How Much Does Rochester, MN Home Insurance Cost?
Rochester, MN Average Homeowners Insurance Cost
$1,114
Homeowners Insurance Cost - Rochester, MN
$176,100
Median Home Value - Rochester, MN
Rochester, MN Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$13.37 | $1,100.63 |
| $1000 Deductible | -$118.31 | $995.69 |
| $1500 Deductible | -$176.68 | $937.32 |
| $2000 Deductible | -$263.13 | $850.87 |
| $2500 Deductible | -$314.15 | $799.85 |
Rochester, MN Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$223 | $891 |
| 30 year old | +$17 | $1,131 |
| 40 year old | +$29 | $1,143 |
| 50 year old | +$42 | $1,156 |
| Above 50 year old | +$53 | $1,167 |
Rochester, MN Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$156 | $958 |
| Superior | -$111 | $1,003 |
| Masonry | -$56 | $1,058 |
| Brick | -$56 | $1,058 |
| Hail Resistant Roof | -$33 | $1,081 |
Rochester, MN Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$22 | $1,136 |
| Swimming Pool With A Diving Board | +$56 | $1,170 |
| Swimming Pool With Slide | +$67 | $1,181 |
Rochester, MN Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $33 | $1,081 |
| Police Department | $11 | $1,103 |
Rochester, MN Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$467.88 | $1,582 |
| Filing a Second Liability Claim | +$423.32 | $1,537 |
| Filing a Second Theft Claim | +$423.32 | $1,537 |
| Filing a Second Water Claim | +$367.62 | $1,482 |
| Filing a Fire Claim | +$222.8 | $1,337 |
| Filing a Liability Claim | +$211.66 | $1,326 |
| Filing a Theft Claim | +$211.66 | $1,326 |
| Filing a Water Claim | +$178.24 | $1,292 |
| Filing a Weather Claim | +$178.24 | $1,292 |