Rogers County Insurance Rates:

Rogers County, OK homeowners insurance is roughly $1,264 to $1,714, about $105-$142/month. Our comprehensive research shows customers can save as much as $595 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Average Cost of Homeowners Insurance in Rogers County, OK

The average cost of home insurance in Rogers County, OK, is $1673. When it comes to protecting your home, you can never be too careful. In order to secure your largest investment, you should take all necessary precautions before purchasing homeowners insurance. Home insurance protects your home and personal property from damages or losses due to events like fires, tornadoes, theft, and more. It also provides liability coverage in the event someone is injured on your property.

Different home insurance policies are available, and the coverage and cost will vary depending on the insurer and the policy you choose. There are several choices available when it comes time to get coverage. It is challenging to select the insurance plan that best suits your needs. Be sure to compare several home insurance quotes before purchasing a policy to ensure you are getting the best coverage for your needs and budget. In Rogers County, Oklahoma, hunting for homeowners insurance, keep the following points in mind.

Cost of Home Insurance Based on the Coverage Level in Rogers County, OK

When it comes to home insurance, Rogers County residents are spoiled for choice. There are so many different coverage levels and insurance companies that it can be challenging to know where to start. However, it is important to remember that the cost of home insurance is determined by the coverage level you choose. Your home and other structures on your property are protected against unforeseen events by a package known as coverage. It is intended to ensure that your house, possessions, or other valuables are safeguarded from harm and theft. The cost may change depending on the type of coverage a homeowner chooses. For instance, homeowners in Rogers County, Oklahoma, purchasing coverage of $200K spend $2164 for home insurance. In Rogers County, Oklahoma, homeowners typically opt for coverage ranging from $100k to $300k, costing $087 and $4228, respectively.

Cost of Home Insurance Based on the Deductibles in Rogers County, OK

As a homeowner, it's important to understand how your deductible affects your home insurance policy. Your deductible is the amount you'll pay out of pocket before your insurance company starts covering claims. If you have a higher deductible, you'll pay less for your policy but more out of pocket if you have a claim. You will receive discounts if you choose a higher deductible, but it is advisable to do so only if you can afford to pay it when you need to. In Rogers County, OK, homeowners who choose a $500 low deductible pay $1652.92 for homeowners insurance. In contrast, homeowners in Rogers County, Oklahoma, who choose a high deductible of $2500 pay $1201.21 for their house insurance.

Cost of Home Insurance Based on the Age of the Home in Rogers County, OK

If you live in an older home in Rogers County, you can expect to pay more for your home insurance than someone who lives in a newer home. This is because older homes are more likely to have structural problems that need to be repaired or replaced and are also more likely to be damaged by weather events. Homeowners insurance companies take these factors into account when determining rates. For instance, homes older than 30 and 50 years cost $1698.09 and $1736.57 in homeowners insurance. On the other hand, newly constructed residences in Rogers County, OK, can get insurance at a cheaper rate of $1304.94. This is because the older home is more likely to have problems with its foundation, roof, plumbing, and electrical systems. It is also more likely to be damaged by severe weather events such as hurricanes, tornadoes, and hailstorms.

Rogers County, OK Homeowners Insurance By Home Value

Rogers County, OK Home Value Total Homes % of Total Average Rogers County, OK Homeowners Insurance
Less than $50,000 2,315 9.0% $253
$50,000 to $59,999 614 2.0% $536
$60,000 to $69,999 567 2.0% $670
$70,000 to $79,999 936 3.0% $774
$80,000 to $89,999 1,194 4.0% $878
$90,000 to $99,999 1,383 5.0% $982
$100,000 to $124,999 3,453 14.0% $1146
$125,000 to $149,999 3,354 13.0% $1429
$150,000 to $174,999 3,241 13.0% $1697
$175,000 to $199,999 2,039 8.0% $1950
$200,000 to $249,999 2,499 10.0% $2352
$250,000 to $299,999 1,761 7.0% $2873
$300,000 to $399,999 1,203 4.0% $3648

Top Home Insurance Agents Near Rogers County, OK

Home Insurance Company Near Rogers County, OK Homeowners Insurance Agency Near Rogers County, OK Address
Travelers Hometown Insurance Agency Inc 8282 S MEMORIAL DR STE 201, TULSA, OK, 74133
Allstate Jim L. Woods 326 W Kenosha St, Broken Arrow, OK, 74012
Farmers Paigenderwood 5215 E 71st St Ste 1400, Tulsa, OK, 74136
State Farm Rhett Minson 716 S Mill St, Pryor, OK, 74361-6020
Liberty Mutual Independent Webbcorp 2123 S MAIN ST STE B, GROVE, OK, 74344

Rogers County, OK Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Rogers County, OK

Streets in Rogers County Area Homeowners Insurance Cost
Brookdale St, Marshal, E0410 Rd, S 4195 Rd, N 169th East Ave, Hickory St, Easy St, N 100Ct, S River Ridge Dr, E Maple Dr$1,471
E 5th St, E 79th Ct N, Maple, Cornerstone Ln, N 251 E Ave, Kingston Cir, Admiral Pl, N 150th East Ave, E Southern Hills Rd, S Chickasaw Ave$1,502
Diana Ct, N 147th East Ave, E Northpark, Karla St, Ew 460 Rd, N Lake Rd, Tiger Switch Rd, Willow Tree Ct, E Oklahoma Pl, S Keetonville Rd$1,479
N 155th E Ave, N Willow Ave, E0570 Rd, Camden St, N 167th E Pl, S Brett, Green Valley Rd, Old US Hwy 169, N 283rd E Ave, E 133rd St N$1,512
W Will Rogers Blvd, Peterson Rd, Graham St, E 115th St N, E 85th St N, 257th E Ave, E 560 Rd, Eagle Ct, E 9th Pl, W 19th St S$1,445
S 4110, E Clearview Rd, S Willow Ave, Hambrick Hill Rd, W 10th St S, Silverado Rd, Newton Pl, E Renee Rd, Stonebridge Dr, E 393 Rd$1,492
Clear Creek Dr, E 117th St N, N 163rd East Ave, Bluebird Ct, Mockingbird Ln E, W Ash St, Cottonwood Ln, Marina Dr, Savage Ct, George St$1,537
N Quinton Way, NE Morgan Rd, E Quail Run, 3rd St NE, N 175th East Ave, E 93rd St N, E Maple Ct, S 4126 Rd, W Paradise Ct, N4150 Rd$1,494
River Branch Rd S, Gregory School Rd, E Ranchette Rd, E Sycamore St, Alawhe Dr, Poplar Ave, Primrose Ln, Coyote Trl, 145th East Ave, E 534 Rd$1,493
E Rawhide Ln, Woodcrest Dr, Bluestem, N 188th East Ave, E 385 Rd, E Oakridge Dr, S Scherry Ct, S Maple Ave, E 7th St, Will Rogers Dr$1,444

Rogers County, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rogers County$223 to $225

Rogers County, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sequoyah CDP, Oklahoma $186 $247 $371
Claremore CCD, Rogers County, Oklahoma $185 $246 $369
Foyil town, Oklahoma $178 $237 $355

Rogers County, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rogers County, OK10.0%33.9%

Rogers County Renters Insurance as a Percentage of Rent

Rogers County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 205 3.0% $363
$200 to $299 191 3.0% $813
$300 to $499 825 12.0% $1263
$500 to $749 1,761 27.0% $1938
$750 to $999 1,940 30.0% $2688
$1,000 to $1,499 1,187 18.0% $3813
$1,500 or more 240 3.0% $5463

Latest Home Insurance Reviews by Location

Claremore, OK

I would recommend. They have been great and helpful with anything I have needed.
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