Rockton Insurance Rates:

Rockton, IL homeowners insurance is about $638 to $868, about $53-$72/month. Our extensive analysis indicates shoppers can save as much as $301 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Sometimes the pricing doesn't seem to make sense to me, some things can be unreasonably expensive for no apparent reason.
Allstate
i would definitely recommend my company to everyone i know because they are very fare and just and they are mostly based on customers
State Farm
I chose this because my other provider was aggressively threatening to drop us as clients if we didn't make replace two tiles on our roof. When I say aggressive I mean AGGRESSIVE!!! Threatening letters, phone calls, etc. It was ridiculous. My husband had them for 8 years and this is their first interaction with him. We decided not to use them anymore. It was an easy choice. We already had some of our insurance through them so we saved money and never had to deal with that ridiculousness again.
Nationwide
I would recommend them to anyone purchasing home insurance, I think nationwide is a good company, it's a well known brand.

Rockton, IL Homeowners Insurance By Home Value

Rockton, IL Home Value Total Homes % of Total Average Rockton, IL Homeowners Insurance
Less than $50,000 430 9.0% $128
$50,000 to $59,999 93 2.0% $271
$60,000 to $69,999 96 2.0% $338
$70,000 to $79,999 65 1.0% $384
$80,000 to $89,999 140 3.0% $436
$90,000 to $99,999 166 3.0% $489
$100,000 to $124,999 616 14.0% $572
$125,000 to $149,999 788 18.0% $715
$150,000 to $174,999 587 13.0% $843
$175,000 to $199,999 548 12.0% $971
$200,000 to $249,999 456 10.0% $1174
$250,000 to $299,999 256 5.0% $1430
$300,000 to $399,999 99 2.0% $1822

Top Home Insurance Agents Near Rockton, IL

Home Insurance Company Near Rockton, IL Homeowners Insurance Agency Near Rockton, IL Address
NA Fruth-Simmer Insurance Agency 13 E Stephenson St, Freeport, IL, 61032
State Farm Alejandra Bustamante 3602 Atwood Avenue Suite 4, Madison, WI, 53714-2801
State Farm Brian Boyer 5192 Harrison Ave Ste 100, Rockford, IL, 61108-8093
Farmers Brian Nakaerts Lutcf 407 W State St, Sycamore, IL, 60178
State Farm Jeff Saey 2715 N Main St Ste B, Rockford, IL, 61103-3111

Cost Of Homeowners Insurance By Street Near Rockton, IL

Streets in Rockton Area Homeowners Insurance Cost
Oak Leaf Ct, Huntington Close, Fairway Dr, Village Wood Ln, Pin Oak Rd, E Co Rd P, Pate Plaza Dr, Baumgartner Trl, Wilmington Close, Eastbrook Ln$753
Stonegate Dr, Saltire Dr, Bates Rd, Ellis Ct, Bridgewood Ln, Ingersoll Pl, Valerian Way, Prairie Commons Ln, Vivian Ct, E Mechanic St$752
Oakland Ave, S Garfield Ave, Wingate Pl, Glencree Ln, Sprague Rd, Longest Dr, Bayfield Rd, Gridley Ct, Calenoula St, Arneman Dr$753
Marvin St, Cassandra Way, E River St, River Woods Ln, Sheppard Rd, Lucena Dr, Rood Ave, Belden Dr, Shaw Ct, Thompson St$748
Verbena St, Surf Ct, Hononegah Rd, Moody Rd, S McKinley Ave, Eunice Dr, Rockton Ave, Countryside Dr, Commercial Pkwy, Hanna Way$774

Rockton, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rockton$112 to $115
South Beloit$111
Owen$114
Roscoe$115

Rockton, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Beloit city, Illinois $112 $149 $224
Owen township, Winnebago County, Illinois $114 $152 $228
Roscoe township, Winnebago County, Illinois $115 $153 $230

Rockton, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rockton, IL4.3%13.2%
South Beloit4.72%13.83%
Owen4.31%10.59%
Roscoe4.01%12.41%

Rockton Renters Insurance as a Percentage of Rent

Rockton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 1.0% $343
$200 to $299 157 11.0% $793
$300 to $499 136 10.0% $1243
$500 to $749 398 29.0% $1918
$750 to $999 263 19.0% $2668
$1,000 to $1,499 288 21.0% $3793
$1,500 or more 77 5.0% $5443

Rockton, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Rockton Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Rockton Home Owner from High Deductible Plan $600

Rockton, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rockton, IL Home Replacement Value MORE than Home Value Rockton, IL Home Replacement Value LESS than Home Value
Replacement Value $235,500 $168,500
Insurance Premium based on Replacement Value $1,200 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Rockton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceTravelers
Monthly Premium 404880
Year Built 200120131948
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$150000-$175000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Rockton, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 195,000 Shingles Roof 2,430 5 $5000 to $10,000 Deductible 530 9 Wood siding No
2002 130,000 Membrane Roof 1,350 3 $500- $1000 Deductible 420 7 Stucco siding No
1941 210,000 Slate Shingles Roof 2,210 3 $5000 to $10,000 Deductible 200 4 Vinyl siding No
1994 295,000 Composition Roof 2,770 4 $500 Deductible 560 5 Brick siding yes
2010 115,000 Shingles Roof 1,620 3 $500- $1000 Deductible 480 10 Wood siding No
2012 285,000 Composition Roof 3,330 4 $500- $1000 Deductible 160 2 Stone Siding No
1998 285,000 Slate Shingles Roof 2,740 4 $500 Deductible 630 5 Fiber-Cement Siding No
1942 315,000 Membrane Roof 3,360 4 $1000-$2500 Deductible 560 6 Stone Siding yes
1986 375,000 Shingles Roof 4,790 5 $5000 to $10,000 Deductible 940 10 Stone Siding yes
1947 230,000 Membrane Roof 2,690 4 $500- $1000 Deductible 620 8 Stone Siding yes
2004 170,000 Asphalt Shingles Roof 2,310 3 $2500-$5000 Deductible 50 1 Wood siding yes
1997 185,000 Metal Roof 2,380 4 $500- $1000 Deductible 610 6 Brick siding No
2010 235,000 Membrane Roof 2,990 4 > $10,000 Deductible 190 3 Wood siding yes
1990 190,000 Shingles Roof 1,790 3 $500- $1000 Deductible 530 7 Stucco siding No
1996 235,000 Metal Roof 2,270 4 $500 Deductible 1180 12 Stucco siding yes
1985 315,000 Tile Roof 2,960 4 $5000 to $10,000 Deductible 670 10 Brick siding yes
1990 175,000 Asphalt Shingles Roof 1,880 3 $2500-$5000 Deductible 1010 12 Fiber-Cement Siding yes
1948 235,000 Tile Roof 2,710 5 > $10,000 Deductible 130 3 Vinyl siding No
1968 190,000 Asphalt Shingles Roof 2,630 4 $500 Deductible 70 1 Vinyl siding No
1982 135,000 Slate Shingles Roof 1,780 5 $500 Deductible 260 4 Wood siding No
2003 175,000 Asphalt Shingles Roof 2,130 3 $500 Deductible 170 2 Fiber-Cement Siding No
2002 140,000 Shingles Roof 1,680 3 $500- $1000 Deductible 420 7 Stucco siding No
1983 455,000 Asphalt Shingles Roof 4,980 5 $5000 to $10,000 Deductible 380 3 Vinyl siding No
1945 145,000 Slate Shingles Roof 1,940 3 $2500-$5000 Deductible 240 6 Brick siding yes
1965 215,000 Wood Shake Roof 2,030 3 $500- $1000 Deductible 270 3 Vinyl siding No
2002 320,000 Tile Roof 3,000 4 $500- $1000 Deductible 520 5 Wood siding yes
1996 440,000 Membrane Roof 4,780 5 > $10,000 Deductible 1180 9 Fiber-Cement Siding No
1988 160,000 Asphalt Shingles Roof 2,160 4 $2500-$5000 Deductible 150 4 Vinyl siding yes
2013 390,000 Slate Shingles Roof 3,820 5 $500 Deductible 1260 6 Fiber-Cement Siding No
1961 260,000 Wood Shake Roof 2,630 4 $500 Deductible 980 10 Wood siding yes
1996 160,000 Wood Shake Roof 2,100 4 $2500-$5000 Deductible 160 4 Wood siding yes