How To Make Your Rochester, MN Home Insurance Cheaper
Rochester, MN, homeowners insurance is about $1114. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Rochester, MN Home Insurance Rates with the Olmsted County Average
| Place | Olmsted County Average: $1,155.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Rochester, MN | $1,114.0 | -41.0 | -0.04 | 106,903 | 176,100 |
Cost of Rochester, MN Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Marion | 256,500 | 14,628 | $1,356 |
| Hayfield | 114,300 | 6,164 | $856 |
| Bellechester | 113,200 | 11,256 | $851 |
| Mower County | 114,700 | 4,341 | $858 |
Homeowners Insurance Comparison for the Cheapest Premiums in Rochester, MN
| GEICO | Universal Property & Casualty Insurance Company | Farmer's Insurance | |
| Median Home Value ($) | 176,100 | 176,100 | 176,100 |
| Age of Home | Year 40 Old | Year 50 Old | Year 30 Old |
| Home Coverage ($) | $500,000 -$749,999 | $500,000 -$749,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $4,653.9 | $4,811.7 | $6,039.2 |
Cost of Rochester, MN Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Encompass Insurance | 500 | $400,000-$499,999 | 2,988.8 |
| Fairmont Farmers Mutual | 1000 | $300,000-$399,999 | 2,285.2 |
| Farmer's Insurance | 1000 | $100,000-$124,999 | 674.5 |
| Safeco Insurance | 2000 | $400,000-$499,999 | 2,526.6 |
| MAPFRE Insurance | 500 | $150,000-$174,999 | 954.8 |
| State Farm | 2500 | $250,000-$299,999 | 1,292.8 |
| Liberty Mutual | 2000 | $250,000-$299,999 | 1,472.4 |
| American Family Insurance | 1500 | $175,000-$199,999 | 956.9 |
| Ameriprise | 2500 | $200,000-$249,999 | 992.8 |
| Farm Bureau | 500 | $300,000-$399,999 | 2,383.5 |