Rome Insurance Rates:

Rome, GA homeowners insurance is roughly $740 to $1,005, about $61-$83/month. Our all inclusive research indicates shoppers can save upto $348 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmer's Insurance
My deductible is low. The way I like it. So incase of an emerges it easy for me to pay it.
Allstate
the customer service has been fine. They do a good job taking care of our insurance questions, but they do seem to call us a lot trying to sell things.
Progressive
This insurance company is to dedicative to all the customers without any difference to one another
State Farm
I have been with state farm for several years and when i had my accident a few months ago the adjuster came out my home an estimate of the damages a few days later, they mailed out the check.
Progressive
Progressive is always nice and pleasant to deal with. they have very nice customer service and they listen to you.
Country Financial
All of the communication we have had with the company so far has been good. All of our questions have been answered.
Liberty Mutual
They were not obidient they were work slow in their company
Prudential
They call and check on me to see if I have any questions or needs. They really seem like they care.
Allstate
The claim process was very simple and easy. The insurance agent walked me through every step of the way.
Geico
I recommend Geico because of their rates and their customer service. If you have a claim, it is easy to do and you can also do it on their app.
Nationwide
I would recommend Nationwide to anyone who was looking or asking about insurance companies. They have a wide range of support and options.
Allstate
good company for insurance policy offer customer services good my life for is good thank you
Allstate
I do not think there was anything worthy of a reference from me. People should shop around not take someone elses word for it.

Rome, GA Homeowners Insurance By Home Value

Rome, GA Home Value Total Homes % of Total Average Rome, GA Homeowners Insurance
Less than $50,000 2,143 12.0% $191
$50,000 to $59,999 457 2.0% $401
$60,000 to $69,999 972 5.0% $497
$70,000 to $79,999 1,280 7.0% $575
$80,000 to $89,999 1,418 8.0% $645
$90,000 to $99,999 1,358 8.0% $723
$100,000 to $124,999 2,251 13.0% $837
$125,000 to $149,999 1,862 10.0% $1055
$150,000 to $174,999 1,462 8.0% $1246
$175,000 to $199,999 785 4.0% $1438
$200,000 to $249,999 1,449 8.0% $1726
$250,000 to $299,999 712 4.0% $2110
$300,000 to $399,999 782 4.0% $2685

Top Home Insurance Agents Near Rome, GA

Home Insurance Company Near Rome, GA Homeowners Insurance Agency Near Rome, GA Address
NA Southern Protective Group 4595 Towne Lake Pkwy 4595 Towne Lake Pkwy , Woodstock, GA, 30189
Allstate Greg Cavellier 3535 Roswell Rd Ste 49, Marietta, GA, 30062
Allstate Michael Perry 236 Creekstone Rdg, Woodstock, GA, 30188
Travelers Simple Risk Solutions Inc 2100 ROSWELL RD SUITE 3208, MARIETTA, GA, 30062
Travelers Watkins Insurance Agency 215 S ERWIN ST, CARTERSVILLE, GA, 30120

Rome, GA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Rome, GA

Streets in Rome Area Homeowners Insurance Cost
W 8th Ave, Coosawattee Ave, John Maddox Dr, Dove Ct SE, Guest House Ct SE, Crane St, Clark Dr, N Stepp Rd SE, Wayside Rd, Kirton St$864
Chelsea Ct NW, W Lakeshore SE, Conn St, Craton Rd, Marigold Rd, Reeceburg Spr, Plantation Dr SW, Eastwood Ln SE, Fullbright, Broad St$882
Central Ave, Calhoun Rd NE, Mountain Brook Ridge SW, Calhoun Ave NE, Leon St SW, Beacon Dr SW, Mitchell Way, Calhoun Ave NE, Martin Luther King Jr Blvd, Sandy Beach Ter$874
Welcome Hill Trl SW, N Pheasant Run, State Mutual Dr NW, Glen Ridge Rd, Quarry St, Norcross Way, Barnesley Church Rd, Lamar St, Belmont Ct SE, Reeceburg Rd SE$865
Raintree Dr SE, Holiday Dr, Bridlewood Ln SW, Reynolds Bend Rd SE, River Ave, Broadus Rd NE, Rome Hwy, Rebecca St NW, Montre Cir SE, Shorthorn Rd SE$881
Seven Hills Pl, Wright St, E 2nd Ave, Emerson Dr SW, Turner McCall Blvd, Azalea St, Fortune St, Old Airport Rd, Pebble Bend Ct, Buffington Aly$844
Fairview Dr SW, Skyland Dr NW, Darlington Dr SW, Clervue Cir NE, Cherry St, Juniper Way, Webb St, Holcomb Rd, Briarcliff Rd, Grandview Dr SW$874
Robin St, Ohio Dr, Looney Rd SW, E 8th St, Cemetery Rd SE, Albion Dr SW, Superba Ave NE, Mathis Dr, Parkwood Cir NE, W Center Rd SE$868
Seay Dr SE, Harold Dr SW, Garden Court South NW, Lyons Dr, Pineridge Dr, Blankenship Pl, Elliott Dr NW, Beaver Run, Treeside Dr, John Davenport Dr$865
Cole Rd SE, Woodview Ct, Ridge Creek Ct SW, Conway Pl, Willingham St, Morningside Dr NW, Cole St, Brookwood Ave, Calhoun Hwy NE, Bailey Rd SE$877

Rome, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rome$130 to $133
Floyd County$130
Lindale$129
Armuchee$132

Rome, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Floyd County, Georgia $131 $174 $261
Lindale CDP, Georgia $129 $172 $258
Cave Spring CCD, Floyd County, Georgia $131 $174 $261

Rome, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rome, GA6.2%19.2%
Floyd County6.19%19.4%
Lindale7.45%23.43%
Cave Spring6.14%19.51%

Rome Renters Insurance as a Percentage of Rent

Rome Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 208 2.0% $373
$200 to $299 611 6.0% $823
$300 to $499 1,328 13.0% $1273
$500 to $749 3,239 33.0% $1948
$750 to $999 2,514 26.0% $2698
$1,000 to $1,499 1,275 13.0% $3823
$1,500 or more 395 4.0% $5473

Average Cost Of Home Insurance By Company In Areas Nearby Rome For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$75,000 frame Alfa Insurance Corporation $796 $731 $651
$100,000 veneer Alfa Insurance Corporation $931 $854 $761
$400,000 frame Allstate Vehicle And Property Insurance Company $1089.71 $1049.77 $1007.93
$350,000 frame American Family Mutual Insurance Company, S.I. N/A N/A $1481.49
$400,000 frame Georgia Farm Bureau Casualty Insurance Company $3461 $3338 $3069
$400,000 veneer Grange Property And Casualty Insurance Company N/A N/A $1155
$250,000 frame Liberty Insurance Corporation N/A $1383 $1304
$350,000 frame Liberty Insurance Corporation N/A $1742 $1655
$250,000 frame Owners Insurance Company $1014.87 $948.48 $863.12
$100,000 frame The Travelers Home And Marine Insurance Company N/A N/A $1063

Rome, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Rome Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,800$12,200
Net Savings to Rome Home Owner from High Deductible Plan $600

Rome, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rome, GA Home Replacement Value MORE than Home Value Rome, GA Home Replacement Value LESS than Home Value
Replacement Value $131,000 $81,500
Insurance Premium based on Replacement Value $600 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Rome Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersChubb Group of Insurance
Monthly Premium 374752
Year Built 201219631989
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$125000-$150000$150000-$175000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Rome, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 105,000 Wood Shake Roof 1,510 3 $1000-$2500 Deductible 290 9 Fiber-Cement Siding No
2002 95,000 Shingles Roof 1,470 3 $500 Deductible 200 5 Wood siding No
2001 135,000 Metal Roof 1,770 5 $2500-$5000 Deductible 370 9 Stucco siding yes
2012 325,000 Slate Shingles Roof 4,060 5 > $10,000 Deductible 900 12 Stone Siding yes
2010 200,000 Metal Roof 3,110 4 $500- $1000 Deductible 60 1 Stone Siding yes
1980 235,000 Shingles Roof 2,630 4 > $10,000 Deductible 110 2 Vinyl siding yes
1998 175,000 Shingles Roof 2,030 3 $500 Deductible 170 3 Stone Siding yes
2011 165,000 Metal Roof 1,790 3 $2500-$5000 Deductible 50 1 Stone Siding No
1977 165,000 Tile Roof 1,890 4 $1000-$2500 Deductible 460 10 Brick siding yes
2011 205,000 Tile Roof 2,530 5 $500 Deductible 740 12 Fiber-Cement Siding yes
1972 160,000 Slate Shingles Roof 1,970 4 $5000 to $10,000 Deductible 40 1 Vinyl siding yes
1967 110,000 Wood Shake Roof 1,860 5 $500 Deductible 610 10 Fiber-Cement Siding No
1982 150,000 Tile Roof 1,690 3 $500 Deductible 540 10 Brick siding No
1962 170,000 Composition Roof 2,270 4 $1000-$2500 Deductible 130 2 Fiber-Cement Siding No
1986 115,000 Wood Shake Roof 1,840 4 $2500-$5000 Deductible 310 12 Stone Siding No
2012 210,000 Tile Roof 3,300 4 $1000-$2500 Deductible 910 10 Stone Siding No
1996 210,000 Tile Roof 2,730 5 $500- $1000 Deductible 110 2 Fiber-Cement Siding yes
2012 365,000 Membrane Roof 4,120 5 $500 Deductible 1650 10 Brick siding No
1987 215,000 Composition Roof 2,780 4 $500- $1000 Deductible 870 10 Stone Siding No
2001 135,000 Tile Roof 1,660 4 $2500-$5000 Deductible 320 6 Stone Siding yes
1991 120,000 Asphalt Shingles Roof 1,970 3 $500 Deductible 410 9 Vinyl siding No
2014 140,000 Asphalt Shingles Roof 2,080 5 $500 Deductible 100 2 Stucco siding No
1970 95,000 Asphalt Shingles Roof 1,230 3 $1000-$2500 Deductible 320 12 Stone Siding No
1994 205,000 Membrane Roof 2,760 4 $500- $1000 Deductible 810 8 Vinyl siding yes
1999 165,000 Membrane Roof 2,150 3 $500 Deductible 180 2 Fiber-Cement Siding No
2007 170,000 Composition Roof 2,020 4 $1000-$2500 Deductible 650 12 Fiber-Cement Siding No
1967 130,000 Slate Shingles Roof 1,870 3 $1000-$2500 Deductible 160 5 Wood siding yes
2012 220,000 Metal Roof 2,500 4 $5000 to $10,000 Deductible 270 4 Brick siding yes
2011 130,000 Shingles Roof 1,700 4 $2500-$5000 Deductible 370 9 Stone Siding No
1978 210,000 Asphalt Shingles Roof 2,550 4 $2500-$5000 Deductible 690 9 Fiber-Cement Siding No
1968 165,000 Wood Shake Roof 2,020 5 $500- $1000 Deductible 260 5 Vinyl siding yes
1984 150,000 Shingles Roof 2,420 5 $2500-$5000 Deductible 80 2 Stucco siding yes
2011 110,000 Slate Shingles Roof 1,270 3 $2500-$5000 Deductible 70 2 Vinyl siding No
1969 115,000 Metal Roof 1,880 4 $2500-$5000 Deductible 340 9 Stone Siding yes

How To Make Your Rome, GA Home Insurance Cheaper

How Much Does Rome, GA Home Insurance Cost?