Rocky Ford Insurance Rates:

Rocky Ford, CO homeowners insurance is nearly $710 to $965, about $59-$80/month. Our in depth research indicates shoppers can save upto $334 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Rocky Ford, CO Homeowners Insurance By Home Value

Rocky Ford, CO Home Value Total Homes % of Total Average Rocky Ford, CO Homeowners Insurance
Less than $50,000 343 24.0% $242
$50,000 to $59,999 90 6.0% $518
$60,000 to $69,999 188 13.0% $636
$70,000 to $79,999 60 4.0% $736
$80,000 to $89,999 115 8.0% $837
$90,000 to $99,999 150 10.0% $937
$100,000 to $124,999 119 8.0% $1088
$125,000 to $149,999 45 3.0% $1355
$150,000 to $174,999 68 4.0% $1607
$175,000 to $199,999 26 1.0% $1849
$200,000 to $249,999 119 8.0% $2226
$250,000 to $299,999 52 3.0% $2720
$300,000 to $399,999 33 2.0% $3456

Top Home Insurance Agents Near Rocky Ford, CO

Home Insurance Company Near Rocky Ford, CO Homeowners Insurance Agency Near Rocky Ford, CO Address
Travelers Austin Insurance Agency Inc 2648 SANTA FE DR STE 8, PUEBLO, CO, 81006
Travelers Austin Insurance Agency Inc 2648 Santa Fe Drive 2648 Santa Fe Drive, Pueblo, CO, 81006
State Farm Derek Carroll 321 Colorado Ave, La Junta, CO, 81050-3607
Allstate First Ins Serv. Inc 507 Bent Ave, Las Animas, CO, 81054
Allstate Van Dyk Ins Agcy 1006 Elm Ave, Rocky Ford, CO, 81067

Cost Of Homeowners Insurance By Street Near Rocky Ford, CO

Streets in Rocky Ford Area Homeowners Insurance Cost
S 12th St, Co Rd X, S 11th St, Elm Ave, McCann Rd, Antrim St, Co Rd Cc.5, Beech Ave, Co Rd Y 5, S 7th St$830
Franklin Dr, Park St, Co Rd 14, N 12th St, Co Rd X 5, Oak Ave, S 4th St, Co Rd CC 5/10, Co Rd 20, Co Rd Dd.5$839
Co Rd Bb.5, Co Rd CC, S 2nd St, S 14th St, State Hwy 202, Locust Ave, Vine Ave, Astro St, S 19th St, Locust Ave$839
Lowell Dr, Co Rd 19 5/10, Catalpa Ave, N 15th St, Co Rd 19, State Hwy 71, Co Rd 20.5, Manor St, S 17th St, Co Rd Ee$839
Co Rd 16, Emerald St, S 6th St, S 9th St, Co Rd 20.5, S 5th St, S 15th St, Co Rd Gg 75, Co Rd 17, Co Rd Y$840

Rocky Ford, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rocky Ford$125 to $128
Swink$126
Manzanola$125
La Junta Gardens$121

Rocky Ford, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Swink town, Colorado $105 $140 $210
Manzanola CCD, Otero County, Colorado $104 $139 $208
La Junta CCD, Otero County, Colorado $105 $140 $210

Rocky Ford, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rocky Ford, CO7.7%22.2%
Swink6.97%18.44%
Manzanola6.72%21.95%
La Junta7.6%19.61%

Rocky Ford Renters Insurance as a Percentage of Rent

Rocky Ford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 69 8.0% $368
$200 to $299 125 15.0% $818
$300 to $499 228 27.0% $1268
$500 to $749 366 44.0% $1943
$750 to $999 16 1.0% $2693
$1,000 to $1,499 13 1.0% $3818

Average Cost Of Home Insurance By Company In Areas Nearby Rocky Ford For Different Scenarios

Structure Type Deductible Company Premium
Masonry $500 American Security Insurance Company $1,013
Frame $500 Central Mutual Insurance Company $2,520
Frame $500 Metropolitan Property And Casualty Insurance Company $1,965
Frame $500 Owners Insurance Company $2,141
Masonry $500 Secura Supreme Ins Co $1,294
Masonry $500 Stillwater Property And Casualty Insurance Co $1,503
Masonry $500 The Cincinnati Insurance Company $1,151
Frame $500 Travelers Commercial Insurance Company $2,472

Rocky Ford, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Rocky Ford Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Rocky Ford Home Owner from High Deductible Plan $600

Rocky Ford, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rocky Ford, CO Home Replacement Value MORE than Home Value Rocky Ford, CO Home Replacement Value LESS than Home Value
Replacement Value $119,500 $75,500
Insurance Premium based on Replacement Value $525 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Rocky Ford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceNationwide InsuranceState Farm
Monthly Premium 348941
Year Built 196319791948
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$175000-$200000$175000-$200000
Deductible $1000-$2500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Rocky Ford, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 160,000 Tile Roof 2,340 3 $1000-$2500 Deductible 350 6 Brick siding No
1971 260,000 Tile Roof 4,020 5 $500- $1000 Deductible 1300 12 Brick siding No
1960 150,000 Tile Roof 2,180 3 $1000-$2500 Deductible 260 5 Stone Siding No
1978 255,000 Shingles Roof 4,660 5 $500 Deductible 100 1 Brick siding No
1973 115,000 Tile Roof 2,150 3 $1000-$2500 Deductible 290 5 Brick siding No
1966 180,000 Tile Roof 2,840 4 $5000 to $10,000 Deductible 500 9 Stone Siding No
1979 130,000 Tile Roof 2,170 3 $500 Deductible 250 5 Stucco siding yes
1984 180,000 Composition Roof 3,290 5 $500- $1000 Deductible 150 3 Stucco siding yes
1942 85,000 Composition Roof 1,280 3 $500- $1000 Deductible 330 9 Brick siding yes
1967 195,000 Asphalt Shingles Roof 2,730 5 $500 Deductible 780 8 Brick siding No
1969 125,000 Wood Shake Roof 1,770 4 $500- $1000 Deductible 110 2 Brick siding No
1962 315,000 Wood Shake Roof 4,860 5 $500 Deductible 1580 12 Fiber-Cement Siding No
1972 170,000 Metal Roof 2,400 4 $500- $1000 Deductible 720 9 Stone Siding yes
1941 280,000 Membrane Roof 3,970 5 $5000 to $10,000 Deductible 200 3 Vinyl siding No
1972 190,000 Slate Shingles Roof 2,650 4 $500 Deductible 660 9 Fiber-Cement Siding yes
1976 105,000 Slate Shingles Roof 1,390 3 $1000-$2500 Deductible 360 9 Wood siding yes
1985 70,000 Tile Roof 1,230 3 $500- $1000 Deductible 390 10 Vinyl siding No
1987 220,000 Wood Shake Roof 3,450 5 $500- $1000 Deductible 380 5 Stucco siding yes
1988 130,000 Asphalt Shingles Roof 2,090 4 $1000-$2500 Deductible 440 10 Stucco siding yes
1978 135,000 Wood Shake Roof 1,940 5 $500- $1000 Deductible 470 10 Brick siding No
1989 135,000 Slate Shingles Roof 2,170 5 $500 Deductible 210 5 Wood siding No
1983 105,000 Tile Roof 1,640 3 $500 Deductible 260 5 Stone Siding yes
1970 95,000 Asphalt Shingles Roof 1,700 4 $2500-$5000 Deductible 20 1 Wood siding yes
1964 215,000 Membrane Roof 3,130 5 > $10,000 Deductible 480 10 Fiber-Cement Siding No
1947 115,000 Tile Roof 1,610 4 $2500-$5000 Deductible 230 5 Wood siding yes
1989 115,000 Metal Roof 1,700 3 $500 Deductible 90 2 Stucco siding yes
1989 100,000 Metal Roof 1,840 4 $2500-$5000 Deductible 310 9 Wood siding No
1976 155,000 Composition Roof 2,670 4 $5000 to $10,000 Deductible 50 1 Stone Siding yes
1961 110,000 Membrane Roof 1,570 3 $2500-$5000 Deductible 220 5 Fiber-Cement Siding No
1981 115,000 Wood Shake Roof 2,030 4 $500- $1000 Deductible 430 12 Brick siding No
1970 170,000 Membrane Roof 3,000 5 $1000-$2500 Deductible 210 3 Brick siding No
1986 90,000 Wood Shake Roof 1,730 5 $500- $1000 Deductible 170 5 Brick siding yes
1981 185,000 Shingles Roof 2,780 5 $500 Deductible 430 8 Wood siding yes
1979 295,000 Asphalt Shingles Roof 4,280 5 $500- $1000 Deductible 630 7 Stucco siding yes