Rocky Mount, NC homeowners insurance is approximately $496 to $673, about $41-$56/month. Our all inclusive analysis reveals consumers can save as much as $233 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Rocky Mount, NC | Homeowners Insurance Agency Near Rocky Mount, NC | Address |
|---|---|---|
| Erie | Downing & Gayle Insurance Services | 8220 Creedmoor Road Suite 201, Raleigh, NC, 27613 |
| Erie | Insurance Center | 333 W Washington St, Nashville, NC, 27856 |
| Erie | Liles Insurance Group Inc. | 1788 Heritage Center Drive # 103, Wake Forest, NC, 27587 |
| Erie | Briley Goodson Wall Insurance Group | 2413 S Charles Blvd, Greenville, NC, 27858 |
| State Farm | David Brown | 9380 Flls Of Neuse Rd Ste 105, Raleigh, NC, 27615-2489 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Stony Creek township, Nash County, North Carolina | $74 | $99 | $148 |
| Dortches town, North Carolina | $76 | $101 | $151 |
| South Whitakers township, Nash County, North Carolina | $74 | $98 | $147 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Rocky Mount, NC | 4.2% | 10.7% |
| Stony Creek | 3.77% | 10.16% |
| Dortches | 4.02% | 14.4% |
| South Whitakers | 3.62% | 8.01% |
| Rocky Mount Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 247 | 2.0% | $333 |
| $200 to $299 | 504 | 5.0% | $783 |
| $300 to $499 | 1,222 | 12.0% | $1233 |
| $500 to $749 | 2,975 | 30.0% | $1908 |
| $750 to $999 | 2,965 | 30.0% | $2658 |
| $1,000 to $1,499 | 1,870 | 18.0% | $3783 |
| Streets in Rocky Mount Area | Homeowners Insurance Cost |
|---|---|
| Logan Trl, US Hwy 301 Byp, N Mayo St, Womble Rd, Old Mill Rd, Bristol Ct, State Rd 1778, Englewood Dr, Tracy Way, State Rd 1645 | $583 |
| York St, Greenbriar Dr, S Stonybrook Rd, Isabella Ln, Bowie Pl, Center St, Sheffield Dr, Bessie Cir, Carriage Farm Rd, Pole Cat Ln | $591 |
| State Rd 1545, US Hwy 301 Byp, State Hwy 4, Autry Rd, Pamela Rhue Ln, Baybrook Rd, Wrenn Ln, Beechwood Dr, State Rd 1700, Sparrow Hawk Ln | $597 |
| Winterhaven Dr, State Rd 1601, Big Jim Rd, Eleanor Pl, Ethridge St, Travis Rd, Holland Ln, State Rd 1532, Patrick Ct, Raper Rd | $601 |
| Burton St, Ridgemeadow Ln, Gadwall Ct, Nelson St, Belgreen Dr, Sarah Ruppert Rd, Pinewood Ave, Shade Tree Ln, Regency Dr, Ridgewood Dr | $602 |
| State Rd 1553, Pittman St, Marvelle Ave, Adams Ridge Rd, E Gypsy Trl, Winstead Rd, Moses Ct, Lark Ln, Melrose Dr, State Rd 1543 | $587 |
| N Pearl St, Bramblebush Ct, Irene Ln, State Rd 1852, Thorpe Rd, Simmons St, Golden Eye Cv, Woods Walk Way, State Rd 1548, Kimberly Jo Dr | $594 |
| W Castalia Rd, Plantation Dr, High Meadows Ests, Beagle Dr, Sapphire Rd, Noell Ln, South St, Chester St, Northern Estates Cir, Sherwood Dr | $590 |
| N Browntown Rd, Willard St, W Taylor St, Meadowview Ln, State Rd 1826, Braswell St, Goldrock Rd, N White St, Tam O Shanter Dr, Davenport Rd | $582 |
| N Land St, Lake View Farm Ln, Bridgewood Rd, State Rd 1530, State Rte 1689, Jacobs St, Remus Rd, Audubon Ln, Churchview Dr, Coleridge Ct | $573 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Rocky Mount | $87 to $89 |
| Stony Creek | $89 |
| Dortches | $90 |
| South Whitakers | $88 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $2,100 |
| Yearly Rocky Mount Homeowner Insurance Premium Example | $1,500 | $1,300 |
| Out of Pocket Expense During Claim | $1,100 | $2,100 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $13,100 | $12,500 |
| Net Savings to Rocky Mount Home Owner from High Deductible Plan | $600 | |
| Scenario | Rocky Mount, NC Home Replacement Value MORE than Home Value | Rocky Mount, NC Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $178,000 | $112,000 |
| Insurance Premium based on Replacement Value | $975 | $625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $45,500 | Risk Exposure from Under Insuring Coverage is $20,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $250/year |
| Insurance Company | Allstate | State Farm | Chubb Group of Insurance |
| Monthly Premium | 48 | 39 | 46 |
| Year Built | 2005 | 1998 | 2013 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $100000-$125000 | $125000-$150000 | $200000-$250000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | > $10,000 Deductible |