseburg, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Roseburg Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $7,900$6,900
Net Savings to Roseburg Home Owner from High Deductible Plan $1,000

Roseburg, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Roseburg, OR Home Replacement Value MORE than Home Value Roseburg, OR Home Replacement Value LESS than Home Value
Replacement Value $171,000 $119,500
Insurance Premium based on Replacement Value $450 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Roseburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateLiberty Mutual
Monthly Premium 253716
Year Built 199519812001
Home Details 3 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$175000-$200000$75000-$100000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Roseburg, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 360,000 Metal Roof 3,010 4 $2500-$5000 Deductible 210 4 Stone Siding No
1999 450,000 Membrane Roof 3,930 5 $2500-$5000 Deductible 240 3 Stone Siding No
1966 105,000 Wood Shake Roof 1,020 2 $1000-$2500 Deductible 20 1 Vinyl siding yes
1990 120,000 Slate Shingles Roof 1,370 2 $500- $1000 Deductible 70 3 Vinyl siding No
2011 495,000 Metal Roof 4,150 5 $1000-$2500 Deductible 210 2 Vinyl siding yes
1992 120,000 Wood Shake Roof 1,470 3 $500 Deductible 140 8 Stucco siding No
1962 115,000 Wood Shake Roof 1,010 2 $1000-$2500 Deductible 120 5 Brick siding yes
1982 105,000 Asphalt Shingles Roof 1,110 2 $500- $1000 Deductible 290 10 Vinyl siding No
1986 190,000 Metal Roof 1,900 3 $2500-$5000 Deductible 150 5 Stone Siding yes
1995 290,000 Asphalt Shingles Roof 2,660 4 $500 Deductible 180 2 Stone Siding yes
2012 145,000 Shingles Roof 1,430 2 $500- $1000 Deductible 370 9 Brick siding No
1960 225,000 Shingles Roof 2,260 5 $500 Deductible 540 10 Wood siding No
1986 205,000 Shingles Roof 2,400 4 $1000-$2500 Deductible 570 10 Fiber-Cement Siding No
2009 215,000 Shingles Roof 2,170 3 $2500-$5000 Deductible 110 3 Wood siding No
2012 155,000 Composition Roof 1,390 2 $500 Deductible 270 8 Fiber-Cement Siding yes
1992 435,000 Shingles Roof 4,780 5 $1000-$2500 Deductible 540 7 Brick siding yes
1998 505,000 Wood Shake Roof 4,990 5 $500 Deductible 180 2 Wood siding No
1982 220,000 Shingles Roof 2,800 4 > $10,000 Deductible 210 5 Vinyl siding yes
2000 155,000 Composition Roof 1,850 3 $2500-$5000 Deductible 140 4 Fiber-Cement Siding yes
1995 160,000 Asphalt Shingles Roof 1,960 3 $2500-$5000 Deductible 200 6 Brick siding yes
1998 135,000 Asphalt Shingles Roof 1,600 3 $1000-$2500 Deductible 150 7 Vinyl siding yes
1962 260,000 Slate Shingles Roof 2,740 4 $2500-$5000 Deductible 500 12 Vinyl siding yes
2009 240,000 Composition Roof 2,270 4 > $10,000 Deductible 160 4 Stucco siding yes
1984 250,000 Membrane Roof 2,350 3 $1000-$2500 Deductible 430 7 Brick siding No
1997 205,000 Shingles Roof 1,740 4 > $10,000 Deductible 110 5 Vinyl siding No
1984 125,000 Slate Shingles Roof 1,200 2 $2500-$5000 Deductible 60 2 Stone Siding No
2006 455,000 Shingles Roof 3,950 5 $500- $1000 Deductible 100 1 Fiber-Cement Siding yes
2008 135,000 Wood Shake Roof 1,360 3 $2500-$5000 Deductible 220 10 Wood siding No
2005 105,000 Wood Shake Roof 1,150 2 $1000-$2500 Deductible 280 12 Stucco siding yes
2004 305,000 Composition Roof 3,350 5 $2500-$5000 Deductible 100 2 Stone Siding No
2005 250,000 Asphalt Shingles Roof 2,150 4 $1000-$2500 Deductible 130 2 Brick siding No
1992 185,000 Wood Shake Roof 1,810 4 $500 Deductible 90 2 Stone Siding yes
2009 390,000 Tile Roof 3,960 5 $500 Deductible 240 3 Stone Siding yes

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