Rohnert Park, CA Home Insurance - Analysis On Quotes, Rates & Agents
Rohnert Park Insurance Rates:
Rohnert Park, CA homeowners insurance is nearly $525 to $712, about $43-$59/month. Our complete research shows customers can save as much as $247 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmThe premium is much higher for the same coverage as everyone. I am not happy with their service or their coverage.
NationwideThey also reward their good customers for paying their premiums, consistently. if you are a good payer, they will reward you with reward points.
AllstateI have always received friendly, professional assistance from the agents of this company. The reason that I have not given a "5" is that I also feel that the insurance is more costly than others in the area.
State FarmI currently pay about 15.00 a month for renters insurance. My previous premium with Geico was 22.00 a month, both offered the same coverage with no deductible.
AllstateEvery time i have to call in for something, i'm connected to a live person quickly and with no hassle.
ProgressiveI do not like that progressive is not that nice to legacy customers. they were amazing when i first signed on, but now, after 10 years, they are being difficult to deal with.
State FarmI like how simple it is to make payments to this company through their website. I also like how simple the website is.
State FarmInsurance companies are all the same. The reason they advertise so much is that there really is no difference and they have to convince you that there is. I'm not likely to change since it's a pain to save a dollar a month or whatever it might be.
State FarmI have had this insurer for the duration of time I have owned the home, so I don't have a basis for comparing it to that which would be provided by other insurance companies. However, I feel the premiums have been rising out of pace with inflation and I might be served by looking at other insurance providers.
State FarmSeveral years ago I thought one of my watches had been stolen from my home during a party we were having. I submitted a claim and received a check in the mail within 7 days. However, thankfully, I found the watch and was able to return the check to Geico and remove the claim with the help of their customer service.
Safeco InsuranceI would recommend them based upon the fact that it is cheap and we have never had an issue for over 5 years that we've had them.
ProgressiveI do not have too much experience with my insurance company's customer service.It was easy to renew my policy over the phone.
Rohnert Park, CA Homeowners Insurance By Home Value
| Rohnert Park, CA Home Value | Total Homes | % of Total | Average Rohnert Park, CA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 543 | 8.0% | $43 |
| $50,000 to $59,999 | 116 | 1.0% | $99 |
| $60,000 to $69,999 | 128 | 2.0% | $123 |
| $70,000 to $79,999 | 123 | 2.0% | $142 |
| $80,000 to $89,999 | 69 | 1.0% | $160 |
| $90,000 to $99,999 | 81 | 1.0% | $179 |
| $100,000 to $124,999 | 234 | 3.0% | $210 |
| $125,000 to $149,999 | 325 | 5.0% | $259 |
| $150,000 to $174,999 | 405 | 6.0% | $309 |
| $175,000 to $199,999 | 166 | 2.0% | $359 |
| $200,000 to $249,999 | 552 | 9.0% | $433 |
| $250,000 to $299,999 | 1,002 | 16.0% | $526 |
| $300,000 to $399,999 | 2,329 | 38.0% | $668 |
Top Home Insurance Agents Near Rohnert Park, CA
| Home Insurance Company Near Rohnert Park, CA | Homeowners Insurance Agency Near Rohnert Park, CA | Address |
|---|---|---|
| NA | Malloy Imrie & Vasconi Ins. Services Llc. | 899 Adams St, Ste C St Helena, St. Helena, CA, 94574 |
| State Farm | Gary Eason | 2150 Shattuck Ave Ste 125, Berkeley, CA, 94704-1353 |
| Liberty Mutual Independent | George Petersen Ins-Santa Rosa | 175 W. College Ave Santa Rosa, Santa Rosa, CA, 95401 |
| State Farm | Jake Stewart | 821 Folsom St Ste 101, San Francisco, CA, 94107-6110 |
| Farmers | Lester Ellis | 324 Village Sq, Orinda, CA, 94563 |
Rohnert Park, CA Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Rohnert Park, CA
| Streets in Rohnert Park Area | Homeowners Insurance Cost |
|---|---|
| Capri Way, Redtail Hawk Ln, Meadow Pines Ave, Aaron St, Frost Ct, Dixie Ct, Roberts Rd, Talmadge Dr, Bernice Ave, Elaine Ct | $629 |
| Redwood Hwy N, Clifford St, Elizabeth Ave, Grange Ct, Cairo Ct, Dexter Cir, Malcolm Ln, Newton St, Hawthorne Cir, Daniel Ct | $631 |
| Mateo Dr, Liscum St, Denman Rd, Loma Verde Ln, Blair Ave, Rancho Verde Cir, Moorland Ave, Emily Ave, Hailey Ct, Wilder Rd | $618 |
| Lichau Rd, Las Casitas Dr, Dawn Dr, S Dutton Ave, Monument Dr, Soldiers Rd, Cam Coronado, Maurice Ave, Roberts Lake Rd, Corsica Ct | $627 |
| Donna Ct, Corby Ave, Cir Lujo, Monarch Pl, City Center Dr, Monique Pl, Mercedes Way, Bay Tree Ct, Etta Ct, Hudis St | $635 |
Rohnert Park, CA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Rohnert Park | $92 to $95 |
| Cotati | $93 |
| Penngrove | $101 |
| Roseland | $91 |
Rohnert Park, CA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cotati city, California | $94 | $125 | $188 |
| Penngrove CDP, California | $101 | $135 | $203 |
| Roseland CDP, California | $92 | $122 | $183 |
Rohnert Park, CA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Rohnert Park, CA | 2.4% | 9.0% |
| Cotati | 2.39% | 9.73% |
| Penngrove | 1.72% | 9.87% |
| Roseland | 2.99% | 13.74% |
Rohnert Park Renters Insurance as a Percentage of Rent
| Rohnert Park Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 103 | 1.0% | $789 |
| $300 to $499 | 178 | 2.0% | $1239 |
| $500 to $749 | 151 | 2.0% | $1914 |
| $750 to $999 | 1,508 | 21.0% | $2664 |
| $1,000 to $1,499 | 2,944 | 41.0% | $3789 |
| $1,500 or more | 2,193 | 30.0% | $5439 |
Average Cost Of Home Insurance By Company In Areas Nearby Rohnert Park For Different Scenarios
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 250 | New | American Modern | 597 |
| 150000 | 250 | 16-25 Years | Chubb/Federal | 782 |
| 150000 | 250 | 16-25 Years | Unigard Group | 559 |
| 150000 | 250 | 26-40 Years | American Security | 587 |
| 150000 | 500 | New | California Casualty | 244 |
| 150000 | 500 | 26-40 Years | Tokio Marine America | 182 |
| 150000 | 500 | 41-70 Years | Foremost Insurance | 896 |
| 200000 | 500 | New | Safeco | 302 |
| 200000 | 500 | 4-6 Years | Bankers Standard | 1516 |
| 200000 | 500 | 4-6 Years | Stillwater Ins Co | 409 |
| 200000 | 500 | 7-15 Years | Stillwater Ins Co | 506 |
| 200000 | 500 | 41-70 Years | American Modern | 966 |
| 250000 | 1000 | 4-6 Years | Privilege Underwriters Exch | 944 |
| 250000 | 1000 | 26-40 Years | Stillwater Prop & Cas Co | 651 |
| 250000 | 1000 | 26-40 Years | Unigard Group | 653 |
| 250000 | 1000 | 41-70 Years | Pacific Specialty | 728 |
| 250000 | 500 | New | IDS Property Casualty | 454 |
| 250000 | 500 | New | Western Mutual/Residence | 571 |
| 250000 | 500 | 4-6 Years | AAA (Interinsurance Exchange) | 731 |
| 250000 | 500 | 4-6 Years | Bankers Standard | 1573 |
| 250000 | 500 | 16-25 Years | CSE Safeguard | 658 |
| 250000 | 500 | 16-25 Years | Metropolitan Direct | 1436 |
Rohnert Park, CA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Rohnert Park Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,400 | $5,800 |
| Net Savings to Rohnert Park Home Owner from High Deductible Plan | $600 | |
Rohnert Park, CA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Rohnert Park, CA Home Replacement Value MORE than Home Value | Rohnert Park, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $369,000 | $256,000 |
| Insurance Premium based on Replacement Value | $1,175 | $825 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $41,500 | Risk Exposure from Under Insuring Coverage is $71,500 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $125/year |
Example Rohnert Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Chubb Group of Insurance | Farmers Insurance | Travelers |
| Monthly Premium | 212 | 78 | 80 |
| Year Built | 2001 | 1999 | 1989 |
| Home Details | 5 Beds, 4 Baths | 3 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $700000-$800000 | $350000-$400000 | $350000-$400000 |
| Deductible | $500 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |
Sample Home Insurance Rates for Rohnert Park, CA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2005 | 620,000 | Composition Roof | 3,420 | 5 | $1000-$2500 Deductible | 810 | 5 | Stone Siding | No |
| 2001 | 220,000 | Tile Roof | 1,680 | 2 | $500- $1000 Deductible | 140 | 3 | Fiber-Cement Siding | yes |
| 2001 | 565,000 | Slate Shingles Roof | 3,080 | 4 | $5000 to $10,000 Deductible | 1160 | 12 | Stucco siding | No |
| 2007 | 635,000 | Tile Roof | 3,430 | 5 | $1000-$2500 Deductible | 1550 | 8 | Stone Siding | yes |
| 2009 | 315,000 | Tile Roof | 2,180 | 3 | > $10,000 Deductible | 30 | 1 | Wood siding | No |
| 1978 | 420,000 | Asphalt Shingles Roof | 2,830 | 5 | $2500-$5000 Deductible | 290 | 5 | Wood siding | yes |
| 1973 | 365,000 | Composition Roof | 2,240 | 4 | $2500-$5000 Deductible | 70 | 1 | Stucco siding | yes |
| 1990 | 420,000 | Shingles Roof | 3,170 | 5 | $2500-$5000 Deductible | 370 | 5 | Brick siding | No |
| 1971 | 365,000 | Composition Roof | 2,320 | 3 | $500 Deductible | 280 | 3 | Stone Siding | No |
| 1980 | 295,000 | Tile Roof | 1,510 | 2 | $1000-$2500 Deductible | 120 | 2 | Stone Siding | No |
| 1978 | 605,000 | Composition Roof | 3,350 | 4 | > $10,000 Deductible | 930 | 9 | Vinyl siding | No |
| 1985 | 240,000 | Slate Shingles Roof | 1,410 | 2 | $2500-$5000 Deductible | 160 | 4 | Brick siding | No |
| 1981 | 215,000 | Wood Shake Roof | 1,320 | 3 | $2500-$5000 Deductible | 290 | 7 | Stucco siding | yes |
| 1990 | 220,000 | Asphalt Shingles Roof | 1,660 | 2 | $1000-$2500 Deductible | 290 | 7 | Wood siding | No |
| 1971 | 330,000 | Slate Shingles Roof | 1,760 | 2 | $500 Deductible | 470 | 6 | Stone Siding | yes |
| 1975 | 440,000 | Composition Roof | 2,380 | 4 | $5000 to $10,000 Deductible | 490 | 8 | Fiber-Cement Siding | yes |
| 1975 | 310,000 | Membrane Roof | 1,900 | 4 | $500- $1000 Deductible | 670 | 8 | Fiber-Cement Siding | No |
| 1986 | 285,000 | Wood Shake Roof | 1,720 | 4 | $500 Deductible | 470 | 7 | Vinyl siding | No |
| 1980 | 485,000 | Slate Shingles Roof | 2,550 | 4 | $5000 to $10,000 Deductible | 410 | 7 | Vinyl siding | yes |
| 1982 | 740,000 | Membrane Roof | 4,990 | 5 | $500 Deductible | 330 | 2 | Brick siding | No |
| 1993 | 310,000 | Shingles Roof | 1,730 | 4 | > $10,000 Deductible | 400 | 9 | Fiber-Cement Siding | yes |
| 2000 | 385,000 | Slate Shingles Roof | 2,430 | 4 | $2500-$5000 Deductible | 150 | 2 | Brick siding | yes |
| 1990 | 305,000 | Composition Roof | 1,660 | 2 | $2500-$5000 Deductible | 440 | 5 | Fiber-Cement Siding | yes |
| 1982 | 555,000 | Slate Shingles Roof | 3,130 | 4 | $500 Deductible | 1780 | 10 | Vinyl siding | No |
| 2000 | 280,000 | Slate Shingles Roof | 1,850 | 3 | $2500-$5000 Deductible | 440 | 6 | Wood siding | yes |
| 1997 | 395,000 | Metal Roof | 2,280 | 5 | $1000-$2500 Deductible | 970 | 10 | Wood siding | No |
| 1993 | 230,000 | Wood Shake Roof | 1,700 | 2 | $2500-$5000 Deductible | 380 | 8 | Wood siding | yes |
| 1991 | 290,000 | Slate Shingles Roof | 1,760 | 4 | $5000 to $10,000 Deductible | 710 | 12 | Vinyl siding | yes |
| 2004 | 205,000 | Membrane Roof | 1,450 | 3 | > $10,000 Deductible | 70 | 2 | Stucco siding | No |
| 2002 | 830,000 | Asphalt Shingles Roof | 4,690 | 5 | > $10,000 Deductible | 630 | 9 | Fiber-Cement Siding | yes |
| 2005 | 195,000 | Shingles Roof | 1,260 | 2 | $500- $1000 Deductible | 240 | 8 | Stone Siding | yes |
| 1994 | 405,000 | Tile Roof | 2,240 | 4 | $500- $1000 Deductible | 380 | 3 | Stone Siding | No |
| 1983 | 535,000 | Metal Roof | 3,000 | 4 | $5000 to $10,000 Deductible | 350 | 4 | Vinyl siding | yes |
| 1973 | 410,000 | Tile Roof | 2,200 | 3 | $2500-$5000 Deductible | 730 | 10 | Stucco siding | yes |