Rock Hill Insurance Rates:

Rock Hill, SC homeowners insurance is approximately $692 to $939, about $57-$78/month. Our exhaustive research indicates shoppers can save as much as $326 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I am only in my house 2 months. I can say the signup was easy and was given a lot of attention too. No complaints so far.
Allstate
You would think a company that put so much time into advertising themselves would have better customer service. i spent almost 2 hours on hold in total (i had been hung up on multiple times)and after i got a hold of someone the problem was not resolved.
Liberty Mutual
I like that liberty mutual is there to help me with anything i might need twenty-four hours a day.
Centauri Insurance
This company is very customer oriented. they respond to questions and concerns quickly. answers are always very good and they address my concerns specifically.
State Farm
The website can be more user friendly and navigate with more ease.
State Farm
What I like the most about State Farm is their attention to customers and they are always informative.
State Farm
I recently switched to State Farm because they offered a lower premium. It beat the price of my old home insurance company by $150.
Liberty Mutual
It's a decent premium. Compared with other companies it is around the same, maybe a little less.
State Farm
The overall price for the insurance was higher than I would have liked.
Grange Insurance
I am completely satisfied, any questions I have ever had have been reasonably answered and dealt with in a very timely manner.
Centauri Insurance
I think the price and coverage are good. They were easy to work with, and since it's through my mortgage payment, I never have to worry about sending in payments.
Centauri Insurance
I have only had one claim before and everything was handled properly and in a fast timely manner. The representative was really helpful and knowledgeable.
Farmer's Insurance
Their website seems to be decent and our rep is a nice guy
State Farm
Pretty satisfied. They have always been friendly and come off as confident and professional. I would recommend them to a friend looking to buy home insurance.
State Farm
Good, friendly people, have always been fair with us. They explain why rates may go up and have good discounts for homeowners.
Allstate
It's a lot cheaper than our previous company with the exact same coverage and benefits. Having a local agent has been incredibly beneficial to us and makes us want to continue our relationship.
Nationwide
I would recommend my home owners insurance in comparison to other home owners insurance companies because of the affordability of the policy
Progressive
I recommend this insurance company because you can bundle home and auto insurance leading to discounts. After all you need both so why not bundle them?
Progressive
They offer a great about of services for everyone to choose from. It is not just one type. I would very much recommend them to other. We had another insurance company and paid a lot more money for it.
Geico
I would definitely recommend Geico and have in the past to my friends. They were extremely prompt in a time of extreme pressure during hurricane Irma and couldn't have asked for more.
Amica Mutual Insurance
I have been with Amica for the last 6 years and have never had any issues getting in touch with customer service. When I have, it was always a great experience.
St. Johns Insurance Company
Its been in my family for decades and I remember when the agent would come to our home when I was a child, which I think is a personalized service you don't see anymore. Reputations like that stand out and make you feel like you belong to a family that services your needs
State Farm
The premium is expensive and I feel like I am paying more for reputation than coverage sometimes. I am unhappy with the communication regarding the home inspection, which is generally an issue of the contractor used by the insurance company.
Grange Insurance
Grange has great coverage, at a great price. They even bundle your home and auto together at a reduced rate. They've been very good to us.

Rock Hill, SC Homeowners Insurance By Home Value

Rock Hill, SC Home Value Total Homes % of Total Average Rock Hill, SC Homeowners Insurance
Less than $50,000 2,411 8.0% $138
$50,000 to $59,999 674 2.0% $285
$60,000 to $69,999 676 2.0% $359
$70,000 to $79,999 856 3.0% $416
$80,000 to $89,999 1,073 3.0% $473
$90,000 to $99,999 1,269 4.0% $522
$100,000 to $124,999 3,939 14.0% $612
$125,000 to $149,999 3,701 13.0% $758
$150,000 to $174,999 3,639 13.0% $905
$175,000 to $199,999 2,397 8.0% $1044
$200,000 to $249,999 2,945 10.0% $1256
$250,000 to $299,999 1,773 6.0% $1534
$300,000 to $399,999 1,523 5.0% $1950

Top Home Insurance Agents Near Rock Hill, SC

Home Insurance Company Near Rock Hill, SC Homeowners Insurance Agency Near Rock Hill, SC Address
NA Boney Ins Office 14 E Liberty St, York, SC, 29745
NA Caldwell Insurance Agency 162 Gadsden Street, Chester, SC, 29706
Travelers American Auto Club Ins Agency L L C 6623 EXECUTIVE CIR, CHARLOTTE, NC, 28212
Travelers First Charter Ins Service Inc 10400 MALLARD CREEK RD #310, CHARLOTTE, NC, 28262
Liberty Mutual Independent Isu Ballantyne Insurance Group 3420 TORINGDON WAY STE 100, CHARLOTTE, NC, 28277

Rock Hill, SC Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Rock Hill, SC

Streets in Rock Hill Area Homeowners Insurance Cost
Broach Dr, Nantucket Way, Madison St, Standard St, Harmony Rd, State Rte 904, Dorothy St, State Hwy 558, Twitty Ct, Hasty St$824
Foxlair Ct, Chamberland Ct, State Rte 947, Shurley St, Wakefield Way, State Hwy 31, State Rte 1043, State Hwy 31, Cushendall Ter, State Rte 1172$813
State Rte 1471, Ashley Ln, Bradford Ct, Craig Rd, Impulse Ln, Persimmon Pl, Old York Rd, Oak Branch Dr, Kellibell Ln, Whispering Pines$836
Sidney St, Shady Oak Ln, State Rte 338, Marine Dr, Ebenezer Ave Exd, Hagler Rd, Neely Store Rd, State Rte 1159, Dartmouth Dr, Lucky Ln$813
Audubon Dr, Old Forge Rd, Griffith Cir, Pickens St, Hollis St, State Rte 1517, Polo Ridge, Peppermill Dr, State Rd S-46-165, Claire Ln$828
Devonshire Dr, State Hwy 1332, State Rte 532, Maddy Ln, McGill Pond Ln, J Ed Bookout Rd, Pinkney St, Penny Oaks Cove, State Rte 1038, State Rte 1473$780
Finley View Dr, Hermitage Rd, W Black St, Ebenezer Rd, Williamson Rd, E Friedheim Rd, Cedarvale Cir, Brush Creek Rd, Izard St, Rawlinson Rd$838
State Rte 1416, Blanche Cir, State Rte 647, State Rte 1087, Windsor Ter, Riverlane Rd, Tiffany Dr, Van-Valin Dr, Level St, English Trl$854
Parrish Pt, Smiths Cir, Coach House Ct, Etta Vaughn, State Rte 135, State Rte 1435, Walker Rd, Rocklyn Dr, State Rte 1522, Belle Meade Dr$806
Dunlap Roddey Rd, Glenn Hope Rd, High Pines Rd, State Rte 160, Churchill Rd, State Rte 1520, Eagle Dr, Barton Ln, Burkett Dr, State Rte 193$823

Rock Hill, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rock Hill$122 to $124
Lesslie$123
Newport$124
Riverview$116

Rock Hill, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lesslie CDP, South Carolina $103 $137 $205
Newport CDP, South Carolina $104 $139 $208
Riverview CDP, South Carolina $97 $129 $194

Rock Hill, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rock Hill, SC5.6%19.5%
Lesslie6.12%24.73%
Newport5.2%22.91%
India Hook5.95%16.31%

Rock Hill Renters Insurance as a Percentage of Rent

Rock Hill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 248 1.0% $794
$300 to $499 1,204 8.0% $1244
$500 to $749 5,162 36.0% $1919
$750 to $999 4,982 35.0% $2669
$1,000 to $1,499 2,076 14.0% $3794
$1,500 or more 472 3.0% $5444

Rock Hill, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Rock Hill Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,900$12,300
Net Savings to Rock Hill Home Owner from High Deductible Plan $600

Rock Hill, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rock Hill, SC Home Replacement Value MORE than Home Value Rock Hill, SC Home Replacement Value LESS than Home Value
Replacement Value $218,500 $134,500
Insurance Premium based on Replacement Value $1,600 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $50,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $250/year

Example Rock Hill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceLiberty Mutual
Monthly Premium 113119227
Year Built 199420061989
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$200000-$250000$400000-$500000
Deductible $500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Rock Hill, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 165,000 Shingles Roof 2,120 3 $1000-$2500 Deductible 1010 12 Brick siding No
2001 385,000 Wood Shake Roof 3,920 5 $500 Deductible 640 3 Wood siding No
1980 250,000 Composition Roof 2,390 5 $500 Deductible 1730 9 Brick siding yes
1984 165,000 Shingles Roof 2,080 3 $500 Deductible 440 4 Stone Siding No
1982 185,000 Metal Roof 2,510 4 $500- $1000 Deductible 110 1 Brick siding yes
1988 245,000 Wood Shake Roof 3,370 5 $500 Deductible 440 3 Stone Siding No
2014 275,000 Slate Shingles Roof 3,420 5 $500 Deductible 820 6 Brick siding No
1984 145,000 Shingles Roof 1,960 5 $1000-$2500 Deductible 640 6 Fiber-Cement Siding No
1993 210,000 Membrane Roof 2,200 5 $500- $1000 Deductible 640 7 Stucco siding No
2010 260,000 Tile Roof 3,350 4 $5000 to $10,000 Deductible 640 7 Stone Siding yes
1981 220,000 Wood Shake Roof 2,900 5 $500 Deductible 1530 10 Vinyl siding yes
1986 175,000 Slate Shingles Roof 2,360 4 $5000 to $10,000 Deductible 150 2 Vinyl siding No
2007 325,000 Slate Shingles Roof 3,530 5 $2500-$5000 Deductible 380 2 Stucco siding yes
2004 165,000 Slate Shingles Roof 1,900 3 $1000-$2500 Deductible 470 6 Brick siding No
2014 165,000 Slate Shingles Roof 1,860 3 $5000 to $10,000 Deductible 660 8 Stone Siding yes
2006 205,000 Asphalt Shingles Roof 2,350 4 $2500-$5000 Deductible 760 8 Stucco siding yes
1980 150,000 Membrane Roof 1,670 3 $500- $1000 Deductible 1110 9 Vinyl siding yes
1996 335,000 Membrane Roof 3,870 5 $500 Deductible 860 5 Stone Siding No
1984 110,000 Shingles Roof 1,410 3 $2500-$5000 Deductible 120 2 Fiber-Cement Siding No
2013 185,000 Shingles Roof 2,230 3 $500 Deductible 1840 12 Brick siding No
1982 235,000 Membrane Roof 2,780 5 $2500-$5000 Deductible 420 4 Fiber-Cement Siding yes
2004 155,000 Composition Roof 1,720 3 $500- $1000 Deductible 660 8 Wood siding No
1990 345,000 Shingles Roof 4,610 5 $5000 to $10,000 Deductible 470 5 Wood siding yes
1999 200,000 Asphalt Shingles Roof 1,840 4 $5000 to $10,000 Deductible 1130 12 Wood siding yes
1993 210,000 Membrane Roof 2,100 3 $5000 to $10,000 Deductible 340 4 Stone Siding No
2014 185,000 Slate Shingles Roof 1,900 3 $500 Deductible 770 9 Stone Siding yes
1988 380,000 Shingles Roof 4,070 5 > $10,000 Deductible 110 1 Stucco siding yes
2002 200,000 Membrane Roof 2,790 5 $1000-$2500 Deductible 950 9 Vinyl siding yes
2010 275,000 Metal Roof 3,060 4 $500 Deductible 1900 9 Brick siding yes
1992 115,000 Asphalt Shingles Roof 1,436 2 $500 Deductible 560 7 Stucco siding yes

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