How Much Does Rockford, IL Home Insurance Cost?
Rockford, IL Average Homeowners Insurance Cost
$628
Homeowners Insurance Cost - Rockford, IL
$93,600
Median Home Value - Rockford, IL
Rockford, IL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$7.54 | $620.46 |
| $1000 Deductible | -$66.69 | $561.31 |
| $1500 Deductible | -$99.6 | $528.4 |
| $2000 Deductible | -$148.33 | $479.67 |
| $2500 Deductible | -$177.1 | $450.9 |
Rockford, IL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$144 | $484 |
| 30 year old | +$9 | $637 |
| 40 year old | +$16 | $644 |
| 50 year old | +$24 | $652 |
| Above 50 year old | +$30 | $658 |
Rockford, IL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$63 | $565 |
| Superior | -$57 | $571 |
| Masonry | -$31 | $597 |
| Brick | -$31 | $597 |
| Hail Resistant Roof | -$19 | $609 |
Rockford, IL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$13 | $641 |
| Swimming Pool With A Diving Board | +$31 | $659 |
| Swimming Pool With Slide | +$38 | $666 |
Rockford, IL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $19 | $609 |
| Police Department | $6 | $622 |
Rockford, IL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$263.76 | $892 |
| Filing a Second Liability Claim | +$238.64 | $867 |
| Filing a Second Theft Claim | +$238.64 | $867 |
| Filing a Second Water Claim | +$207.24 | $835 |
| Filing a Fire Claim | +$125.6 | $754 |
| Filing a Liability Claim | +$119.32 | $747 |
| Filing a Theft Claim | +$119.32 | $747 |
| Filing a Water Claim | +$100.48 | $728 |
| Filing a Weather Claim | +$100.48 | $728 |