Rocky River Insurance Rates:

Rocky River, OH homeowners insurance is nearly $634 to $868, about $52-$72/month. Our thorough analysis shows customers can save as much as $300 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Liberty Mutual
I really like the low rates that i get from them by being a customer for so long. it makes me feel appreciate for being a long term customer, and not just giving all the incentives to the new members.
Progressive
Something i do not like about progressive is it is overly complicated to change my insurance plan or change something in my contract. for example, i wanted to downgrade to a plan with fewer amenities because it would be cheaper, and it took a few hours before i was able to.
Allstate
My insurance company has a local office. this allows me to meet face to face with someone. this is much more productive than talking to someone over the phone.
Erie Insurance
I don't use the site much because it does not have the information about my policy. When I use the site's contact info, I just get told to contact my agent. What's the point of the site that won't provide you relevant information?
American Strategic Insurance
I like your service and this company is very competitive and I satisfy all his services in general
Amica Mutual Insurance
I know there are cheaper options out there but I feel very comfortable with this company and I have had very good experiences in the past with them, which makes me feel totally confident in their ability. Even though I might be paying a little more than the average
State Farm
It has been awhile, but I wondered whose side they were on actually. I felt like they were not on my side.
State Auto
There seemed to be a lot of snail mail communications which surprised me in today's digital age. I think this is why the process seemed to take longer than what I was expecting it would.
Allstate
I have to call as the app does not feature customer service capabilities. They are responsive and quick when I do need to call.

Rocky River, OH Homeowners Insurance By Home Value

Rocky River, OH Home Value Total Homes % of Total Average Rocky River, OH Homeowners Insurance
Less than $50,000 210 3.0% $90
$50,000 to $59,999 85 1.0% $187
$60,000 to $69,999 112 1.0% $232
$70,000 to $79,999 195 3.0% $270
$80,000 to $89,999 128 2.0% $307
$100,000 to $124,999 348 5.0% $398
$125,000 to $149,999 399 6.0% $495
$150,000 to $174,999 820 13.0% $585
$175,000 to $199,999 762 12.0% $675
$200,000 to $249,999 1,159 19.0% $811
$250,000 to $299,999 1,027 17.0% $998
$300,000 to $399,999 717 11.0% $1269

Top Home Insurance Agents Near Rocky River, OH

Home Insurance Company Near Rocky River, OH Homeowners Insurance Agency Near Rocky River, OH Address
Travelers Carabin Ins Agency Inc 21 WHITTLESEY AVE, NORWALK, OH, 44857
State Farm Dan Ritzenthaler 1450 Som Center Rd Ste 9, Mayfield Hts, OH, 44124-2116
Liberty Mutual Jeremy J Miller Lutcf 26600 Detroit Rd Ste 280, Cleveland, OH, 44145
Travelers Machor Insurance Agency 7379 PEARL RD, CLEVELAND, OH, 44130
Erie Thompson & Hummel Insurance Inc. 188 East Avenue, Tallmadge, OH, 44278

Cost Of Homeowners Insurance By Street Near Rocky River, OH

Streets in Rocky River Area Homeowners Insurance Cost
Battersea Blvd, Thomson Cir, Beaconsfield Blvd, Grand Vw, Middle Post Ln, Homeland Dr, Chatham Pl, Windsor Ct, Vine Ct, Onoko Dr$743
Gibson Dr, Francis Dr, Buckingham Rd, Sunnyhill Dr, Pocono Dr, Hidden Valley Dr, Arundel Rd, Westover Ave, S Falmouth Dr, Beachwood Dr$791
Baldwin Ln, Nelson Park Dr, Struhar Dr, Morley Ave, Avalon Dr, Eldorado Dr, Falmouth Dr, W Asplin Dr, Laurel Ave, Endsley Ave$735
Beach Cliff Blvd, Erie Rd, Bates Rd, River Oaks Dr, Lakeview Ave, Arbor Cliff Ln, Mercedes Ave, Blossom Dr, Spencer Rd, Creek Ln$776
Westhaven Ln, Bradfords Gate, Westhampton Dr, Leona Dr, Palmer Dr, Chrisfield Dr, Fairhill Dr, Bartlett Dr, Aberdeen Ct, Kramer Dr$742

Rocky River, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rocky River$111 to $113
Fairview Park$107
Lakewood$106
Bay Village$112

Rocky River, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fairview Park city, Ohio $107 $143 $215
Lakewood city, Ohio $106 $141 $212
Bay Village city, Ohio $112 $149 $224

Rocky River, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rocky River, OH3.6%9.3%
Fairview Park4.17%10.73%
Lakewood4.13%9.99%
Bay Village3.61%8.55%

Rocky River Renters Insurance as a Percentage of Rent

Rocky River Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 27 1.0% $313
$200 to $299 107 5.0% $763
$300 to $499 34 1.0% $1213
$500 to $749 697 33.0% $1888
$750 to $999 648 30.0% $2638
$1,000 to $1,499 286 13.0% $3763
$1,500 or more 298 14.0% $5413

Rocky River, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Rocky River Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Rocky River Home Owner from High Deductible Plan $600

Rocky River, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rocky River, OH Home Replacement Value MORE than Home Value Rocky River, OH Home Replacement Value LESS than Home Value
Replacement Value $209,000 $156,000
Insurance Premium based on Replacement Value $800 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Rocky River Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceErie Insurance
Monthly Premium 768936
Year Built 196019581948
Home Details 5 Beds, 3 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $300000-$350000$250000-$300000$125000-$150000
Deductible $1000-$2500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Rocky River, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 215,000 Wood Shake Roof 2,020 3 $500 Deductible 520 6 Stucco siding No
1980 200,000 Wood Shake Roof 1,660 5 $500 Deductible 70 1 Brick siding No
1979 155,000 Membrane Roof 1,520 3 $2500-$5000 Deductible 290 10 Wood siding yes
1945 165,000 Wood Shake Roof 1,210 2 $500 Deductible 250 5 Fiber-Cement Siding No
1972 180,000 Tile Roof 1,920 4 $500- $1000 Deductible 730 12 Stone Siding No
1961 315,000 Asphalt Shingles Roof 2,350 3 $2500-$5000 Deductible 610 6 Wood siding yes
1953 170,000 Membrane Roof 1,650 3 $5000 to $10,000 Deductible 90 3 Fiber-Cement Siding yes
1955 145,000 Wood Shake Roof 1,280 2 $500- $1000 Deductible 310 9 Stone Siding yes
1975 290,000 Slate Shingles Roof 2,620 4 $2500-$5000 Deductible 210 3 Stone Siding No
1968 240,000 Wood Shake Roof 2,360 5 $2500-$5000 Deductible 240 4 Stucco siding No
1989 95,000 Asphalt Shingles Roof 1,020 2 $2500-$5000 Deductible 110 5 Vinyl siding No
1954 410,000 Composition Roof 3,170 4 $5000 to $10,000 Deductible 310 3 Stucco siding yes
1955 135,000 Wood Shake Roof 1,260 3 $500 Deductible 100 2 Stone Siding yes
1955 210,000 Wood Shake Roof 2,210 3 $500- $1000 Deductible 680 10 Stone Siding No
1952 510,000 Tile Roof 4,710 5 $500- $1000 Deductible 220 2 Fiber-Cement Siding No
1973 460,000 Shingles Roof 3,980 5 $2500-$5000 Deductible 160 2 Stucco siding No
1944 180,000 Shingles Roof 1,670 2 $5000 to $10,000 Deductible 100 2 Fiber-Cement Siding No
1956 220,000 Asphalt Shingles Roof 1,810 5 $5000 to $10,000 Deductible 250 6 Wood siding No
1968 450,000 Metal Roof 3,390 4 $2500-$5000 Deductible 560 5 Stone Siding No
1950 190,000 Slate Shingles Roof 1,810 3 $500 Deductible 1060 12 Stucco siding yes
1962 235,000 Tile Roof 1,990 3 $500- $1000 Deductible 180 2 Stucco siding yes
1971 415,000 Wood Shake Roof 4,050 5 $5000 to $10,000 Deductible 730 6 Vinyl siding No
1961 125,000 Asphalt Shingles Roof 1,360 2 $500 Deductible 320 9 Fiber-Cement Siding No
1985 200,000 Asphalt Shingles Roof 1,710 3 $5000 to $10,000 Deductible 210 5 Stone Siding No
1972 145,000 Metal Roof 1,430 3 $500- $1000 Deductible 420 9 Brick siding yes
1986 285,000 Wood Shake Roof 2,730 4 $5000 to $10,000 Deductible 250 6 Wood siding yes
1959 180,000 Asphalt Shingles Roof 1,960 3 $500- $1000 Deductible 90 2 Fiber-Cement Siding yes
1981 185,000 Metal Roof 1,720 2 $1000-$2500 Deductible 450 7 Brick siding No
1940 150,000 Slate Shingles Roof 1,620 2 $2500-$5000 Deductible 170 6 Wood siding No
1974 135,000 Slate Shingles Roof 1,440 2 $1000-$2500 Deductible 340 9 Stucco siding No
1986 155,000 Tile Roof 1,340 3 $1000-$2500 Deductible 450 10 Stone Siding yes
1958 180,000 Wood Shake Roof 1,940 5 $1000-$2500 Deductible 230 4 Vinyl siding No
1947 170,000 Composition Roof 1,270 2 $500- $1000 Deductible 150 3 Stucco siding No