Rocky Hill, CT homeowners insurance is approximately $732 to $998, about $61-$83/month. Our complete analysis shows customers can save as much as $346 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Rocky Hill, CT | Homeowners Insurance Agency Near Rocky Hill, CT | Address |
|---|---|---|
| Travelers | Birarelli Insurance Agency Llc | 55 CHERRY STREET, MILFORD, CT, 6460 |
| Travelers | Gamble Insurance Agency Inc | 65 BROAD ST, WESTFIELD, MA, 1085 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cromwell town, Middlesex County, Connecticut | $128 | $171 | $257 |
| Wethersfield CDP, Connecticut | $129 | $172 | $258 |
| Newington CDP, Connecticut | $128 | $170 | $255 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Rocky Hill, CT | 3.7% | 9.6% |
| Cromwell | 3.47% | 7.88% |
| Wethersfield | 3.62% | 9.01% |
| Newington | 3.83% | 9.83% |
| Rocky Hill Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 57 | 2.0% | $1910 |
| $750 to $999 | 326 | 12.0% | $2660 |
| $1,000 to $1,499 | 1,868 | 69.0% | $3785 |
| $1,500 or more | 428 | 15.0% | $5435 |
| Streets in Rocky Hill Area | Homeowners Insurance Cost |
|---|---|
| Elm Ridge Dr, Ten Rod Hwy, Inwood Rd, Old Tannery Ln, Riverview Rd, Farview Dr, Old Windmill Xing, Woodfield Xing, Springbrook Dr, Chestnut Ct | $859 |
| Foxbriar Ln, Harbor View Dr, Danforth Ln, Crestridge Rd, Ramblewood Dr, Murphy Dr, Corporate Pl, Rocamora Rd, Chapin Ave, Esther Dr | $863 |
| Green View Dr, Speno Ridge, Louis Pl, Christopher Ct, Falcon Ridge Rd, Copper Beech Dr, Laurel Rd, Gorman Rd, Summit Rd, Woodland Rd | $886 |
| Ashwell Ave, Country Club Ct, Penn Pl, Haren Dr, Rangelight Rd, Old Main St, Friendly Way, Holly Hill Dr, Rachel Dr, Oak Hill Rd | $848 |
| Cumberland Pl, Elm Commons Dr, Country Side Dr, Applewood Ln, Lavender Ln, Griswold Rd, Denyelle Dr, Andover Dr, Webster Ln, Summer Ln | $881 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Rocky Hill | $129 to $132 |
| Cromwell | $128 |
| Wethersfield | $129 |
| Newington | $127 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Rocky Hill Homeowner Insurance Premium Example | $2,700 | $2,500 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $22,400 | $21,800 |
| Net Savings to Rocky Hill Home Owner from High Deductible Plan | $600 | |
| Scenario | Rocky Hill, CT Home Replacement Value MORE than Home Value | Rocky Hill, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $404,000 | $268,000 |
| Insurance Premium based on Replacement Value | $3,600 | $2,375 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $63,000 | Risk Exposure from Under Insuring Coverage is $73,000 |
| Premium Impact | Insurance cheaper by $650/year | Insurance costlier by $575/year |
| Insurance Company | Amica Mutual Insurance Company | Nationwide Insurance | Travelers |
| Monthly Premium | 89 | 125 | 232 |
| Year Built | 1989 | 1976 | 2005 |
| Home Details | 5 Beds, 3 Baths | 4 Beds, 2 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $250000-$300000 | $300000-$350000 |
| Deductible | > $10,000 Deductible | > $10,000 Deductible | $2500-$5000 Deductible |