Rose Hill Insurance Rates:

Rose Hill, VA homeowners insurance is about $675 to $923, about $56-$76/month. Our thorough analysis reveals consumers can save as much as $319 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
My insurance company has great customer service. they are always eager to assist me if i have a question about my policy or need to make a claim.
Erie Insurance
I like that it is affordable and is mostly fair, but i don't like the customer service of the company.
Farmer's Insurance
I talked to the guy once and he seemed nice enough. Have not talked to him in years.
Progressive
I love the chat option, that way I don't have to sit on hold or sit in one place while I'm trying to communicate with them!
Erie Insurance
The website is very easy to use. I also get quick answers when I call, as well as having access to my local agent who has given me his email, fax, and phone number.
Encompass Insurance
They are great and though their rates could be better they are very consistent.
Allstate
They're quick on the phone, anytime I've called in with an issue someone has been there to pick up without excessive wait times.

Rose Hill, VA Homeowners Insurance By Home Value

Rose Hill, VA Home Value Total Homes % of Total Average Rose Hill, VA Homeowners Insurance
$60,000 to $69,999 28 1.0% $119
$70,000 to $79,999 42 1.0% $135
$90,000 to $99,999 53 2.0% $175
$100,000 to $124,999 68 2.0% $207
$150,000 to $174,999 39 1.0% $303
$175,000 to $199,999 78 3.0% $351
$200,000 to $249,999 202 7.0% $423
$250,000 to $299,999 331 12.0% $519
$300,000 to $399,999 1,680 65.0% $663

Top Home Insurance Agents Near Rose Hill, VA

Home Insurance Company Near Rose Hill, VA Homeowners Insurance Agency Near Rose Hill, VA Address
State Farm Adrian Wilcox 1101 Mercantile Ln Ste 290, Largo, MD, 20774-5363
Allstate Ahmed Taha 7841 Rolling Rd Ste A, Springfield, VA, 22153
Liberty Mutual Dave King 800 King Farm Blvd Ste 105, Rockville, MD, 20850
Nationwide Donald E. Mettee Insurance Agency Inc. 9070 Chevrolet Dr, Ellicott City, MD, 21042-4018
State Farm Rich Tusing 9418 Annapolis Rd Ste 105, Lanham, MD, 20706-3049

Cost Of Homeowners Insurance By Street Near Rose Hill, VA

Streets in Rose Hill Area Homeowners Insurance Cost
Brookview Dr, Greenhaven Pl, Butterworth Ct, Dove Dr, Blossom Ln, Sunbury Dr, Thetford Pl, Ninian Ave, Chevell Ct, Dogue Forest Ct$796
Haystack Rd, Redwood Dr, Jane Way, D'Evereux Circle Dr, Pike Branch Dr, Wooden Valley Ct, Marl Pat Dr, Trask Ter, Benfield Dr, Dreams Way Ct$821
Sheridonna Ln, Florence Ln, Warren Point Ct, la Vista Dr, Edgemont Dr, Gypsy Ct, Peverill Dr, Dewey Dr, Lake Cove Dr, Kiernan Ct$808
Dubois St, Austin Ave, Maplefield Pl, D Evereux Circle Dr, Meadow Rose Ct, Forest Ave, Trigger Ct, East Dr, Maryview St, Brookland Rd$810
Sandlin Ct, Wilcox Ct, Gladden Ct, Lark Ln, Diana Ln, Kelsey Point Cir, Clonmel Ct, Oakwood Rd, Old Telegraph Rd, Green Glade Ct$778

Rose Hill, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rose Hill$118 to $120
Huntington$115
Groveton$118
Kingstowne$121

Rose Hill, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Huntington CDP, Virginia $115 $153 $230
Groveton CDP, Virginia $118 $157 $236
Lee district, Fairfax County, Virginia $118 $157 $236

Rose Hill, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rose Hill, VA2.6%10.1%
Huntington3.12%8.5%
Groveton2.95%12.47%
Lee2.82%10.77%

Rose Hill Renters Insurance as a Percentage of Rent

Rose Hill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 16 1.0% $1207
$750 to $999 109 7.0% $2632
$1,000 to $1,499 553 38.0% $3757
$1,500 or more 777 53.0% $5407

Rose Hill, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Rose Hill Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $11,900$10,900
Net Savings to Rose Hill Home Owner from High Deductible Plan $1,000

Rose Hill, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rose Hill, VA Home Replacement Value MORE than Home Value Rose Hill, VA Home Replacement Value LESS than Home Value
Replacement Value $427,500 $272,500
Insurance Premium based on Replacement Value $1,925 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $106,000 Risk Exposure from Under Insuring Coverage is $49,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $475/year

Example Rose Hill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceAllstateState Farm
Monthly Premium 138293244
Year Built 197719901988
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$800000-$900000$600000-$700000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Rose Hill, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 455,000 Composition Roof 2,050 3 $2500-$5000 Deductible 380 2 Wood siding yes
1963 275,000 Asphalt Shingles Roof 1,460 3 $1000-$2500 Deductible 430 5 Brick siding yes
1984 485,000 Composition Roof 2,360 3 $500- $1000 Deductible 940 5 Stone Siding No
1996 535,000 Wood Shake Roof 2,260 3 $2500-$5000 Deductible 2350 10 Brick siding yes
1999 290,000 Membrane Roof 1,310 3 $500 Deductible 970 8 Fiber-Cement Siding No
1979 295,000 Metal Roof 1,640 3 $2500-$5000 Deductible 750 9 Brick siding No
1991 435,000 Membrane Roof 1,930 4 $5000 to $10,000 Deductible 1000 8 Wood siding yes
1986 470,000 Slate Shingles Roof 2,760 4 $2500-$5000 Deductible 950 8 Fiber-Cement Siding No
1989 375,000 Slate Shingles Roof 1,890 3 $500 Deductible 1980 10 Vinyl siding No
1999 370,000 Membrane Roof 1,620 5 $1000-$2500 Deductible 1260 10 Brick siding yes
1972 520,000 Wood Shake Roof 2,250 4 $5000 to $10,000 Deductible 710 7 Fiber-Cement Siding yes
1963 390,000 Composition Roof 1,790 4 $500- $1000 Deductible 1170 8 Brick siding yes
1998 345,000 Slate Shingles Roof 1,650 3 $1000-$2500 Deductible 540 6 Wood siding No
1982 460,000 Shingles Roof 2,170 4 $2500-$5000 Deductible 270 2 Wood siding No
1984 665,000 Asphalt Shingles Roof 4,040 5 $5000 to $10,000 Deductible 1740 9 Vinyl siding yes
1997 605,000 Tile Roof 3,590 5 > $10,000 Deductible 560 4 Fiber-Cement Siding No
1972 340,000 Wood Shake Roof 1,460 3 $500- $1000 Deductible 1270 10 Stone Siding No
1975 505,000 Asphalt Shingles Roof 2,340 3 $500- $1000 Deductible 1390 8 Brick siding No
1997 615,000 Metal Roof 2,540 4 > $10,000 Deductible 480 4 Stucco siding No
1986 520,000 Composition Roof 2,710 4 $5000 to $10,000 Deductible 1160 7 Stone Siding No
1963 365,000 Shingles Roof 2,050 3 $500 Deductible 730 6 Fiber-Cement Siding No
1971 400,000 Shingles Roof 2,290 4 > $10,000 Deductible 430 6 Brick siding No