Robinson Insurance Rates:

Robinson, TX homeowners insurance is approximately $886 to $1,209, about $73-$100/month. Our comprehensive research indicates shoppers can save as much as $419 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Robinson, TX Homeowners Insurance By Home Value

Robinson, TX Home Value Total Homes % of Total Average Robinson, TX Homeowners Insurance
Less than $50,000 128 4.0% $167
$50,000 to $59,999 101 3.0% $366
$60,000 to $69,999 55 1.0% $450
$70,000 to $79,999 112 3.0% $524
$80,000 to $89,999 178 6.0% $597
$90,000 to $99,999 214 7.0% $660
$100,000 to $124,999 365 12.0% $765
$125,000 to $149,999 295 10.0% $964
$150,000 to $174,999 484 17.0% $1131
$175,000 to $199,999 276 9.0% $1310
$200,000 to $249,999 345 12.0% $1582
$250,000 to $299,999 139 4.0% $1928
$300,000 to $399,999 130 4.0% $2452

Top Home Insurance Agents Near Robinson, TX

Home Insurance Company Near Robinson, TX Homeowners Insurance Agency Near Robinson, TX Address
NA Bill Haddox Insurance And Financial Services, Inc. 100 N Dr, Robinson, TX, 76706
NA Insurors Of Texas 3513 Sw Hk Dodgen Loop, Ste 101, Temple, TX, 76502
NA David Coufal Agency 12270 Moffat Rd , Temple, TX, 76502
Travelers Extraco Insurance 18 S Main St., Temple, TX, 76501
Farmers Scott Reid 2511 W Adams Ave, Temple, TX, 76504

Cost Of Homeowners Insurance By Street Near Robinson, TX

Streets in Robinson Area Homeowners Insurance Cost
Watkinville Trl, Quail Run St, Rowan Oak, E Shamrock Dr, Attaway Rd, Van Matre Rd, Susan St, Texas Central Pkwy, Crescent Dr, Peevey Ln$1,042
Castleman Cir, Sam Dr, Paso Fino St, Westhill Dr, Saratoga, Sarah St, Linnett Dr, S Weldon St, Kim Ln, W Shamrock Dr$1,031
Losak Rd, Conine Dr, Greig Dr W, E Karels Dr, Linda Vista Ln, Stefka Dr, S Old Robinson Rd, Ocampo Ln, Lisbon Dr, Pewitt Dr$1,062
Sunland Park Ln, Industrial Dr, S Ruidosa Downs Dr, Rosenthal Pkwy, Howe Hill Rd, Walden St, Comanche Cir, del Mar Ct, Kiowa Cir, Juniper Ln$1,056
Sunnydale Dr, S Valley Mills Dr, Sunset Blvd, S Cedar Ridge Cir, Briar Ridge Rd, Crystal Ct, Linden Ln, Jennifer Dr, Denise Dr, Greig Dr$1,045

Robinson, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Robinson$156 to $159
Hewitt$155
Beverly Hills$149
Waco$153

Robinson, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hewitt city, Texas $130 $173 $259
Beverly Hills city, Texas $125 $166 $249
Waco CCD, McLennan County, Texas $128 $170 $255

Robinson, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Robinson, TX5.9%15.6%
Hewitt6.44%15.92%
Beverly Hills10.21%23.92%
Waco7.08%19.34%

Robinson Renters Insurance as a Percentage of Rent

Robinson Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 23 3.0% $1245
$500 to $749 58 7.0% $1920
$750 to $999 290 39.0% $2670
$1,000 to $1,499 345 46.0% $3795
$1,500 or more 21 2.0% $5445

Robinson, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$6,000
Yearly Robinson Homeowner Insurance Premium Example $2,300$1,300
Out of Pocket Expense During Claim$1,000$6,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $14,800$13,800
Net Savings to Robinson Home Owner from High Deductible Plan $1,000

Robinson, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Robinson, TX Home Replacement Value MORE than Home Value Robinson, TX Home Replacement Value LESS than Home Value
Replacement Value $172,500 $102,000
Insurance Premium based on Replacement Value $1,675 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $375/year

Example Robinson Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmAmica Mutual Insurance Company
Monthly Premium 17819781
Year Built 200119832010
Home Details 4 Beds, 1 Baths5 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$300000-$350000$125000-$150000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Robinson, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 160,000 Composition Roof 1,890 5 $5000 to $10,000 Deductible 90 1 Brick siding yes
1990 230,000 Slate Shingles Roof 2,650 4 $5000 to $10,000 Deductible 300 2 Brick siding No
1996 385,000 Tile Roof 3,950 5 > $10,000 Deductible 810 4 Stucco siding yes
1986 135,000 Shingles Roof 1,640 4 $1000-$2500 Deductible 150 2 Wood siding No
1996 220,000 Tile Roof 2,340 4 > $10,000 Deductible 440 4 Brick siding No
1996 460,000 Metal Roof 4,390 5 $500 Deductible 400 1 Fiber-Cement Siding yes
2003 390,000 Metal Roof 4,510 5 $5000 to $10,000 Deductible 670 3 Wood siding yes
1980 435,000 Composition Roof 4,370 5 > $10,000 Deductible 2740 12 Stucco siding yes
2014 455,000 Metal Roof 4,180 5 $500 Deductible 3630 10 Vinyl siding yes
2010 145,000 Membrane Roof 1,800 4 $500- $1000 Deductible 440 5 Fiber-Cement Siding No
2011 330,000 Shingles Roof 4,270 5 $5000 to $10,000 Deductible 440 4 Fiber-Cement Siding yes
1999 200,000 Membrane Roof 2,520 4 $2500-$5000 Deductible 590 5 Fiber-Cement Siding yes
2013 345,000 Slate Shingles Roof 3,260 4 $500 Deductible 1000 4 Wood siding No
2006 175,000 Slate Shingles Roof 1,700 4 $1000-$2500 Deductible 90 1 Brick siding No
1982 190,000 Asphalt Shingles Roof 2,450 4 $500- $1000 Deductible 990 7 Fiber-Cement Siding yes
1983 245,000 Shingles Roof 2,600 5 $5000 to $10,000 Deductible 130 1 Wood siding yes
2014 210,000 Shingles Roof 2,320 4 $500- $1000 Deductible 130 1 Stucco siding yes
2010 430,000 Tile Roof 4,660 5 $500- $1000 Deductible 2730 8 Stone Siding No
1995 250,000 Wood Shake Roof 3,090 4 $500 Deductible 700 4 Stone Siding No
1984 270,000 Tile Roof 2,590 4 $5000 to $10,000 Deductible 1120 8 Wood siding yes
1982 135,000 Tile Roof 1,710 4 $500 Deductible 1400 10 Fiber-Cement Siding No
1999 220,000 Tile Roof 2,220 4 $2500-$5000 Deductible 300 2 Brick siding No
1987 320,000 Shingles Roof 3,030 5 $500- $1000 Deductible 310 1 Brick siding yes
2014 195,000 Shingles Roof 2,470 4 $500- $1000 Deductible 820 8 Fiber-Cement Siding yes
1989 310,000 Shingles Roof 3,000 5 $5000 to $10,000 Deductible 600 4 Fiber-Cement Siding No
2011 200,000 Slate Shingles Roof 2,380 4 $5000 to $10,000 Deductible 920 10 Fiber-Cement Siding yes
1993 180,000 Asphalt Shingles Roof 2,250 4 $1000-$2500 Deductible 1580 12 Stone Siding yes
1988 310,000 Slate Shingles Roof 3,170 4 $500 Deductible 480 2 Stone Siding No