Rosamond Insurance Rates:

Rosamond, CA homeowners insurance is approximately $500 to $680, about $41-$56/month. Our detailed guide reveals consumers can save upto $236 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Rosamond, CA Homeowners Insurance By Home Value

Rosamond, CA Home Value Total Homes % of Total Average Rosamond, CA Homeowners Insurance
Less than $50,000 621 17.0% $100
$50,000 to $59,999 70 1.0% $218
$60,000 to $69,999 131 3.0% $271
$70,000 to $79,999 146 4.0% $312
$90,000 to $99,999 107 2.0% $395
$100,000 to $124,999 497 13.0% $460
$125,000 to $149,999 413 11.0% $572
$150,000 to $174,999 277 7.0% $678
$175,000 to $199,999 413 11.0% $784
$200,000 to $249,999 480 13.0% $944
$250,000 to $299,999 273 7.0% $1150
$300,000 to $399,999 141 3.0% $1463

Top Home Insurance Agents Near Rosamond, CA

Home Insurance Company Near Rosamond, CA Homeowners Insurance Agency Near Rosamond, CA Address
State Farm Henry Rodriguez 18978 Sol Cyn Rd, Santa Clarita, CA, 91351-3360
Allstate Jeri Beaven-Mattox 38750 Trade Center Dr Ste D, Palmdale, CA, 93551
State Farm Jim Claflin 21049 Devonshire Street #206, Chatsworth, CA, 91311-2375
Travelers Johnson Kriste & Daily Ins 4515 OCEAN VIEW BLVD SUITE 300, LA CANADA-FLINTRIDGE, CA, 91011
State Farm Kirk Baker 23504 Cinema Dr, Valencia, CA, 91355-5222

Cost Of Homeowners Insurance By Street Near Rosamond, CA

Streets in Rosamond Area Homeowners Insurance Cost
61st St W, Scherer Dr, Park Ave, Cowboy Country Ln, Glendower St, W Roxbury St, 42nd St, Aviation Way, Melody Ln, Trakell St$587
20th St W, Horse Theif Trl, Discovery Way, Lodestar Ave, Windcurrent Dr, Orange Dr, Patterson Rd, Backus Rd, Country Cowboy Ln, Kellie Ave$592
57th St, Cactus Cir, 47th St W, Cold Creek Ave, Fall Ct, Ridgecrest Ct, Montiverde Rd, 66th St, Parkridge Ave, Rangeview Dr$587
Sequoia Ln, Stone Ave, 170th St, Gobi Ave, Williams Ct, Tardito Ln, Bobtail, 82nd St, Colleen Dr, Natalie Dr$587
28th St W, Alice Rd, Windharp Dr, 59th St W, Stetson Ave, Silver Ridge Ct, 58th St W, Favorito Ave, Dawn Rd, 168th St$593

Rosamond, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rosamond$88 to $90
North Antelope Valley$89
Mojave$86
Quartz Hill$90

Rosamond, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Antelope Valley CCD, Los Angeles County, California $74 $99 $148
Mojave CDP, California $72 $96 $144
Lancaster city, California $74 $99 $148

Rosamond, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rosamond, CA3.1%12.2%
North Antelope Valley2.8%11.19%
Mojave4.86%24.08%
Lancaster2.76%10.97%

Rosamond Renters Insurance as a Percentage of Rent

Rosamond Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 39 2.0% $805
$300 to $499 104 6.0% $1255
$500 to $749 409 23.0% $1930
$750 to $999 459 26.0% $2680
$1,000 to $1,499 360 20.0% $3805
$1,500 or more 362 20.0% $5455

Average Cost Of Home Insurance By Company In Areas Nearby Rosamond For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewQBE (Balboa)519
150000250NewUniversal North America437
200000500NewHorace Mann343
200000500NewMAPFRE Group450
250000500NewKemper604
4000001000NewKemper737
7500002500NewIDS Property Casualty1313
1500005001-3 YearsCalifornia Casualty434
2000005001-3 YearsGeneral Ins408
2000005001-3 YearsPrivilege Underwriters Exch2520
25000010001-3 YearsWawanesa628
2500005001-3 YearsCentury National744
3000005001-3 YearsCalifornia Casualty794
3000005001-3 YearsSafeco1004
40000010001-3 YearsWawanesa898
50000010001-3 YearsCentury National1306
75000025001-3 YearsBankers Standard4423
1500002504-6 YearsHorace Mann P & C396
1500005004-6 YearsStillwater Ins Co615
2000005004-6 YearsAmco776
2000005004-6 YearsUSAA533
2500005004-6 YearsWawanesa677
75000025004-6 YearsTokio Marine America1145

Rosamond, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Rosamond Homeowner Insurance Premium Example $1,500$900
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $10,100$9,500
Net Savings to Rosamond Home Owner from High Deductible Plan $600

Rosamond, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rosamond, CA Home Replacement Value MORE than Home Value Rosamond, CA Home Replacement Value LESS than Home Value
Replacement Value $161,500 $106,000
Insurance Premium based on Replacement Value $525 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year

Example Rosamond Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 274720
Year Built 200919952013
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $100000-$125000$250000-$300000$125000-$150000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Rosamond, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 115,000 Membrane Roof 1,280 3 $1000-$2500 Deductible 250 9 Stucco siding No
2010 185,000 Metal Roof 2,000 3 $2500-$5000 Deductible 140 4 Brick siding No
2002 290,000 Membrane Roof 3,670 5 $2500-$5000 Deductible 150 3 Stucco siding yes
2009 155,000 Slate Shingles Roof 2,140 3 $500- $1000 Deductible 220 5 Brick siding No
2009 375,000 Shingles Roof 4,730 5 $2500-$5000 Deductible 610 10 Wood siding No
2011 155,000 Membrane Roof 1,920 3 $2500-$5000 Deductible 350 9 Brick siding No
2001 135,000 Metal Roof 1,890 4 $500 Deductible 220 5 Vinyl siding No
2012 435,000 Shingles Roof 4,650 5 $1000-$2500 Deductible 270 2 Stucco siding No
2000 160,000 Slate Shingles Roof 2,180 4 $500 Deductible 260 5 Fiber-Cement Siding No
2010 205,000 Tile Roof 2,320 3 $5000 to $10,000 Deductible 270 9 Fiber-Cement Siding yes
2003 175,000 Membrane Roof 2,130 4 $5000 to $10,000 Deductible 130 5 Brick siding No
1996 150,000 Slate Shingles Roof 1,750 4 $1000-$2500 Deductible 230 9 Vinyl siding yes
2011 275,000 Wood Shake Roof 3,670 5 $500 Deductible 70 1 Stone Siding yes
2010 220,000 Composition Roof 2,910 4 $500- $1000 Deductible 180 5 Wood siding yes
2002 140,000 Metal Roof 1,530 3 $500- $1000 Deductible 80 2 Wood siding No
2012 140,000 Composition Roof 1,750 5 $500 Deductible 120 3 Stucco siding yes
2012 220,000 Wood Shake Roof 2,230 3 > $10,000 Deductible 140 5 Stucco siding yes
1997 160,000 Wood Shake Roof 2,220 4 $5000 to $10,000 Deductible 340 9 Stucco siding No
2006 250,000 Shingles Roof 2,710 5 $500 Deductible 340 7 Fiber-Cement Siding No
1990 180,000 Slate Shingles Roof 2,260 4 $1000-$2500 Deductible 60 2 Fiber-Cement Siding No
1990 150,000 Shingles Roof 2,140 5 $1000-$2500 Deductible 230 9 Vinyl siding No
2012 220,000 Tile Roof 2,720 4 > $10,000 Deductible 220 8 Wood siding yes
1999 170,000 Membrane Roof 2,180 4 $1000-$2500 Deductible 80 3 Stucco siding yes
1992 260,000 Tile Roof 2,810 5 $5000 to $10,000 Deductible 180 5 Stucco siding yes
2010 200,000 Metal Roof 2,460 4 $500 Deductible 90 2 Fiber-Cement Siding No
2002 135,000 Shingles Roof 1,720 3 $500- $1000 Deductible 140 6 Wood siding yes
1993 235,000 Composition Roof 3,340 4 $1000-$2500 Deductible 800 12 Stone Siding No
1997 155,000 Composition Roof 1,990 5 $500 Deductible 120 3 Stucco siding No
2013 185,000 Asphalt Shingles Roof 2,550 5 $500- $1000 Deductible 120 3 Vinyl siding No
1995 300,000 Composition Roof 3,900 5 $5000 to $10,000 Deductible 210 4 Fiber-Cement Siding yes
2010 175,000 Composition Roof 2,220 3 $500 Deductible 380 6 Brick siding No
2013 470,000 Metal Roof 4,550 5 $1000-$2500 Deductible 350 4 Wood siding yes
2005 340,000 Slate Shingles Roof 4,600 5 $500 Deductible 410 3 Stone Siding yes
2011 185,000 Wood Shake Roof 2,000 4 $500 Deductible 500 12 Wood siding No