Rohnert Park Insurance Rates:

Rohnert Park, CA homeowners insurance is nearly $525 to $712, about $43-$59/month. Our complete research shows customers can save as much as $247 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The premium is much higher for the same coverage as everyone. I am not happy with their service or their coverage.
Nationwide
They also reward their good customers for paying their premiums, consistently. if you are a good payer, they will reward you with reward points.
Allstate
Every time i have to call in for something, i'm connected to a live person quickly and with no hassle.
Progressive
I do not like that progressive is not that nice to legacy customers. they were amazing when i first signed on, but now, after 10 years, they are being difficult to deal with.
State Farm
I like how simple it is to make payments to this company through their website. I also like how simple the website is.
State Farm
Insurance companies are all the same. The reason they advertise so much is that there really is no difference and they have to convince you that there is. I'm not likely to change since it's a pain to save a dollar a month or whatever it might be.
State Farm
I have had this insurer for the duration of time I have owned the home, so I don't have a basis for comparing it to that which would be provided by other insurance companies. However, I feel the premiums have been rising out of pace with inflation and I might be served by looking at other insurance providers.
State Farm
Several years ago I thought one of my watches had been stolen from my home during a party we were having. I submitted a claim and received a check in the mail within 7 days. However, thankfully, I found the watch and was able to return the check to Geico and remove the claim with the help of their customer service.
Safeco Insurance
I would recommend them based upon the fact that it is cheap and we have never had an issue for over 5 years that we've had them.
Progressive
I do not have too much experience with my insurance company's customer service.It was easy to renew my policy over the phone.

Rohnert Park, CA Homeowners Insurance By Home Value

Rohnert Park, CA Home Value Total Homes % of Total Average Rohnert Park, CA Homeowners Insurance
Less than $50,000 543 8.0% $43
$50,000 to $59,999 116 1.0% $99
$60,000 to $69,999 128 2.0% $123
$70,000 to $79,999 123 2.0% $142
$80,000 to $89,999 69 1.0% $160
$90,000 to $99,999 81 1.0% $179
$100,000 to $124,999 234 3.0% $210
$125,000 to $149,999 325 5.0% $259
$150,000 to $174,999 405 6.0% $309
$175,000 to $199,999 166 2.0% $359
$200,000 to $249,999 552 9.0% $433
$250,000 to $299,999 1,002 16.0% $526
$300,000 to $399,999 2,329 38.0% $668

Top Home Insurance Agents Near Rohnert Park, CA

Home Insurance Company Near Rohnert Park, CA Homeowners Insurance Agency Near Rohnert Park, CA Address
NA Malloy Imrie & Vasconi Ins. Services Llc. 899 Adams St, Ste C St Helena, St. Helena, CA, 94574
State Farm Gary Eason 2150 Shattuck Ave Ste 125, Berkeley, CA, 94704-1353
Liberty Mutual Independent George Petersen Ins-Santa Rosa 175 W. College Ave Santa Rosa, Santa Rosa, CA, 95401
State Farm Jake Stewart 821 Folsom St Ste 101, San Francisco, CA, 94107-6110
Farmers Lester Ellis 324 Village Sq, Orinda, CA, 94563

Rohnert Park, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Rohnert Park, CA

Streets in Rohnert Park Area Homeowners Insurance Cost
Capri Way, Redtail Hawk Ln, Meadow Pines Ave, Aaron St, Frost Ct, Dixie Ct, Roberts Rd, Talmadge Dr, Bernice Ave, Elaine Ct$629
Redwood Hwy N, Clifford St, Elizabeth Ave, Grange Ct, Cairo Ct, Dexter Cir, Malcolm Ln, Newton St, Hawthorne Cir, Daniel Ct$631
Mateo Dr, Liscum St, Denman Rd, Loma Verde Ln, Blair Ave, Rancho Verde Cir, Moorland Ave, Emily Ave, Hailey Ct, Wilder Rd$618
Lichau Rd, Las Casitas Dr, Dawn Dr, S Dutton Ave, Monument Dr, Soldiers Rd, Cam Coronado, Maurice Ave, Roberts Lake Rd, Corsica Ct$627
Donna Ct, Corby Ave, Cir Lujo, Monarch Pl, City Center Dr, Monique Pl, Mercedes Way, Bay Tree Ct, Etta Ct, Hudis St$635

Rohnert Park, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rohnert Park$92 to $95
Cotati$93
Penngrove$101
Roseland$91

Rohnert Park, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cotati city, California $94 $125 $188
Penngrove CDP, California $101 $135 $203
Roseland CDP, California $92 $122 $183

Rohnert Park, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rohnert Park, CA2.4%9.0%
Cotati2.39%9.73%
Penngrove1.72%9.87%
Roseland2.99%13.74%

Rohnert Park Renters Insurance as a Percentage of Rent

Rohnert Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 103 1.0% $789
$300 to $499 178 2.0% $1239
$500 to $749 151 2.0% $1914
$750 to $999 1,508 21.0% $2664
$1,000 to $1,499 2,944 41.0% $3789
$1,500 or more 2,193 30.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby Rohnert Park For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewAmerican Modern597
15000025016-25 YearsChubb/Federal782
15000025016-25 YearsUnigard Group559
15000025026-40 YearsAmerican Security587
150000500NewCalifornia Casualty244
15000050026-40 YearsTokio Marine America182
15000050041-70 YearsForemost Insurance896
200000500NewSafeco302
2000005004-6 YearsBankers Standard1516
2000005004-6 YearsStillwater Ins Co409
2000005007-15 YearsStillwater Ins Co506
20000050041-70 YearsAmerican Modern966
25000010004-6 YearsPrivilege Underwriters Exch944
250000100026-40 YearsStillwater Prop & Cas Co651
250000100026-40 YearsUnigard Group653
250000100041-70 YearsPacific Specialty728
250000500NewIDS Property Casualty454
250000500NewWestern Mutual/Residence571
2500005004-6 YearsAAA (Interinsurance Exchange)731
2500005004-6 YearsBankers Standard1573
25000050016-25 YearsCSE Safeguard658
25000050016-25 YearsMetropolitan Direct1436

Rohnert Park, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Rohnert Park Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Rohnert Park Home Owner from High Deductible Plan $600

Rohnert Park, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rohnert Park, CA Home Replacement Value MORE than Home Value Rohnert Park, CA Home Replacement Value LESS than Home Value
Replacement Value $369,000 $256,000
Insurance Premium based on Replacement Value $1,175 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,500 Risk Exposure from Under Insuring Coverage is $71,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Rohnert Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceTravelers
Monthly Premium 2127880
Year Built 200119991989
Home Details 5 Beds, 4 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $700000-$800000$350000-$400000$350000-$400000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Rohnert Park, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 620,000 Composition Roof 3,420 5 $1000-$2500 Deductible 810 5 Stone Siding No
2001 220,000 Tile Roof 1,680 2 $500- $1000 Deductible 140 3 Fiber-Cement Siding yes
2001 565,000 Slate Shingles Roof 3,080 4 $5000 to $10,000 Deductible 1160 12 Stucco siding No
2007 635,000 Tile Roof 3,430 5 $1000-$2500 Deductible 1550 8 Stone Siding yes
2009 315,000 Tile Roof 2,180 3 > $10,000 Deductible 30 1 Wood siding No
1978 420,000 Asphalt Shingles Roof 2,830 5 $2500-$5000 Deductible 290 5 Wood siding yes
1973 365,000 Composition Roof 2,240 4 $2500-$5000 Deductible 70 1 Stucco siding yes
1990 420,000 Shingles Roof 3,170 5 $2500-$5000 Deductible 370 5 Brick siding No
1971 365,000 Composition Roof 2,320 3 $500 Deductible 280 3 Stone Siding No
1980 295,000 Tile Roof 1,510 2 $1000-$2500 Deductible 120 2 Stone Siding No
1978 605,000 Composition Roof 3,350 4 > $10,000 Deductible 930 9 Vinyl siding No
1985 240,000 Slate Shingles Roof 1,410 2 $2500-$5000 Deductible 160 4 Brick siding No
1981 215,000 Wood Shake Roof 1,320 3 $2500-$5000 Deductible 290 7 Stucco siding yes
1990 220,000 Asphalt Shingles Roof 1,660 2 $1000-$2500 Deductible 290 7 Wood siding No
1971 330,000 Slate Shingles Roof 1,760 2 $500 Deductible 470 6 Stone Siding yes
1975 440,000 Composition Roof 2,380 4 $5000 to $10,000 Deductible 490 8 Fiber-Cement Siding yes
1975 310,000 Membrane Roof 1,900 4 $500- $1000 Deductible 670 8 Fiber-Cement Siding No
1986 285,000 Wood Shake Roof 1,720 4 $500 Deductible 470 7 Vinyl siding No
1980 485,000 Slate Shingles Roof 2,550 4 $5000 to $10,000 Deductible 410 7 Vinyl siding yes
1982 740,000 Membrane Roof 4,990 5 $500 Deductible 330 2 Brick siding No
1993 310,000 Shingles Roof 1,730 4 > $10,000 Deductible 400 9 Fiber-Cement Siding yes
2000 385,000 Slate Shingles Roof 2,430 4 $2500-$5000 Deductible 150 2 Brick siding yes
1990 305,000 Composition Roof 1,660 2 $2500-$5000 Deductible 440 5 Fiber-Cement Siding yes
1982 555,000 Slate Shingles Roof 3,130 4 $500 Deductible 1780 10 Vinyl siding No
2000 280,000 Slate Shingles Roof 1,850 3 $2500-$5000 Deductible 440 6 Wood siding yes
1997 395,000 Metal Roof 2,280 5 $1000-$2500 Deductible 970 10 Wood siding No
1993 230,000 Wood Shake Roof 1,700 2 $2500-$5000 Deductible 380 8 Wood siding yes
1991 290,000 Slate Shingles Roof 1,760 4 $5000 to $10,000 Deductible 710 12 Vinyl siding yes
2004 205,000 Membrane Roof 1,450 3 > $10,000 Deductible 70 2 Stucco siding No
2002 830,000 Asphalt Shingles Roof 4,690 5 > $10,000 Deductible 630 9 Fiber-Cement Siding yes
2005 195,000 Shingles Roof 1,260 2 $500- $1000 Deductible 240 8 Stone Siding yes
1994 405,000 Tile Roof 2,240 4 $500- $1000 Deductible 380 3 Stone Siding No
1983 535,000 Metal Roof 3,000 4 $5000 to $10,000 Deductible 350 4 Vinyl siding yes
1973 410,000 Tile Roof 2,200 3 $2500-$5000 Deductible 730 10 Stucco siding yes

How To Make Your Rohnert Park, CA Home Insurnace Cheaper