Rochester, MA homeowners insurance is approximately $909 to $1,243, about $75-$103/month. Our comprehensive guide reveals consumers can save as much as $430 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Rochester, MA | Homeowners Insurance Agency Near Rochester, MA | Address |
|---|---|---|
| Liberty Mutual Independent | J K Olivieri Ins Agency Inc | 64 E GROVE ST, MIDDLEBORO, MA, 2346 |
| Liberty Mutual Independent | Lockton Companies Llc | 1 INTERNATIONAL PL 16TH FL, BOSTON, MA, 2110 |
| Travelers | Michals Insurance Agency Inc | 85 Main St, Watertown, MA, 2472 |
| Nationwide | Wayne P Johnson | 3345 Post Rd, Warwick, RI, 2886 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Acushnet town, Bristol County, Massachusetts | $130 | $173 | $260 |
| West Wareham CDP, Massachusetts | $125 | $166 | $249 |
| Weweantic CDP, Massachusetts | $128 | $171 | $256 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Rochester, MA | 4.1% | 13.5% |
| Acushnet | 4.88% | 14.36% |
| West Wareham | 4.36% | 14.54% |
| Weweantic | 4.84% | 13.33% |
| Rochester Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 7 | 9.0% | $1913 |
| $750 to $999 | 11 | 14.0% | $2663 |
| $1,000 to $1,499 | 9 | 11.0% | $3788 |
| $1,500 or more | 50 | 64.0% | $5438 |
| Streets in Rochester Area | Homeowners Insurance Cost |
|---|---|
| Pauline's Way, Brads Way, Walnut Plain Rd, Burgess Ave, Porter Rd, Gerrish Rd, Oak Knoll, Ginnys Dr, Snipatuit Rd, Estabrook Way | $1,077 |
| Robinson Rd, Old Farm Ln, Old Middleboro Rd, Mendell Rd, Nathaniels Way, Winslow, Clarke Ct, Bryant Ln, Stuart Rd, Foss Farm Ln | $1,080 |
| Bisbee Dr, Sylva St, Noble Rd, Edwards Ln, Snows Pond Rd, Cushman Rd, Lawrence Way, Shauns Way, Winfield St, Nathaniels Dr | $1,078 |
| Perry Hill Rd, Allen Rd, Dr Braley Rd, Krystal Ln, Parlowtown Rd, Hiller Rd, Feather Bed Ln, Henrys Way, Marys Pond Rd, Duhamel Dr | $1,076 |
| Braley Hill Rd, Randall Rd, Deerfield Ter, Andrew Burke Ln, Bassett St, Jasons Ln, Bradford Ln, Elizabeth Dr, Kings Hwy, Priscilla Ln | $1,082 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Rochester | $160 to $162 |
| Acushnet | $156 |
| West Wareham | $149 |
| Weweantic | $153 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly Rochester Homeowner Insurance Premium Example | $2,700 | $2,200 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $14,100 | $12,600 |
| Net Savings to Rochester Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Rochester, MA Home Replacement Value MORE than Home Value | Rochester, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $531,500 | $356,000 |
| Insurance Premium based on Replacement Value | $5,050 | $3,375 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $53,000 | Risk Exposure from Under Insuring Coverage is $122,500 |
| Premium Impact | Insurance cheaper by $1,175/year | Insurance costlier by $500/year |
| Insurance Company | Chubb Group of Insurance | Allstate | Amica Mutual Insurance Company |
| Monthly Premium | 165 | 297 | 227 |
| Year Built | 1991 | 1984 | 1947 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $400000-$500000 | $500000-$600000 | $700000-$800000 |
| Deductible | $5000 to $10,000 Deductible | $500 Deductible | > $10,000 Deductible |