Rocklin Insurance Rates:

Rocklin, CA homeowners insurance is roughly $535 to $726, about $44-$60/month. Our comprehensive guide reveals consumers can save as much as $252 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

American Family Insurance
I like that my insurance company is easy to communicate with and get a fast solution out of. they work with you to fully understand your questions and concerns and do what they can to solve the issue(s).
Farmer's Insurance
There are more challenges related to customer service. although customer service is effective as possible, there are still many reasonable complaints that are due to reliability.
Geico
I do like geico insurance as they are a very prompt company that do have good customer service they are very human.

Rocklin, CA Homeowners Insurance By Home Value

Rocklin, CA Home Value Total Homes % of Total Average Rocklin, CA Homeowners Insurance
Less than $50,000 566 4.0% $37
$100,000 to $124,999 166 1.0% $170
$125,000 to $149,999 184 1.0% $214
$150,000 to $174,999 440 3.0% $252
$175,000 to $199,999 476 3.0% $296
$200,000 to $249,999 2,130 17.0% $353
$250,000 to $299,999 2,658 22.0% $435
$300,000 to $399,999 5,059 42.0% $555

Top Home Insurance Agents Near Rocklin, CA

Home Insurance Company Near Rocklin, CA Homeowners Insurance Agency Near Rocklin, CA Address
State Farm Bobbie Cash 310 S Crescent Ave Ste A, Lodi, CA, 95240-3933
Farmers Donald Friedrichsen Lutcf 11171 Sun Center Dr Ste 110, Rancho Cordova, CA, 95670
Liberty Mutual Independent Leaders Choice Ins Services Inc 2520 VENTURE OAKS WAY STE 310, SACRAMENTO, CA, 95833
Liberty Mutual Independent Professional Ins Assoc Inc 2615 JULIE CT, CAMERON PARK, CA, 95682
Travelers Strongwood Insurance Services Center Llc 988 MCCOURTNEY RD UNIT B, GRASS VALLEY, CA, 95949

Cost Of Homeowners Insurance By Street Near Rocklin, CA

Streets in Rocklin Area Homeowners Insurance Cost
David Ct, Hampstead Way, Granite Falls Way, Montclair Ct, Morningside Dr, Maresborough Pl, Lexington Cir, Kalamath Dr, Palomino Ct, Monarch Ct$667
Broughton Ct, Dominguez Rd, el Cid Ct, Penwood Way, N Star St, E Saint Francis Cir, Tuttle Dr, Quartz Ct, Twelve Oaks Dr, Rhone Ct$662
Silkwood Way, Arnold Dr, Ravenwood Ct, Winding Ln, Ryan Ct, Freeman Cir, Amethyst Dr, Wells Ave, Winlock Way, Duchess Ct$674
Chimney Ct, Aster Ct, Laurelwood Ct, Paloma Dr, Night Ridge Way, Garcia Ct, Tanglewood Way, Gold Cir, Buckskin Ct, Clubhouse Dr$629
Kentucky Way, Brookcrest Ct, Eldon Ave, Sycamore Pl, Rockcrest Pl, Alta Loma Ct, W Sunset Blvd, Douglas Ranch Dr, Ox Bow Ln, Cameo Ct$654
Cam del Avion, Railroad Alley E Ave, Douglas Ranch Rd, Hidden Glen Dr, Saddle Spur Way, Penryn Estates Dr, Morgan Ct, Rook Dr, Creekside Ln, Walnut St$658
Granite Cove Dr, Bascou Ct, el Don Dr, Clover Valley Rd, Walters Ranch Rd, Newland Heights Ct, Rosemont Ln, Brittany Ct, Rachel Ln, Cobble Hills Ct$627
Nebula Ct, Country Ct, J-Bar-B Dr, Dell Pl, Midland Rd, Oakhollow Ct, Trinity Way, Penbridge Dr, Cabrillo Ct, Bolt Ct$663
Swetzer Rd, Woodgate Ct, Seville Cir E, Cook St, Granite Bend Ct, Sweetgrass Ct, Reyman Ln, Hilltop Pl, Stuart Pl, Tamarack Dr$665
Nute Rd, Miners Xing, Poca Montoya Dr, Willow Gate Ct, Badger Pass Ct, Buckeye Ln, McLain Rd, Muirfield Dr, Shadowbrook Dr, Legend Dr$669

Rocklin, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rocklin$94 to $96
Loomis$93
Granite Bay$100
Penryn$95

Rocklin, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Loomis town, California $93 $124 $186
Granite Bay CDP, California $100 $133 $200
Penryn CDP, California $95 $126 $189

Rocklin, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rocklin, CA2.0%8.4%
Loomis2.31%12.22%
Granite Bay1.58%6.85%
Penryn2.08%14.8%

Rocklin Renters Insurance as a Percentage of Rent

Rocklin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 265 3.0% $1233
$500 to $749 426 5.0% $1908
$750 to $999 1,058 13.0% $2658
$1,000 to $1,499 3,334 43.0% $3783
$1,500 or more 2,561 33.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Rocklin For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAmerican Security336
200000500NewAmerican Reliable484
200000500NewIntegon/National513
250000500NewUSAA550
25000010001-3 YearsOregon Mutual484
1500002504-6 YearsCSAA Ins Exch514
1500005004-6 YearsFirst American Ins373
2500005004-6 YearsHartford (Sentinel)614
2500005004-6 YearsIDS Property Casualty646
2500005004-6 YearsKemper655
2500005004-6 YearsStillwater Ins Co697
3000005004-6 YearsCentury National742
40000010004-6 YearsForemost Insurance1384
40000010004-6 YearsSafeco1056
40000010004-6 YearsUnigard Group1109
50000010004-6 YearsIDS Property Casualty1181
50000010004-6 YearsUSAA1090
50000025004-6 YearsAmerican Security1392
50000025004-6 YearsTravelers788
50000025007-15 YearsAmco1300
50000025007-15 YearsMetropolitan Direct923
15000025016-25 YearsHartford (Sentinel)629

Rocklin, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Rocklin Homeowner Insurance Premium Example $2,000$1,600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,000$14,200
Net Savings to Rocklin Home Owner from High Deductible Plan $800

Rocklin, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rocklin, CA Home Replacement Value MORE than Home Value Rocklin, CA Home Replacement Value LESS than Home Value
Replacement Value $417,500 $274,500
Insurance Premium based on Replacement Value $1,425 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $101,500 Risk Exposure from Under Insuring Coverage is $41,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $350/year

Example Rocklin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceAllstate
Monthly Premium 67119115
Year Built 200420101999
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$500000-$600000$500000-$600000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Rocklin, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 385,000 Shingles Roof 1,820 5 $2500-$5000 Deductible 590 9 Stucco siding yes
1981 650,000 Composition Roof 2,820 4 $2500-$5000 Deductible 150 1 Vinyl siding yes
1994 490,000 Shingles Roof 2,710 4 $500- $1000 Deductible 200 2 Wood siding No
1994 270,000 Composition Roof 1,570 3 $500 Deductible 130 2 Stucco siding No
2010 395,000 Tile Roof 1,890 3 $500- $1000 Deductible 360 4 Wood siding yes
2010 425,000 Composition Roof 2,470 5 $500- $1000 Deductible 170 2 Stucco siding No
2003 520,000 Asphalt Shingles Roof 2,380 3 > $10,000 Deductible 340 4 Wood siding No
1980 630,000 Wood Shake Roof 3,310 5 > $10,000 Deductible 520 5 Vinyl siding No
1984 780,000 Slate Shingles Roof 3,720 5 > $10,000 Deductible 440 4 Stucco siding No
2014 410,000 Composition Roof 2,200 4 $2500-$5000 Deductible 130 2 Wood siding No
2009 450,000 Slate Shingles Roof 2,770 5 $2500-$5000 Deductible 100 1 Brick siding yes
1992 410,000 Composition Roof 2,260 4 > $10,000 Deductible 50 1 Brick siding No
1984 315,000 Membrane Roof 1,690 3 $500 Deductible 510 7 Stucco siding No
1984 165,000 Metal Roof 900 2 $5000 to $10,000 Deductible 280 6 Stucco siding yes