Rocky Mount Insurance Rates:

Rocky Mount, NC homeowners insurance is approximately $496 to $673, about $41-$56/month. Our all inclusive analysis reveals consumers can save as much as $233 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
They cover quite a bit. they cover our tvs, sound system, washer / drier, our couch, love seat, bed, laptop, computer, etc.
State Farm
Another thing i do not like about state farm is the coverage for my home replacement was not as high as other company policies i looked at.
Nationwide Home Insurance.
Another reason that i've enjoyed nationwide was that the agent that set me up he was very kind and helpful to get me an instant quote so i didn't have to wait a long time

Rocky Mount, NC Homeowners Insurance By Home Value

Rocky Mount, NC Home Value Total Homes % of Total Average Rocky Mount, NC Homeowners Insurance
Less than $50,000 1,828 14.0% $134
$50,000 to $59,999 415 3.0% $280
$60,000 to $69,999 733 6.0% $350
$70,000 to $79,999 861 7.0% $402
$80,000 to $89,999 984 8.0% $455
$90,000 to $99,999 994 8.0% $508
$100,000 to $124,999 1,809 14.0% $589
$125,000 to $149,999 1,346 11.0% $741
$150,000 to $174,999 981 8.0% $876
$175,000 to $199,999 747 6.0% $1010
$200,000 to $249,999 589 4.0% $1214
$250,000 to $299,999 435 3.0% $1483
$300,000 to $399,999 481 3.0% $1886

Top Home Insurance Agents Near Rocky Mount, NC

Home Insurance Company Near Rocky Mount, NC Homeowners Insurance Agency Near Rocky Mount, NC Address
Erie Briley Goodson Wall Insurance Group 2413 S Charles Blvd, Greenville, NC, 27858
State Farm David Brown 9380 Flls Of Neuse Rd Ste 105, Raleigh, NC, 27615-2489
Erie Downing & Gayle Insurance Services 8220 Creedmoor Road Suite 201, Raleigh, NC, 27613
Erie Insurance Center 333 W Washington St, Nashville, NC, 27856
Erie Liles Insurance Group Inc. 1788 Heritage Center Drive # 103, Wake Forest, NC, 27587

Cost Of Homeowners Insurance By Street Near Rocky Mount, NC

Streets in Rocky Mount Area Homeowners Insurance Cost
Logan Trl, US Hwy 301 Byp, N Mayo St, Womble Rd, Old Mill Rd, Bristol Ct, State Rd 1778, Englewood Dr, Tracy Way, State Rd 1645$583
York St, Greenbriar Dr, S Stonybrook Rd, Isabella Ln, Bowie Pl, Center St, Sheffield Dr, Bessie Cir, Carriage Farm Rd, Pole Cat Ln$591
State Rd 1545, US Hwy 301 Byp, State Hwy 4, Autry Rd, Pamela Rhue Ln, Baybrook Rd, Wrenn Ln, Beechwood Dr, State Rd 1700, Sparrow Hawk Ln$597
Winterhaven Dr, State Rd 1601, Big Jim Rd, Eleanor Pl, Ethridge St, Travis Rd, Holland Ln, State Rd 1532, Patrick Ct, Raper Rd$601
Burton St, Ridgemeadow Ln, Gadwall Ct, Nelson St, Belgreen Dr, Sarah Ruppert Rd, Pinewood Ave, Shade Tree Ln, Regency Dr, Ridgewood Dr$602
State Rd 1553, Pittman St, Marvelle Ave, Adams Ridge Rd, E Gypsy Trl, Winstead Rd, Moses Ct, Lark Ln, Melrose Dr, State Rd 1543$587
N Pearl St, Bramblebush Ct, Irene Ln, State Rd 1852, Thorpe Rd, Simmons St, Golden Eye Cv, Woods Walk Way, State Rd 1548, Kimberly Jo Dr$594
W Castalia Rd, Plantation Dr, High Meadows Ests, Beagle Dr, Sapphire Rd, Noell Ln, South St, Chester St, Northern Estates Cir, Sherwood Dr$590
N Browntown Rd, Willard St, W Taylor St, Meadowview Ln, State Rd 1826, Braswell St, Goldrock Rd, N White St, Tam O Shanter Dr, Davenport Rd$582
N Land St, Lake View Farm Ln, Bridgewood Rd, State Rd 1530, State Rte 1689, Jacobs St, Remus Rd, Audubon Ln, Churchview Dr, Coleridge Ct$573

Rocky Mount, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rocky Mount$87 to $89
Stony Creek$89
Dortches$90
South Whitakers$88

Rocky Mount, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Stony Creek township, Nash County, North Carolina $74 $99 $148
Dortches town, North Carolina $76 $101 $151
South Whitakers township, Nash County, North Carolina $74 $98 $147

Rocky Mount, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rocky Mount, NC4.2%10.7%
Stony Creek3.77%10.16%
Dortches4.02%14.4%
South Whitakers3.62%8.01%

Rocky Mount Renters Insurance as a Percentage of Rent

Rocky Mount Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 247 2.0% $333
$200 to $299 504 5.0% $783
$300 to $499 1,222 12.0% $1233
$500 to $749 2,975 30.0% $1908
$750 to $999 2,965 30.0% $2658
$1,000 to $1,499 1,870 18.0% $3783

Rocky Mount, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Rocky Mount Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,800$10,200
Net Savings to Rocky Mount Home Owner from High Deductible Plan $600

Rocky Mount, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rocky Mount, NC Home Replacement Value MORE than Home Value Rocky Mount, NC Home Replacement Value LESS than Home Value
Replacement Value $203,000 $123,000
Insurance Premium based on Replacement Value $1,125 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $45,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $200/year

Example Rocky Mount Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceState Farm
Monthly Premium 314837
Year Built 196319932012
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$125000-$150000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Rocky Mount, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 145,000 Wood Shake Roof 2,100 3 $500- $1000 Deductible 500 8 Vinyl siding yes
1999 135,000 Slate Shingles Roof 2,010 3 $500- $1000 Deductible 320 5 Fiber-Cement Siding No
1995 155,000 Membrane Roof 1,910 3 $5000 to $10,000 Deductible 130 3 Fiber-Cement Siding No
1976 95,000 Asphalt Shingles Roof 1,590 3 $2500-$5000 Deductible 360 10 Wood siding No
1993 95,000 Metal Roof 1,480 3 $2500-$5000 Deductible 20 1 Brick siding yes
1996 115,000 Wood Shake Roof 1,460 3 $500- $1000 Deductible 470 12 Wood siding No
1968 205,000 Wood Shake Roof 3,280 5 $5000 to $10,000 Deductible 360 9 Vinyl siding yes
1982 100,000 Slate Shingles Roof 1,340 3 $1000-$2500 Deductible 100 2 Stone Siding No
2014 215,000 Composition Roof 3,140 4 $5000 to $10,000 Deductible 380 8 Stucco siding yes
1988 85,000 Wood Shake Roof 1,400 3 $2500-$5000 Deductible 30 1 Wood siding No
1971 160,000 Membrane Roof 2,500 4 $1000-$2500 Deductible 130 2 Fiber-Cement Siding yes
2012 225,000 Tile Roof 2,860 5 $5000 to $10,000 Deductible 350 6 Brick siding yes
2006 200,000 Composition Roof 3,310 5 $5000 to $10,000 Deductible 280 4 Stone Siding yes
2005 110,000 Slate Shingles Roof 1,330 3 $500- $1000 Deductible 70 1 Fiber-Cement Siding No