Romulus Insurance Rates:

Romulus, MI homeowners insurance is roughly $610 to $830, about $50-$69/month. Our thorough research reveals consumers can save as much as $288 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Foremost
It is very hard to navigate around. It's hard for me to understand if I am paying the right thing, it lacks description to even get to pay my bill. It is difficult every month to navigate around just to pay a bill. It doesn't make sense.
Amica Mutual Insurance
I like the ease to use menus and FAQs section of the help page.
Farmer's Insurance
I think the premium I pay is about what most people pay for a house of the same size. I think maybe we should revisit our policy every few years because we have had this policy for 18 years and never have changed it.
Farmer's Insurance
I wish that my insurance provider would set their prices at more of a competitive rate in comparison to others.
Travelers
They are relatively good priced and were understanding when a claim was filed due to items being stolen.
Foremost
They have been very good about communicating with me.it has been very easy to pay my bill i have found.

Romulus, MI Homeowners Insurance By Home Value

Romulus, MI Home Value Total Homes % of Total Average Romulus, MI Homeowners Insurance
Less than $50,000 1,826 29.0% $216
$50,000 to $59,999 383 6.0% $453
$60,000 to $69,999 404 6.0% $568
$70,000 to $79,999 377 6.0% $655
$80,000 to $89,999 446 7.0% $741
$90,000 to $99,999 335 5.0% $828
$100,000 to $124,999 809 13.0% $957
$125,000 to $149,999 403 6.0% $1202
$150,000 to $174,999 462 7.0% $1418
$175,000 to $199,999 266 4.0% $1641
$200,000 to $249,999 292 4.0% $1972
$250,000 to $299,999 89 1.0% $2412

Top Home Insurance Agents Near Romulus, MI

Home Insurance Company Near Romulus, MI Homeowners Insurance Agency Near Romulus, MI Address
NA Laginess Insurance Agency 199 N Main St 199 N Main St, Plymouth, MI, 48170
NA First Insurance Group 1755 Indian Wood Cir Ste 200, Maumee, OH, 43537
NA Hartland Insurance Agency 1631 S Milford Rd Ste C , Highland, MI, 48357
Liberty Mutual Independent Bergstrom Insurance Agency 30701 W Ten Mile Rd 30701 W Ten Mile Rd , Farmington Hills, MI, 48336
State Farm Mike Kinna 36700 Woodward Ave Ste 10, Bloomfld Hls, MI, 48304-0928

Cost Of Homeowners Insurance By Street Near Romulus, MI

Streets in Romulus Area Homeowners Insurance Cost
Montrose Blvd, Jay Kay Dr, Dodge St, Westvale St, Commons Dr, Kent St, Ellward Dr, Conover Pl, Gorsuch Ave, Rio Grande Dr$730
Atlas St, Ferndale St, Panam St, Augusta Ct, Teak Way, Plain Way, Kim Ln, Van Petten St, Essex St, Scottsdale Dr$730
Second St, Mario Ann Ct, Edinburgh Dr, Inverness Dr, Heroux St, Willowtree St, Piper St, Riveroak Dr, Ridgebrook Path, Wayne Course St$724
McBride St, Aston St, Wildfox Ct, Shawnee Dr, Coral Dr, Michele Dr, N Maple St, Garner St, Hermosa Ave, Smith Rd$713
Brandt Rd, Houston Dr, Ronald St, Hawick Ln, Metroplex Dr, Whitehorn St, Camden Dr, Aston St, Romaine St, Tempe Dr$702

Romulus, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Romulus$107 to $110
Wayne$108
Inkster$106
Huron charter$115

Romulus, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wayne city, Michigan $90 $120 $180
Taylor city, Michigan $91 $121 $181
Inkster city, Michigan $89 $118 $177

Romulus, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Romulus, MI4.6%12.9%
Wayne4.9%13.04%
Taylor5.07%12.89%
Inkster5.25%12.73%

Romulus Renters Insurance as a Percentage of Rent

Romulus Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 123 4.0% $364
$200 to $299 149 5.0% $814
$300 to $499 233 8.0% $1264
$500 to $749 926 34.0% $1939
$750 to $999 490 18.0% $2689
$1,000 to $1,499 712 26.0% $3814
$1,500 or more 28 1.0% $5464

Romulus, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Romulus Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Romulus Home Owner from High Deductible Plan $600

Romulus, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Romulus, MI Home Replacement Value MORE than Home Value Romulus, MI Home Replacement Value LESS than Home Value
Replacement Value $116,500 $79,000
Insurance Premium based on Replacement Value $500 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,000 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $50/year

Example Romulus Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAmica Mutual Insurance Company
Monthly Premium 224228
Year Built 200320121981
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$100000-$125000$75000-$100000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Romulus, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 70,000 Membrane Roof 1,340 3 $500- $1000 Deductible 260 12 Fiber-Cement Siding yes
1967 245,000 Shingles Roof 3,450 5 $500 Deductible 570 7 Vinyl siding No
2011 115,000 Composition Roof 1,740 3 $500- $1000 Deductible 90 2 Stucco siding No
2013 150,000 Composition Roof 2,360 4 $2500-$5000 Deductible 300 8 Stucco siding yes
2007 155,000 Shingles Roof 2,450 5 $5000 to $10,000 Deductible 170 5 Brick siding No
1976 145,000 Composition Roof 2,000 3 $1000-$2500 Deductible 280 5 Stucco siding No
2013 190,000 Shingles Roof 2,990 5 $5000 to $10,000 Deductible 50 1 Wood siding No
1969 85,000 Membrane Roof 1,630 4 $1000-$2500 Deductible 210 8 Brick siding No
2013 140,000 Metal Roof 1,970 3 $2500-$5000 Deductible 100 2 Brick siding No
1963 65,000 Wood Shake Roof 1,340 3 $500 Deductible 140 6 Fiber-Cement Siding No
1973 220,000 Tile Roof 3,250 4 $5000 to $10,000 Deductible 380 7 Wood siding yes
1972 215,000 Wood Shake Roof 3,980 5 $1000-$2500 Deductible 420 6 Stucco siding No
2001 110,000 Slate Shingles Roof 1,720 3 $500- $1000 Deductible 30 1 Brick siding yes
1983 145,000 Metal Roof 2,050 4 $1000-$2500 Deductible 120 4 Wood siding No
1987 105,000 Metal Roof 1,690 4 $1000-$2500 Deductible 210 5 Brick siding yes
1978 145,000 Membrane Roof 2,130 3 $1000-$2500 Deductible 50 1 Stone Siding No
1980 150,000 Slate Shingles Roof 2,060 4 $1000-$2500 Deductible 190 3 Stone Siding No
2014 110,000 Membrane Roof 1,640 4 $500 Deductible 340 7 Stone Siding yes
2003 125,000 Membrane Roof 2,110 3 $500 Deductible 130 2 Fiber-Cement Siding yes
1988 115,000 Slate Shingles Roof 1,890 3 $2500-$5000 Deductible 400 9 Stone Siding No
1989 185,000 Slate Shingles Roof 2,610 4 $5000 to $10,000 Deductible 510 8 Wood siding yes
1961 135,000 Asphalt Shingles Roof 2,280 3 $2500-$5000 Deductible 320 7 Wood siding No
1989 190,000 Metal Roof 3,750 5 $5000 to $10,000 Deductible 310 8 Vinyl siding yes
1972 315,000 Metal Roof 4,270 5 $500- $1000 Deductible 1510 12 Brick siding yes
1976 140,000 Slate Shingles Roof 2,090 3 $500- $1000 Deductible 50 1 Stone Siding No
1967 255,000 Membrane Roof 3,400 4 $1000-$2500 Deductible 920 12 Vinyl siding No
1964 165,000 Tile Roof 2,290 3 $5000 to $10,000 Deductible 220 5 Stucco siding No
2005 135,000 Wood Shake Roof 2,380 3 $2500-$5000 Deductible 50 1 Vinyl siding yes