Rocklin, CA homeowners insurance is roughly $535 to $726, about $44-$60/month. Our comprehensive guide reveals consumers can save as much as $252 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Rocklin, CA | Homeowners Insurance Agency Near Rocklin, CA | Address |
|---|---|---|
| State Farm | Bobbie Cash | 310 S Crescent Ave Ste A, Lodi, CA, 95240-3933 |
| Farmers | Donald Friedrichsen Lutcf | 11171 Sun Center Dr Ste 110, Rancho Cordova, CA, 95670 |
| Liberty Mutual Independent | Leaders Choice Ins Services Inc | 2520 VENTURE OAKS WAY STE 310, SACRAMENTO, CA, 95833 |
| Liberty Mutual Independent | Professional Ins Assoc Inc | 2615 JULIE CT, CAMERON PARK, CA, 95682 |
| Travelers | Strongwood Insurance Services Center Llc | 988 MCCOURTNEY RD UNIT B, GRASS VALLEY, CA, 95949 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Loomis town, California | $93 | $124 | $186 |
| Granite Bay CDP, California | $100 | $133 | $200 |
| Penryn CDP, California | $95 | $126 | $189 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Rocklin, CA | 2.0% | 8.4% |
| Loomis | 2.31% | 12.22% |
| Granite Bay | 1.58% | 6.85% |
| Penryn | 2.08% | 14.8% |
| Rocklin Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 265 | 3.0% | $1233 |
| $500 to $749 | 426 | 5.0% | $1908 |
| $750 to $999 | 1,058 | 13.0% | $2658 |
| $1,000 to $1,499 | 3,334 | 43.0% | $3783 |
| $1,500 or more | 2,561 | 33.0% | $5433 |
| Streets in Rocklin Area | Homeowners Insurance Cost |
|---|---|
| David Ct, Hampstead Way, Granite Falls Way, Montclair Ct, Morningside Dr, Maresborough Pl, Lexington Cir, Kalamath Dr, Palomino Ct, Monarch Ct | $667 |
| Broughton Ct, Dominguez Rd, el Cid Ct, Penwood Way, N Star St, E Saint Francis Cir, Tuttle Dr, Quartz Ct, Twelve Oaks Dr, Rhone Ct | $662 |
| Silkwood Way, Arnold Dr, Ravenwood Ct, Winding Ln, Ryan Ct, Freeman Cir, Amethyst Dr, Wells Ave, Winlock Way, Duchess Ct | $674 |
| Chimney Ct, Aster Ct, Laurelwood Ct, Paloma Dr, Night Ridge Way, Garcia Ct, Tanglewood Way, Gold Cir, Buckskin Ct, Clubhouse Dr | $629 |
| Kentucky Way, Brookcrest Ct, Eldon Ave, Sycamore Pl, Rockcrest Pl, Alta Loma Ct, W Sunset Blvd, Douglas Ranch Dr, Ox Bow Ln, Cameo Ct | $654 |
| Cam del Avion, Railroad Alley E Ave, Douglas Ranch Rd, Hidden Glen Dr, Saddle Spur Way, Penryn Estates Dr, Morgan Ct, Rook Dr, Creekside Ln, Walnut St | $658 |
| Granite Cove Dr, Bascou Ct, el Don Dr, Clover Valley Rd, Walters Ranch Rd, Newland Heights Ct, Rosemont Ln, Brittany Ct, Rachel Ln, Cobble Hills Ct | $627 |
| Nebula Ct, Country Ct, J-Bar-B Dr, Dell Pl, Midland Rd, Oakhollow Ct, Trinity Way, Penbridge Dr, Cabrillo Ct, Bolt Ct | $663 |
| Swetzer Rd, Woodgate Ct, Seville Cir E, Cook St, Granite Bend Ct, Sweetgrass Ct, Reyman Ln, Hilltop Pl, Stuart Pl, Tamarack Dr | $665 |
| Nute Rd, Miners Xing, Poca Montoya Dr, Willow Gate Ct, Badger Pass Ct, Buckeye Ln, McLain Rd, Muirfield Dr, Shadowbrook Dr, Legend Dr | $669 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Rocklin | $94 to $96 |
| Loomis | $93 |
| Granite Bay | $100 |
| Penryn | $95 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 500 | New | American Security | 336 |
| 200000 | 500 | New | American Reliable | 484 |
| 200000 | 500 | New | Integon/National | 513 |
| 250000 | 500 | New | USAA | 550 |
| 250000 | 1000 | 1-3 Years | Oregon Mutual | 484 |
| 150000 | 250 | 4-6 Years | CSAA Ins Exch | 514 |
| 150000 | 500 | 4-6 Years | First American Ins | 373 |
| 250000 | 500 | 4-6 Years | Hartford (Sentinel) | 614 |
| 250000 | 500 | 4-6 Years | IDS Property Casualty | 646 |
| 250000 | 500 | 4-6 Years | Kemper | 655 |
| 250000 | 500 | 4-6 Years | Stillwater Ins Co | 697 |
| 300000 | 500 | 4-6 Years | Century National | 742 |
| 400000 | 1000 | 4-6 Years | Foremost Insurance | 1384 |
| 400000 | 1000 | 4-6 Years | Safeco | 1056 |
| 400000 | 1000 | 4-6 Years | Unigard Group | 1109 |
| 500000 | 1000 | 4-6 Years | IDS Property Casualty | 1181 |
| 500000 | 1000 | 4-6 Years | USAA | 1090 |
| 500000 | 2500 | 4-6 Years | American Security | 1392 |
| 500000 | 2500 | 4-6 Years | Travelers | 788 |
| 500000 | 2500 | 7-15 Years | Amco | 1300 |
| 500000 | 2500 | 7-15 Years | Metropolitan Direct | 923 |
| 150000 | 250 | 16-25 Years | Hartford (Sentinel) | 629 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $3,000 |
| Yearly Rocklin Homeowner Insurance Premium Example | $2,000 | $1,600 |
| Out of Pocket Expense During Claim | $1,000 | $3,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $15,000 | $14,200 |
| Net Savings to Rocklin Home Owner from High Deductible Plan | $800 | |
| Scenario | Rocklin, CA Home Replacement Value MORE than Home Value | Rocklin, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $417,500 | $274,500 |
| Insurance Premium based on Replacement Value | $1,425 | $925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $101,500 | Risk Exposure from Under Insuring Coverage is $41,500 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $350/year |
| Insurance Company | Farmers Insurance | GEICO Insurance | Allstate |
| Monthly Premium | 67 | 119 | 115 |
| Year Built | 2004 | 2010 | 1999 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $400000-$500000 | $500000-$600000 | $500000-$600000 |
| Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |