Rockaway Insurance Rates:

Rockaway, NJ homeowners insurance is about $736 to $998, about $61-$83/month. Our detailed research shows customers can save as much as $347 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
When i have a claim to state it can be stressful, but allstate makes sure i am reassured really good.
Allstate
They make the claims process seamless and easy to follow and provide thorough and descriptive directions. i can easily view and follow them
Aaa
We use aaa insurance for all our insurance needs including home insurance.
Safeco Insurance
Nothing really. They seem to be doing really well and I have not had a claim so I cannot comment on that portion yet.
Liberty Mutual
The company is a large ad financially stable company that has been around for over a century.
Aaa
I appreciate getting some mail and electronic mail from my agent. I also like that this correspondence doesn't come too frequently.
State Farm
They are typically very professional and clean with what they do. They explain stuff well and how to do things. I just wish it was easier to get in touch with them
Progressive
Only communication is an email reminder when it's time to renew, which is perfect for me

Rockaway, NJ Homeowners Insurance By Home Value

Rockaway, NJ Home Value Total Homes % of Total Average Rockaway, NJ Homeowners Insurance
Less than $50,000 137 2.0% $52
$100,000 to $124,999 56 1.0% $260
$150,000 to $174,999 104 2.0% $381
$175,000 to $199,999 121 2.0% $442
$200,000 to $249,999 623 13.0% $538
$250,000 to $299,999 748 15.0% $651
$300,000 to $399,999 2,788 59.0% $833

Top Home Insurance Agents Near Rockaway, NJ

Home Insurance Company Near Rockaway, NJ Homeowners Insurance Agency Near Rockaway, NJ Address
Allstate Salvatore Iacono 4040 Northern Blvd, Long Island City, NY, 11101
Travelers Vero Agcy Inc 145 MAIN STREET, CHESTER, NY, 10918
Allstate Victoria Mcloughlin 3112 Quentin Rd, Brooklyn, NY, 11234
Travelers Abatelli-Applegate Agency 24-55 FRANCIS LEWIS BLVD, WHITESTONE, NY, 11357
State Farm Cynthia Koutsoliontos 6304 39th Ave, Woodside, NY, 11377-2835

Cost Of Homeowners Insurance By Street Near Rockaway, NJ

Streets in Rockaway Area Homeowners Insurance Cost
Johnson Rd, Colleen Ct, Edith Dr, Nokomis Ave, Archer Dr, Farley Ave, Moore Rd, Pleasant Ln, Fernwood Rd, Leonard Pl$897
Algonquin Ave, Heatherwood Ct, Arlene Dr, Lyonsville Rd, Michael Ct, N Cape Trl, S Dacotah Ave, Beach St, Old Beach Glen Rd, Mineral Springs Dr$863
Stephen St, Tordens Pl, Titus St, Doreen Ct, Jacobs Rd, W Shore Rd, Art St, Daniel St, Pillar Dr, Blacksmith Rd$883
Miggins Rd, Club House Way, Wichita Ave, Upper Mountain Ave, Carley's Way, Roy St, Davenport Rd, Christopher St, Kendall Ct, S Sunnyside Rd$890
Club House Dr, Richard Mine Rd, Hamilton Dr, White Meadow Ave, Lakeside Dr, Fallen Timbers Trl, David St, Dead End Rd, Dehart St, Harris Ct$863
Marvin St, Irwin Pl, Belt Rd, Red Oak Ln, Crestmont Dr, Frogtown Rd, Lower Hiberia Rd, White Birch Trl, Woodside Dr, Durham Rd$884
Roundhill Dr, Kaw Ave, Mohawk Ave, Elizabeth Ln, Carla Ct, Gerald Pl, Valhalla Way, Lyonsville, Erie Ave, Lakeshore Dr$888
Stone Ridge Ct, Nancy Ct, Stoneridge Ct, Mineral Springs Rd, Caruso Rd, Fischer Ct, Pond View Ter, Bobinic Ln, Rockaway Rd, Bonnie Brae Rd$863
Heather Ct, Johnson Dr, Ronald Ave, Carrol St, Sherbrook Dr, Gately Rd, Old Ln, Phipps Rd, E Dehart St, Northlea Dr$886
Oakwood Ter, Schrader Rd, Richard St, Henderson Rd, Commons Way, Whippoorwill Ln, Apache Trl, Clinton Ln, Wynding Way, Sunnyside Ln$883

Rockaway, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rockaway$129 to $132
Lake Telemark$130
White Meadow Lake$129
Denville$131

Rockaway, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake Telemark CDP, New Jersey $130 $173 $260
White Meadow Lake CDP, New Jersey $130 $173 $260
Jefferson township, Morris County, New Jersey $129 $172 $258

Rockaway, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rockaway, NJ2.7%7.2%
Lake Telemark2.45%10.7%
White Meadow Lake2.76%7.2%
Jefferson2.8%7.93%

Rockaway Renters Insurance as a Percentage of Rent

Rockaway Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 1.0% $325
$200 to $299 13 1.0% $775
$300 to $499 14 1.0% $1225
$500 to $749 23 1.0% $1900
$750 to $999 23 1.0% $2650
$1,000 to $1,499 371 32.0% $3775
$1,500 or more 699 60.0% $5425

Rockaway, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Rockaway Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,200$10,600
Net Savings to Rockaway Home Owner from High Deductible Plan $600

Rockaway, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rockaway, NJ Home Replacement Value MORE than Home Value Rockaway, NJ Home Replacement Value LESS than Home Value
Replacement Value $441,000 $266,000
Insurance Premium based on Replacement Value $2,075 $1,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $84,000 Risk Exposure from Under Insuring Coverage is $91,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $400/year

Example Rockaway Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateState Farm
Monthly Premium 117222114
Year Built 200819621983
Home Details 3 Beds, 2 Baths5 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $350000-$400000$600000-$700000$350000-$400000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Rockaway, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 755,000 Wood Shake Roof 4,870 5 $5000 to $10,000 Deductible 1630 10 Stucco siding No
2000 215,000 Composition Roof 1,250 2 $5000 to $10,000 Deductible 380 7 Fiber-Cement Siding No
2010 290,000 Tile Roof 1,430 2 $1000-$2500 Deductible 1090 9 Wood siding yes
1965 300,000 Asphalt Shingles Roof 1,410 3 $1000-$2500 Deductible 800 9 Fiber-Cement Siding No
1961 630,000 Metal Roof 3,500 5 $5000 to $10,000 Deductible 220 1 Stone Siding No
1964 245,000 Slate Shingles Roof 1,480 3 > $10,000 Deductible 370 10 Fiber-Cement Siding yes
1986 320,000 Tile Roof 2,120 4 $500- $1000 Deductible 1120 12 Stucco siding yes
1976 330,000 Metal Roof 1,730 3 > $10,000 Deductible 560 10 Brick siding yes
1989 350,000 Asphalt Shingles Roof 2,130 4 $500 Deductible 1090 6 Stone Siding yes
2012 325,000 Wood Shake Roof 1,730 3 $2500-$5000 Deductible 320 4 Fiber-Cement Siding yes
1979 260,000 Membrane Roof 1,560 3 $1000-$2500 Deductible 700 9 Stucco siding No
2010 705,000 Composition Roof 3,350 5 $500- $1000 Deductible 1900 8 Stone Siding No
1978 315,000 Tile Roof 1,480 2 $2500-$5000 Deductible 770 9 Stone Siding No
1984 270,000 Composition Roof 1,700 5 $500 Deductible 950 10 Wood siding yes
1987 230,000 Membrane Roof 1,310 3 $5000 to $10,000 Deductible 340 5 Fiber-Cement Siding No
2008 435,000 Tile Roof 2,760 4 $2500-$5000 Deductible 250 2 Stucco siding No
2001 580,000 Metal Roof 3,290 4 $5000 to $10,000 Deductible 620 6 Vinyl siding yes
2012 350,000 Shingles Roof 2,140 3 $500 Deductible 1490 9 Brick siding No
2002 350,000 Tile Roof 2,140 3 > $10,000 Deductible 230 3 Brick siding yes
1987 320,000 Metal Roof 1,670 4 $1000-$2500 Deductible 240 2 Brick siding yes
1962 355,000 Membrane Roof 2,300 3 $2500-$5000 Deductible 1080 9 Stucco siding No
1986 360,000 Asphalt Shingles Roof 2,330 3 > $10,000 Deductible 650 10 Brick siding No
2010 360,000 Metal Roof 2,060 4 $1000-$2500 Deductible 1040 8 Brick siding yes
2012 180,000 Slate Shingles Roof 1,080 2 $1000-$2500 Deductible 620 9 Stone Siding yes
1986 210,000 Membrane Roof 1,410 3 $500 Deductible 670 6 Stucco siding No
2003 350,000 Composition Roof 1,720 3 $5000 to $10,000 Deductible 300 3 Wood siding yes
1972 265,000 Wood Shake Roof 1,300 3 $500 Deductible 990 10 Stucco siding No
2008 700,000 Composition Roof 4,760 5 > $10,000 Deductible 1810 12 Stucco siding No
2012 425,000 Metal Roof 1,950 4 $1000-$2500 Deductible 280 2 Stone Siding yes
1970 285,000 Metal Roof 1,750 3 > $10,000 Deductible 440 6 Wood siding yes
1980 320,000 Tile Roof 1,790 4 $5000 to $10,000 Deductible 520 6 Stucco siding No
2000 240,000 Tile Roof 1,630 2 $500- $1000 Deductible 680 9 Wood siding yes