Rockville Insurance Rates:

Rockville, MD homeowners insurance is nearly $644 to $876, about $53-$73/month. Our comprehensive analysis shows customers can save upto $304 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
We have always had personal service from our insurance rep. He has been great every time we have had to meet with him or anyone from his office.
Usaa
There are not physical locations, which can be hard to not talk to someone face to face. It is nice to know that it could be the option but USAA does not offer than
Usaa
I like that it is the same place where I make the car payment. I have not had to use them so I guess all is good right now with them!
Usaa
The customer service of my home insurance company is overall fairly good.They can occasionally be paternalistic and sexist towards women, though, which is my only complaint.
State Farm
I like how my insurance company has offered discount if you purchase multiple policies and they install certain protective devices in your home like smoke detectors and that's a plus.
Allstate
I also, don't care for the fact that the fees to pay in installments are a little steep and think they could be lowered.
Nationwide
I always tell everyone to make a home insurance so they can feel like i do, that you can trust the company.
Usaa
The premium is very comparable to other insurance companies and offers a competitive rate in an effort to help veterans.
Usaa
I have never been so pleased with an insurance company. In the past, I’ve often felt that we exist for the convenience of the company, but USAA treats us well. I used to work for a personal injury attorney, and although we've never had to file a claim, I know they are one of the easier to work with companies around.

Rockville, MD Homeowners Insurance By Home Value

Rockville, MD Home Value Total Homes % of Total Average Rockville, MD Homeowners Insurance
Less than $50,000 68 1.0% $38
$100,000 to $124,999 94 1.0% $167
$125,000 to $149,999 106 1.0% $212
$150,000 to $174,999 202 3.0% $250
$175,000 to $199,999 169 3.0% $288
$200,000 to $249,999 489 8.0% $349
$250,000 to $299,999 1,086 19.0% $433
$300,000 to $399,999 3,173 57.0% $547

Top Home Insurance Agents Near Rockville, MD

Home Insurance Company Near Rockville, MD Homeowners Insurance Agency Near Rockville, MD Address
State Farm Chuck Norris Morgan 6430 Dobbin Rd Ste A, Columbia, MD, 21045-4899
State Farm Dorothy Kemper 1372 N. Main Street, Hampstead, MD, 21074-2636
Travelers Downs & Associates Inc 131 Elden Street Suite 300, Herndon, VA, 20170
State Farm Jim Brown 110 S Piney Rd Ste 108, Chester, MD, 21619-2883
Travelers Psa Insurance Inc 11311 MCCORMICK RD STE 500, HUNT VALLEY, MD, 21031

Cost Of Homeowners Insurance By Street Near Rockville, MD

Streets in Rockville Area Homeowners Insurance Cost
Harrison St, Crestview Dr, Shetland St, Oak Knoll Dr, S Adams St, Cutters Ln, Northrup Ct, Brent Rd, Fallsmead Way, Crabb Ave$785
Espalier Pl, Greenspan Ln, Duke Ct, E Lynfield Dr, Julian Pl, Copenhaver Ter, Deep Trail Ln, Martins Ln, Goldfinch Ct, Hearthstone Ct$843
Frost Ct, Althea Ct, Beechknoll Ln, Ash Ct, Falls Farm Dr, Clagett Dr, Cold Spring Ct, Barkston Ct, Somerville Dr, New Mark Esplanade$837
Carnation Dr, Bratton Dr, Gibbs St, Bettstrail Way, Pure Spring Cres, Currier Dr, Scott Dr, Yellowstone Way, Bullard Cir, Blandford St$790
Halpine Rd, Crestfield Dr, Martha Ter, Over Ridge Rd, Leahy Dr, Wesley Ct, Over Ridge Ct, Denfield Ct, Don Mills Ct, N Van Buren St$717

Rockville, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rockville$113 to $116
Derwood$116
Redland$110
North Bethesda$114

Rockville, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Derwood CDP, Maryland $116 $155 $233
Redland CDP, Maryland $110 $147 $221
North Bethesda CDP, Maryland $114 $152 $228

Rockville, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rockville, MD2.5%8.7%
Derwood2.86%9.63%
Redland2.58%9.81%
North Bethesda2.37%7.61%

Rockville Renters Insurance as a Percentage of Rent

Rockville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 192 2.0% $755
$300 to $499 213 2.0% $1205
$500 to $749 404 4.0% $1880
$750 to $999 309 3.0% $2630
$1,000 to $1,499 2,090 22.0% $3755
$1,500 or more 6,185 65.0% $5405

Average Cost Of Home Insurance By Company In Areas Nearby Rockville For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
300,000 500 Frame 35 Chubb National Insurance Co. 1,112
400,000 1,000 Masonry 15 Cumberland Mutual Fire Insurance Co. 744
400,000 1,000 Masonry 15 Farmers Insurance Exchange 717
450,000 1,000 Frame 10 Federal Insurance Co. 1,563
350,000 500 Frame 25 Garrison Property & Casualty Ins. Co. 1,538
300,000 500 Frame 35 Ids Property Casualty Ins. Co. 1,569
450,000 1,000 Frame 10 Metropolitan Group Property And Casualty 1,677
400,000 1,000 Masonry 15 Safeco Insurance Co. Of America 787
400,000 1,000 Masonry 15 Stillwater P & C Insurance Co. 1,171
450,000 1,000 Frame 10 Stillwater P & C Insurance Co. 1,211

Rockville, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Rockville Homeowner Insurance Premium Example $3,000$2,500
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $24,500$23,500
Net Savings to Rockville Home Owner from High Deductible Plan $1,000

Rockville, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rockville, MD Home Replacement Value MORE than Home Value Rockville, MD Home Replacement Value LESS than Home Value
Replacement Value $1,100,000 $860,000
Insurance Premium based on Replacement Value $5,050 $3,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $140,000 Risk Exposure from Under Insuring Coverage is $100,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $650/year

Example Rockville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceLiberty Mutual
Monthly Premium 13729991
Year Built 196319742010
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $300000-$350000More than 10000000$250000-$300000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Rockville, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 965,000 Asphalt Shingles Roof 3,720 5 $5000 to $10,000 Deductible 270 1 Stucco siding No
2012 475,000 Metal Roof 1,780 4 $500 Deductible 1890 9 Fiber-Cement Siding No
1975 315,000 Tile Roof 1,170 2 $500 Deductible 530 3 Vinyl siding No
2014 755,000 Wood Shake Roof 3,200 4 $5000 to $10,000 Deductible 670 3 Fiber-Cement Siding No
1980 225,000 Shingles Roof 1,150 2 $2500-$5000 Deductible 680 12 Vinyl siding No
2013 280,000 Asphalt Shingles Roof 1,020 2 $2500-$5000 Deductible 560 7 Wood siding No
2011 450,000 Metal Roof 1,720 5 > $10,000 Deductible 520 6 Brick siding No
1965 310,000 Wood Shake Roof 1,280 3 $500- $1000 Deductible 1270 10 Fiber-Cement Siding No
1980 555,000 Slate Shingles Roof 2,320 3 > $10,000 Deductible 350 4 Brick siding yes
1968 345,000 Composition Roof 1,830 3 $500- $1000 Deductible 1190 10 Wood siding yes
1982 375,000 Wood Shake Roof 1,890 3 $2500-$5000 Deductible 90 1 Vinyl siding No
1966 615,000 Shingles Roof 2,930 4 > $10,000 Deductible 1060 8 Wood siding yes
1988 325,000 Membrane Roof 1,200 2 $2500-$5000 Deductible 580 6 Wood siding yes
1973 370,000 Metal Roof 1,600 2 $500- $1000 Deductible 570 5 Brick siding yes
2011 380,000 Composition Roof 1,540 3 > $10,000 Deductible 1020 12 Stucco siding yes
1974 520,000 Asphalt Shingles Roof 2,280 3 > $10,000 Deductible 1150 10 Brick siding No
1960 720,000 Slate Shingles Roof 3,420 5 > $10,000 Deductible 530 4 Fiber-Cement Siding No
1960 565,000 Slate Shingles Roof 2,780 5 $500- $1000 Deductible 700 4 Vinyl siding yes
1983 440,000 Metal Roof 1,770 2 $500 Deductible 320 2 Fiber-Cement Siding No
1988 435,000 Asphalt Shingles Roof 1,630 2 $500- $1000 Deductible 830 6 Brick siding No
1975 630,000 Shingles Roof 2,830 4 $5000 to $10,000 Deductible 2060 12 Stone Siding yes
1964 775,000 Tile Roof 3,760 5 $2500-$5000 Deductible 1790 6 Brick siding yes
2010 240,000 Composition Roof 1,230 2 $5000 to $10,000 Deductible 550 7 Fiber-Cement Siding No
2011 340,000 Composition Roof 1,570 2 > $10,000 Deductible 480 7 Stucco siding No
1964 300,000 Wood Shake Roof 1,300 3 $1000-$2500 Deductible 460 6 Stucco siding No
1964 325,000 Slate Shingles Roof 1,170 2 $500- $1000 Deductible 640 4 Stucco siding yes
1962 300,000 Composition Roof 1,410 2 $5000 to $10,000 Deductible 790 8 Brick siding No
2012 660,000 Membrane Roof 3,440 5 $500- $1000 Deductible 2310 10 Fiber-Cement Siding yes
1969 1,235,000 Tile Roof 4,950 5 > $10,000 Deductible 250 1 Stucco siding No
1987 265,000 Tile Roof 1,210 2 $1000-$2500 Deductible 440 4 Fiber-Cement Siding yes
2010 340,000 Metal Roof 1,340 3 $2500-$5000 Deductible 730 9 Wood siding yes
1974 450,000 Composition Roof 2,210 3 $500 Deductible 2290 12 Vinyl siding No