Rockwall Insurance Rates:

Rockwall, TX homeowners insurance is roughly $912 to $1,237, about $76-$103/month. Our extensive research shows customers can save upto $429 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Esurance
My home insurance company is esurance. i have been with them for 1 year. we bought our home in november of 2016.
Capitol Benefits Llc
The renewal was up and the rate on my insurance increased by nearly 10%, which is far too much of an increase.
All State
One thing i like about all state insurance is there people. the people that you deal with on a day to day basis are very kind and helpful. i would say they even go out of their way to assist you.

Rockwall, TX Homeowners Insurance By Home Value

Rockwall, TX Home Value Total Homes % of Total Average Rockwall, TX Homeowners Insurance
Less than $50,000 257 2.0% $128
$60,000 to $69,999 159 1.0% $354
$90,000 to $99,999 129 1.0% $515
$100,000 to $124,999 522 5.0% $590
$125,000 to $149,999 857 9.0% $741
$150,000 to $174,999 1,531 16.0% $880
$175,000 to $199,999 1,485 15.0% $1020
$200,000 to $249,999 2,228 23.0% $1224
$250,000 to $299,999 1,199 12.0% $1492
$300,000 to $399,999 897 9.0% $1900

Top Home Insurance Agents Near Rockwall, TX

Home Insurance Company Near Rockwall, TX Homeowners Insurance Agency Near Rockwall, TX Address
NA Twfg Insurance Services 906 Lahinch Cir, Richardson, TX, 75081
Travelers Century Insurance Agency 3200 LONG PRAIRIE RD STE 200, FLOWER MOUND, TX, 75022
Travelers Iii-Hal L Harbor 115 W VIRGINIA ST STE 100, MCKINNEY, TX, 75069
State Farm Jarrod Rush 500 S Westgate Way Ste 100, Wylie, TX, 75098-5308
State Farm May Torrence 3939 Us Highway 80 E Ste 282, Mesquite, TX, 75150-8110

Cost Of Homeowners Insurance By Street Near Rockwall, TX

Streets in Rockwall Area Homeowners Insurance Cost
Tyler Ct, FM 1139, Hawthorne Ct, Skylar Dr, W Gail Ln, Parkway Ct, Hays Ln, Lorena Dr, Mediterranean St, Crisp Rd$1,040
Dowell Rd, Gaines Ct, Rosewood Ln, Austin St, Burkwood Dr, Scenic Pl, Craig Dr, White Dr, White Hills Dr, Candice Cir$1,066
Capstone Ln, Hodges Lake Dr, Tanya Dr, Lake Meadows Ct, N 1st St, N Lakeshore Dr, Village Green Dr, Fireberry Dr, S Lakeshore Dr, Riding Club Rd$1,083
Teakwood Ct, N We Crawford Ave, N Elm St, Promenade Pl, FM 740 S, Harvest Ridge Cv, Country Manor Ln, W Church St, Ridge Road Ct, Westhaven Dr$1,077
Preston Dr, N 2nd, Brandon Dr, Sorrells St, Madeleine St, Pear Dr, Pena Dr, Alder Ct, Windpointe Dr, Mulberry Dr$1,068
Hampton Bay Dr, Covey Trl, Jeanne Ln, Lee Dr, Lafayette Dr, Keswick Ct, Eastwood Dr, W Alamo Rd, Fontanna Blvd, Chalmers Ct$1,055
Lemley Dr, Berkley Ln, Woodcreek Dr, Bryn Mahr Ln, Windward Trl, E Gail Ln, White Sand Dr, Chesterwood Dr, McKinley Ln, Carriage Trl$1,098
Spruce St, Dunford Dr, Normandy Ln, National Dr, Kay Ln, Dogwood Ln, Munson St, Newport, Gail St, Thorndale Ln$1,104
Tahoe Dr, Pintail Pt, Nash St, Abby Ln, Kathryn Dr, Donald Dr, W Charles St, Bradfield Ln, Ventura Dr, Portside$1,068
Denison St, Amanda Ln, Highbluff Ln, Alta Vista Dr, North Ave, Eganridge Ln, S College Ave, Stoneybrook Dr, Stoneleigh Dr, Smirl Dr$1,069

Rockwall, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rockwall$160 to $163
Mobile City$166
Northwest Rockwall$161
Rockwall County$160

Rockwall, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northwest Rockwall CCD, Rockwall County, Texas $134 $179 $268
Rockwall County, Texas $134 $179 $268
Fate city, Texas $134 $178 $267

Rockwall, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rockwall, TX4.8%13.5%
Northwest Rockwall4.77%13.12%
Rockwall County4.82%13.13%
Fate5.06%13.15%

Rockwall Renters Insurance as a Percentage of Rent

Rockwall Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 199 6.0% $1911
$750 to $999 861 28.0% $2661
$1,000 to $1,499 993 33.0% $3786
$1,500 or more 903 30.0% $5436

Rockwall, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Rockwall Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,000$11,800
Net Savings to Rockwall Home Owner from High Deductible Plan $1,200

Rockwall, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rockwall, TX Home Replacement Value MORE than Home Value Rockwall, TX Home Replacement Value LESS than Home Value
Replacement Value $244,000 $183,000
Insurance Premium based on Replacement Value $2,025 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $175/year

Example Rockwall Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersFarmers Insurance
Monthly Premium 78139306
Year Built 200319992012
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$300000-$350000$400000-$500000
Deductible $2500-$5000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Rockwall, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 230,000 Asphalt Shingles Roof 2,400 4 $5000 to $10,000 Deductible 280 3 Wood siding No
2006 230,000 Wood Shake Roof 2,140 3 $2500-$5000 Deductible 330 3 Wood siding No
2013 315,000 Wood Shake Roof 3,140 5 $5000 to $10,000 Deductible 1610 9 Stucco siding yes
2014 345,000 Shingles Roof 2,620 4 $1000-$2500 Deductible 330 2 Brick siding No
1990 190,000 Metal Roof 2,030 4 $500 Deductible 1350 10 Wood siding yes
1993 300,000 Composition Roof 3,210 4 $1000-$2500 Deductible 330 2 Stucco siding No
1997 245,000 Asphalt Shingles Roof 1,940 5 $2500-$5000 Deductible 460 3 Stone Siding No
1999 175,000 Membrane Roof 1,620 4 $1000-$2500 Deductible 500 7 Fiber-Cement Siding yes
1997 220,000 Slate Shingles Roof 2,390 3 $2500-$5000 Deductible 140 1 Fiber-Cement Siding yes
2006 235,000 Membrane Roof 1,990 3 $2500-$5000 Deductible 2170 12 Wood siding yes
2000 260,000 Wood Shake Roof 2,530 5 $2500-$5000 Deductible 1020 6 Fiber-Cement Siding No
2000 305,000 Wood Shake Roof 2,360 4 $500- $1000 Deductible 2110 10 Brick siding No
2013 145,000 Asphalt Shingles Roof 1,540 3 $1000-$2500 Deductible 440 5 Brick siding yes