Roanoke, VA homeowners insurance is approximately $602 to $816, about $50-$68/month. Our exhaustive guide shows customers can save upto $283 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Roanoke, VA | Homeowners Insurance Agency Near Roanoke, VA | Address |
|---|---|---|
| Travelers | Andy Mathews Insurance Agency | 4069 WATERLICK RD, FOREST, VA, 24551 |
| Nationwide | Beveridge & Associates | 116 S Poplar St STE 3, Vinton, VA, 24179-4500 |
| State Farm | Eric Johnsen | 2045 N Franklin St Ste C, Christiansbrg, VA, 24073-1227 |
| State Farm | Eric Johnsen | 2045 N Franklin St, Christiansburg, VA, 24073-3139 |
| Travelers | Gary Oyler Insurance Agency Inc | 3323 BRAMBLETON AVE, ROANOKE, VA, 24018 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hollins district, Roanoke County, Virginia | $91 | $121 | $181 |
| Cave Spring CDP, Virginia | $92 | $122 | $183 |
| Vinton district, Roanoke County, Virginia | $90 | $120 | $180 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Roanoke, VA | 5.1% | 15.4% |
| Hollins | 4.18% | 15.26% |
| Cave Spring | 4.2% | 13.14% |
| Vinton | 4.65% | 16.15% |
| Roanoke Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 810 | 4.0% | $351 |
| $200 to $299 | 881 | 4.0% | $801 |
| $300 to $499 | 2,644 | 14.0% | $1251 |
| $500 to $749 | 6,871 | 37.0% | $1926 |
| $750 to $999 | 4,434 | 24.0% | $2676 |
| $1,000 to $1,499 | 2,243 | 12.0% | $3801 |
| $1,500 or more | 471 | 2.0% | $5451 |
| Streets in Roanoke Area | Homeowners Insurance Cost |
|---|---|
| Daleton Ave, Roundtop Rd NW, 18th St SW, Hollins Rd NE, Tremont Dr NW, Springvale St SE, Beech St NW, Partridge Ln NW, Blenheim Rd SW, Cove Rd NW | $709 |
| Westside Blvd NW, Old Mountain Rd NE, Centre Ave NW, Buena Vista Blvd SE, Longwood Ave NW, 2nd St SW, Glenoak St SE, Morrison St SE, Eastgate Ave NE, Cedar Bluff Dr SE | $705 |
| Massachusetts Ave NW, 24th St NW, Brownlee Ave SE, Avendale Ave NE, Willow Oak Dr SW, Gatewood St SW, Robyn Rd SW, Lester Ave NE, Walton St NE, Wright Rd SW | $741 |
| Montgomery Ave SW, Marr St NW, Fresno St NW, Alview Ave NW, Barnett Rd, Leon St NW, Orange Ave NW, Compton St NE, Ashby St SW, 16th St SE | $722 |
| 8th St SE, Dundee Ave SE, Wells Ave NE, Sanford Ave, Walnut Ave SE, Lancelot Ln NW, Greenhurst Ave NW, State Rte 625, Caldwell St NW, Dunmore St SW | $702 |
| 13th St SE, King Charles Ave SE, Thirlane Rd NW, Huff Ln NW, Graybill St NW, 8th St NW, Gean St SW, Valley View Blvd West NW, US Hwy 220, Glen Heather Dr | $707 |
| Fleming Ave NE, 11th St NE, N Jefferson St, 23rd St NE, Airview Rd SW, Dunkirk Ave NE, Old Salem Rd, Midvale Ave SW, Glen Heather Dr SW, Van Buren St NW | $735 |
| S Lake Dr SW, Fairfax Ave NW, Jerome St SE, 6 1/2 St SE, Robin Hood Rd SE, Kefauver Rd SE, 15th St SW, Dillard Rd SW, Light St NE, Tuck St NE | $782 |
| Nottingham Rd SE, Heywood Ave SW, Rushwood St NW, State Rte 419, Shull Rd NE, Penrod Ave SE, Kenwood Blvd, Moomaw Ave NW, Harford Cir NW, Alan Rd SE | $784 |
| Biltmore Dr NW, Fareham Rd SW, Lakewood Dr, State Rte 605, 21st St SW, Heritage Rd SW, Dona Dr NW, 1st St NW, Frontage Rd NW, Troutland Ave NW | $702 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Roanoke | $106 to $108 |
| Hollins | $109 |
| Vinton | $108 |
| Cloverdale | $112 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly Roanoke Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,200 | $6,600 |
| Net Savings to Roanoke Home Owner from High Deductible Plan | $600 | |
| Scenario | Roanoke, VA Home Replacement Value MORE than Home Value | Roanoke, VA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $251,000 | $173,500 |
| Insurance Premium based on Replacement Value | $1,250 | $875 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $54,500 | Risk Exposure from Under Insuring Coverage is $23,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $275/year |
| Insurance Company | Allstate | GEICO Insurance | State Farm |
| Monthly Premium | 98 | 61 | 27 |
| Year Built | 1985 | 1966 | 1970 |
| Home Details | 5 Beds, 2 Baths | 4 Beds, 1 Baths | 3 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $125000-$150000 | $75000-$100000 |
| Deductible | $5000 to $10,000 Deductible | $500 Deductible | $2500-$5000 Deductible |