Rockland Insurance Rates:

Rockland, ME homeowners insurance is approximately $561 to $776, about $46-$64/month. Our comprehensive guide shows customers can save upto $267 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Rockland, ME Homeowners Insurance By Home Value

Rockland, ME Home Value Total Homes % of Total Average Rockland, ME Homeowners Insurance
Less than $50,000 126 6.0% $93
$60,000 to $69,999 33 1.0% $254
$70,000 to $79,999 47 2.0% $294
$80,000 to $89,999 141 7.0% $334
$90,000 to $99,999 39 2.0% $374
$100,000 to $124,999 279 15.0% $434
$125,000 to $149,999 202 11.0% $541
$150,000 to $174,999 142 7.0% $642
$175,000 to $199,999 236 13.0% $742
$200,000 to $249,999 340 18.0% $889
$250,000 to $299,999 122 6.0% $1090
$300,000 to $399,999 96 5.0% $1384

Top Home Insurance Agents Near Rockland, ME

Home Insurance Company Near Rockland, ME Homeowners Insurance Agency Near Rockland, ME Address
NA Generations Financial 189-193 Water St., Gardiner, ME, 4345
NA Cross Insurance - Belfast 15E Starrett Dr, Belfast, ME, 4915
Allstate Cheney Ins Agy 277 Main St, Damariscotta, ME, 4543
Travelers Ghm Agency 51 Main Street , Waterville, ME, 4901
Travelers Strong Ins Agency Inc 446 MAIN ST, THOMASTON, ME, 4861

Cost Of Homeowners Insurance By Street Near Rockland, ME

Streets in Rockland Area Homeowners Insurance Cost
US Hwy 1 Alt, Suffolk, Samoset Rd, Clarendon St, Knott St, Claremont St, US Hwy 1 Alt, Thompson St, Woodland Rd, Laurel St$662
Fern St, Olympic Ave, Benner Rd, Sunrise Summit, Otis St, Sherer Ln, Granite St, McLoud St, Perry St, Barter Rd$671
Belyea Ave, Brewster St, Merry St, Lakeview Dr, North St, Highland Ave Exd, Valley View St, Chestnut St, Dunton Ave, Warren St$663
West St, Shaw Ave, Kelly Ln, Bay View Sq, N Main St, Eliza Steele Dr, Pen Bay Ave, Lovejoy St, Pacific, Gay Street Pl$677
Lake Ave, Katahdin Ave, Birch St, Jefferson St, Knox St, Lawrence St, New County Rd, Belyea St, Summer St, Linden St$677

Rockland, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rockland$99 to $101
Thomaston$100
Rockport$108
Owls Head$104

Rockland, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Thomaston town, Knox County, Maine $84 $111 $167
Rockport town, Knox County, Maine $91 $121 $181
Owls Head town, Knox County, Maine $87 $116 $174

Rockland, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rockland, ME4.2%10.2%
Thomaston3.98%8.92%
Rockport3.96%7.89%
Owls Head3.72%11.92%

Rockland Renters Insurance as a Percentage of Rent

Rockland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 1.0% $339
$200 to $299 156 11.0% $789
$300 to $499 86 6.0% $1239
$500 to $749 460 34.0% $1914
$750 to $999 424 31.0% $2664
$1,000 to $1,499 191 14.0% $3789

Rockland, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Rockland Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Rockland Home Owner from High Deductible Plan $600

Rockland, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rockland, ME Home Replacement Value MORE than Home Value Rockland, ME Home Replacement Value LESS than Home Value
Replacement Value $155,000 $112,000
Insurance Premium based on Replacement Value $675 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Rockland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceTravelers
Monthly Premium 773797
Year Built 199219631947
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$200000-$250000
Deductible $500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Rockland, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 315,000 Asphalt Shingles Roof 3,350 4 $1000-$2500 Deductible 200 2 Vinyl siding No
1964 135,000 Tile Roof 1,220 3 $500- $1000 Deductible 820 12 Brick siding yes
1995 160,000 Tile Roof 1,740 2 $500 Deductible 890 10 Vinyl siding yes
1993 160,000 Wood Shake Roof 1,720 2 $500- $1000 Deductible 500 9 Fiber-Cement Siding yes
1948 260,000 Membrane Roof 2,210 3 $1000-$2500 Deductible 1010 9 Vinyl siding yes
1944 285,000 Shingles Roof 3,070 4 $1000-$2500 Deductible 670 7 Wood siding yes
1964 330,000 Asphalt Shingles Roof 3,390 4 $500 Deductible 250 2 Vinyl siding yes
1993 100,000 Wood Shake Roof 920 2 $500 Deductible 220 6 Wood siding No
1945 130,000 Slate Shingles Roof 1,640 2 $1000-$2500 Deductible 200 4 Stucco siding yes
1946 190,000 Slate Shingles Roof 1,920 3 $500 Deductible 400 4 Stucco siding yes
1967 185,000 Slate Shingles Roof 2,280 3 $5000 to $10,000 Deductible 430 7 Stone Siding yes
1944 170,000 Asphalt Shingles Roof 1,590 2 $1000-$2500 Deductible 50 1 Wood siding yes
1949 110,000 Slate Shingles Roof 1,110 2 $1000-$2500 Deductible 250 10 Brick siding yes