Roosevelt Insurance Rates:

Roosevelt, NY homeowners insurance is roughly $537 to $729, about $44-$60/month. Our detailed analysis shows customers can save as much as $253 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Roosevelt, NY Homeowners Insurance By Home Value

Roosevelt, NY Home Value Total Homes % of Total Average Roosevelt, NY Homeowners Insurance
Less than $50,000 62 2.0% $44
$100,000 to $124,999 26 1.0% $202
$150,000 to $174,999 34 1.0% $303
$175,000 to $199,999 115 4.0% $354
$200,000 to $249,999 228 9.0% $424
$250,000 to $299,999 506 21.0% $519
$300,000 to $399,999 1,320 57.0% $658

Top Home Insurance Agents Near Roosevelt, NY

Home Insurance Company Near Roosevelt, NY Homeowners Insurance Agency Near Roosevelt, NY Address
NA Insurance Resource Of Ny Agency, Inc 1059 Norstrand Avenue Brooklyn, NYC, NY, 11225
Travelers Brown & Brown Metro Inc 30A VREELAND RD, FLORHAM PARK, NJ, 7932
State Farm Joe Randall 1985 New York Ave Unit 4, Huntingtn Sta, NY, 11746-3265
Liberty Mutual Mustafa Matari 7 Becker Farm Road, Roseland, NJ, 7068
State Farm Tamar Dickel 178 Route 59, Airmont, NY, 10952-7830

Cost Of Homeowners Insurance By Street Near Roosevelt, NY

Streets in Roosevelt Area Homeowners Insurance Cost
Debevoise Ave, E Fulton Ave, Westfield Ave, Denton Pl, Grenada Ave, Enness St, Whitehouse Ave, Brooks Ave, E Clinton Ave, E Grenada Ave$631
Dutchess St, E Raymond Ave, E Greenwich Ave, Gusto Ln, Konig Ct, W Raymond Ave, Soma Pl, Allers Blvd, Tremont Pl, Lyme Pl$635
Midwood Pl, Bainbridge St, Union Pl, Catlin Ave, Saint Francis St, E Greenwich Ave, Ronald Pl, Mollineaux Pl, Enness Pl, Cumberland Ave$637
Decatur St, Manhattan Ave, Lee St, E Clinton Ave, Oakwood Pl, Valdur Ct, Raleigh Pl, Seaman Ct, Branch Pl, E Clinton St$624
Dawes Ave, E Fulton Ave, Holloway Ave, Gombert Pl, Hausch Blvd, Andrews Ave, Bauer Ave, Thoma Pl, Dawes Pl, Newton Pl$633

Roosevelt, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Roosevelt$94 to $97
North Merrick$98
Uniondale$95
Baldwin$96

Roosevelt, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Merrick CDP, New York $82 $109 $164
Uniondale CDP, New York $80 $106 $159
Baldwin CDP, New York $80 $107 $160

Roosevelt, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Roosevelt, NY2.0%5.3%
North Merrick1.78%5.49%
Uniondale1.82%5.53%
Baldwin1.75%5.34%

Roosevelt Renters Insurance as a Percentage of Rent

Roosevelt Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 112 8.0% $1228
$500 to $749 90 6.0% $1903
$750 to $999 80 6.0% $2653
$1,000 to $1,499 309 23.0% $3778
$1,500 or more 729 55.0% $5428

Roosevelt, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Roosevelt Homeowner Insurance Premium Example $4,800$4,300
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $38,900$37,900
Net Savings to Roosevelt Home Owner from High Deductible Plan $1,000

Roosevelt, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Roosevelt, NY Home Replacement Value MORE than Home Value Roosevelt, NY Home Replacement Value LESS than Home Value
Replacement Value $429,500 $272,000
Insurance Premium based on Replacement Value $4,300 $2,725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $63,500 Risk Exposure from Under Insuring Coverage is $94,000
Premium Impact Insurance cheaper by $950/year Insurance costlier by $625/year

Example Roosevelt Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualChubb Group of Insurance
Monthly Premium 113356190
Year Built 197119431951
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$400000-$500000$300000-$350000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Roosevelt, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1952 525,000 Asphalt Shingles Roof 3,290 5 $500 Deductible 1800 4 Stone Siding No
1947 440,000 Asphalt Shingles Roof 2,280 4 $500- $1000 Deductible 3960 10 Vinyl siding yes
1968 330,000 Wood Shake Roof 2,370 3 $2500-$5000 Deductible 2860 12 Vinyl siding yes
1979 245,000 Metal Roof 1,750 3 $500- $1000 Deductible 1720 9 Wood siding yes
1976 550,000 Wood Shake Roof 3,650 5 $1000-$2500 Deductible 3050 6 Fiber-Cement Siding No
1953 390,000 Wood Shake Roof 2,020 5 $2500-$5000 Deductible 3340 12 Fiber-Cement Siding No
1956 240,000 Membrane Roof 1,610 3 $1000-$2500 Deductible 1750 9 Wood siding No
1963 855,000 Shingles Roof 4,270 5 > $10,000 Deductible 2270 7 Brick siding yes
1957 415,000 Metal Roof 2,120 5 $500- $1000 Deductible 4640 12 Stucco siding No
1974 225,000 Slate Shingles Roof 1,640 3 $1000-$2500 Deductible 550 3 Wood siding No
1976 365,000 Wood Shake Roof 2,120 4 > $10,000 Deductible 980 7 Fiber-Cement Siding yes
1960 265,000 Shingles Roof 1,850 4 > $10,000 Deductible 1170 10 Stucco siding No
1956 195,000 Slate Shingles Roof 1,270 3 $2500-$5000 Deductible 620 4 Fiber-Cement Siding yes
1945 920,000 Slate Shingles Roof 4,890 5 $500- $1000 Deductible 3130 4 Stucco siding yes
1971 275,000 Slate Shingles Roof 2,050 3 $1000-$2500 Deductible 830 5 Wood siding yes
1964 505,000 Metal Roof 3,340 4 $500 Deductible 1220 3 Stone Siding yes
1964 205,000 Composition Roof 1,490 3 > $10,000 Deductible 310 3 Stucco siding No
1969 370,000 Membrane Roof 2,390 3 > $10,000 Deductible 1290 8 Stone Siding yes
1949 505,000 Wood Shake Roof 2,730 4 $1000-$2500 Deductible 2980 9 Wood siding No
1973 560,000 Asphalt Shingles Roof 3,440 5 $2500-$5000 Deductible 3160 8 Vinyl siding yes
1956 275,000 Wood Shake Roof 1,740 3 $500- $1000 Deductible 1440 5 Wood siding No
1942 310,000 Slate Shingles Roof 1,900 3 $5000 to $10,000 Deductible 660 3 Stone Siding No
1974 220,000 Tile Roof 1,290 3 $2500-$5000 Deductible 680 4 Vinyl siding No
1948 310,000 Slate Shingles Roof 2,220 4 $5000 to $10,000 Deductible 1370 8 Brick siding No
1962 465,000 Tile Roof 2,720 4 $5000 to $10,000 Deductible 2190 8 Vinyl siding No
1949 770,000 Slate Shingles Roof 4,060 5 > $10,000 Deductible 3430 9 Brick siding yes
1959 315,000 Tile Roof 2,120 3 > $10,000 Deductible 1180 8 Wood siding No
1963 500,000 Asphalt Shingles Roof 3,590 5 $500 Deductible 5820 12 Stucco siding yes
1955 385,000 Tile Roof 2,420 4 $1000-$2500 Deductible 2800 12 Fiber-Cement Siding No
1952 220,000 Asphalt Shingles Roof 1,350 3 $2500-$5000 Deductible 120 1 Vinyl siding yes
1976 275,000 Tile Roof 1,350 3 $1000-$2500 Deductible 1560 12 Stucco siding No