Roanoke Insurance Rates:

Roanoke, VA homeowners insurance is approximately $602 to $816, about $50-$68/month. Our exhaustive guide shows customers can save upto $283 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend my insurance for home insurance as they were very helpful in understanding how it works and the rates were comparable to the other companies.
Erie Insurance
Erie has the lowest rates with similar or better coverage than other companies they have quoted. I have not had to deal directly with Erie, but their agent in my town has been excellent to work with.
Allstate
If I can recommend people about my home insurance company, I would tell them about the ease of talking to a real people. However I have not used any claim I can't say about the easiness of filing a claim.
Geico
I would recommend this insurance company as they offer a very competitive rate with a variety of different coverage levels. They have an easy to navigate website.
State Farm
State farm is a very good home insurance and they have very affordable coverages, my experience this company so far is going good they work very well to help there customers
Westfield Insurance
My home insurance company offers pretty decent coverage. It covers my residence, outbuilding, and the majority of my personal belongings. I will give them a 4 on their offerings.
Allstate
I like the price point of my home insurance and the amount of coverage get for the amount of money.
State Farm
State farm is so greedy! i have been trying to settle the same claim for over a year and a half with no progress. they will do anything to get out of paying.
Allstate
They are a nationally known company so to me that means they are going to be easy to work with and know what they are doing
Allstate
The service has been great. The customer service representatives are friendly, courteous, and helpful. They listen to my questions and found the answers to my questions.
Grange Insurance
The company is local and not well known. Getting the mortgage company to add them to the escrow was a little bit of a challenge since they weren't on the big list of companies
Progressive
I'm notified every month when payments are coming out of my account for auto and I get a reminder with email and regular mailing to renew our homeowner's insurance.
Farmer's Insurance
I am very satisfied with them. I like their way of doing business and their willingness to talk everyone through things. The premiums are not bad and overall, there is very little to not be happy with.
Esurance
Their policy offerings were within reason compared to others. The mean around the area I live in was roughly 200$ more per year than this one but within reason as compared to very low offers from smaller firms.
State Farm
In fact when my cousin was looking for home insurance, I told him to check out State Farm and he ended up getting them for his home insurance coverage.
Progressive
I would recommend this company for any insurance needs. They are great and trustworthy.

Roanoke, VA Homeowners Insurance By Home Value

Roanoke, VA Home Value Total Homes % of Total Average Roanoke, VA Homeowners Insurance
Less than $50,000 1,198 5.0% $127
$50,000 to $59,999 515 2.0% $276
$60,000 to $69,999 805 3.0% $340
$70,000 to $79,999 960 4.0% $389
$80,000 to $89,999 1,434 6.0% $446
$90,000 to $99,999 1,386 6.0% $496
$100,000 to $124,999 4,229 18.0% $574
$125,000 to $149,999 3,599 15.0% $723
$150,000 to $174,999 2,761 12.0% $850
$175,000 to $199,999 1,489 6.0% $985
$200,000 to $249,999 2,137 9.0% $1184
$250,000 to $299,999 979 4.0% $1453
$300,000 to $399,999 1,017 4.0% $1843

Top Home Insurance Agents Near Roanoke, VA

Home Insurance Company Near Roanoke, VA Homeowners Insurance Agency Near Roanoke, VA Address
Travelers Andy Mathews Insurance Agency 4069 WATERLICK RD, FOREST, VA, 24551
Nationwide Beveridge & Associates 116 S Poplar St STE 3, Vinton, VA, 24179-4500
State Farm Eric Johnsen 2045 N Franklin St Ste C, Christiansbrg, VA, 24073-1227
State Farm Eric Johnsen 2045 N Franklin St, Christiansburg, VA, 24073-3139
Travelers Gary Oyler Insurance Agency Inc 3323 BRAMBLETON AVE, ROANOKE, VA, 24018

Roanoke, VA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Roanoke, VA

Streets in Roanoke Area Homeowners Insurance Cost
Daleton Ave, Roundtop Rd NW, 18th St SW, Hollins Rd NE, Tremont Dr NW, Springvale St SE, Beech St NW, Partridge Ln NW, Blenheim Rd SW, Cove Rd NW$709
Westside Blvd NW, Old Mountain Rd NE, Centre Ave NW, Buena Vista Blvd SE, Longwood Ave NW, 2nd St SW, Glenoak St SE, Morrison St SE, Eastgate Ave NE, Cedar Bluff Dr SE$705
Massachusetts Ave NW, 24th St NW, Brownlee Ave SE, Avendale Ave NE, Willow Oak Dr SW, Gatewood St SW, Robyn Rd SW, Lester Ave NE, Walton St NE, Wright Rd SW$741
Montgomery Ave SW, Marr St NW, Fresno St NW, Alview Ave NW, Barnett Rd, Leon St NW, Orange Ave NW, Compton St NE, Ashby St SW, 16th St SE$722
8th St SE, Dundee Ave SE, Wells Ave NE, Sanford Ave, Walnut Ave SE, Lancelot Ln NW, Greenhurst Ave NW, State Rte 625, Caldwell St NW, Dunmore St SW$702
13th St SE, King Charles Ave SE, Thirlane Rd NW, Huff Ln NW, Graybill St NW, 8th St NW, Gean St SW, Valley View Blvd West NW, US Hwy 220, Glen Heather Dr$707
Fleming Ave NE, 11th St NE, N Jefferson St, 23rd St NE, Airview Rd SW, Dunkirk Ave NE, Old Salem Rd, Midvale Ave SW, Glen Heather Dr SW, Van Buren St NW$735
S Lake Dr SW, Fairfax Ave NW, Jerome St SE, 6 1/2 St SE, Robin Hood Rd SE, Kefauver Rd SE, 15th St SW, Dillard Rd SW, Light St NE, Tuck St NE$782
Nottingham Rd SE, Heywood Ave SW, Rushwood St NW, State Rte 419, Shull Rd NE, Penrod Ave SE, Kenwood Blvd, Moomaw Ave NW, Harford Cir NW, Alan Rd SE$784
Biltmore Dr NW, Fareham Rd SW, Lakewood Dr, State Rte 605, 21st St SW, Heritage Rd SW, Dona Dr NW, 1st St NW, Frontage Rd NW, Troutland Ave NW$702

Roanoke, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Roanoke$106 to $108
Hollins$109
Vinton$108
Cloverdale$112

Roanoke, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hollins district, Roanoke County, Virginia $91 $121 $181
Cave Spring CDP, Virginia $92 $122 $183
Vinton district, Roanoke County, Virginia $90 $120 $180

Roanoke, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Roanoke, VA5.1%15.4%
Hollins4.18%15.26%
Cave Spring4.2%13.14%
Vinton4.65%16.15%

Roanoke Renters Insurance as a Percentage of Rent

Roanoke Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 810 4.0% $351
$200 to $299 881 4.0% $801
$300 to $499 2,644 14.0% $1251
$500 to $749 6,871 37.0% $1926
$750 to $999 4,434 24.0% $2676
$1,000 to $1,499 2,243 12.0% $3801
$1,500 or more 471 2.0% $5451

Roanoke, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Roanoke Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Roanoke Home Owner from High Deductible Plan $600

Roanoke, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Roanoke, VA Home Replacement Value MORE than Home Value Roanoke, VA Home Replacement Value LESS than Home Value
Replacement Value $251,000 $173,500
Insurance Premium based on Replacement Value $1,250 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $54,500 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $275/year

Example Roanoke Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceState Farm
Monthly Premium 986127
Year Built 198519661970
Home Details 5 Beds, 2 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $300000-$350000$125000-$150000$75000-$100000
Deductible $5000 to $10,000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Roanoke, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 190,000 Wood Shake Roof 1,870 5 $500 Deductible 210 3 Stucco siding No
1964 180,000 Shingles Roof 1,830 3 $2500-$5000 Deductible 120 3 Vinyl siding No
1948 115,000 Membrane Roof 1,380 2 $1000-$2500 Deductible 170 3 Brick siding yes
1968 255,000 Membrane Roof 2,780 4 > $10,000 Deductible 480 7 Stucco siding yes
1982 145,000 Composition Roof 1,870 4 $1000-$2500 Deductible 80 2 Vinyl siding No
1978 255,000 Shingles Roof 3,340 5 $1000-$2500 Deductible 800 12 Brick siding yes
1953 130,000 Composition Roof 1,680 3 $500 Deductible 310 6 Brick siding yes
1944 290,000 Asphalt Shingles Roof 2,990 4 > $10,000 Deductible 480 7 Brick siding yes
1946 210,000 Asphalt Shingles Roof 2,180 4 > $10,000 Deductible 280 6 Stucco siding yes
1950 180,000 Composition Roof 2,410 5 $500- $1000 Deductible 530 6 Brick siding yes
1965 110,000 Tile Roof 1,480 2 $2500-$5000 Deductible 30 1 Wood siding No
1955 110,000 Membrane Roof 1,230 2 $2500-$5000 Deductible 190 5 Stucco siding No
1942 115,000 Membrane Roof 1,430 3 $2500-$5000 Deductible 210 5 Brick siding No
1954 175,000 Wood Shake Roof 2,030 3 $5000 to $10,000 Deductible 260 6 Stucco siding yes
1978 255,000 Shingles Roof 3,380 4 $2500-$5000 Deductible 750 10 Brick siding No
1976 230,000 Metal Roof 2,360 4 > $10,000 Deductible 160 4 Vinyl siding yes
1986 90,000 Asphalt Shingles Roof 1,010 2 $1000-$2500 Deductible 60 2 Stucco siding No
1960 285,000 Membrane Roof 3,170 4 $1000-$2500 Deductible 1310 12 Vinyl siding yes
1982 120,000 Asphalt Shingles Roof 1,210 3 $500 Deductible 370 8 Vinyl siding No
1949 95,000 Composition Roof 1,000 2 $500 Deductible 480 10 Wood siding yes
1971 160,000 Membrane Roof 1,750 4 $1000-$2500 Deductible 110 2 Vinyl siding yes
1949 145,000 Wood Shake Roof 1,550 3 $1000-$2500 Deductible 280 6 Stucco siding yes
1983 165,000 Asphalt Shingles Roof 2,220 5 $5000 to $10,000 Deductible 120 3 Brick siding yes
1977 275,000 Metal Roof 2,780 5 $500 Deductible 420 4 Wood siding No
1961 100,000 Composition Roof 1,460 2 $2500-$5000 Deductible 60 2 Brick siding yes
1962 215,000 Wood Shake Roof 2,380 3 $2500-$5000 Deductible 600 9 Wood siding yes
1958 140,000 Membrane Roof 1,740 2 $2500-$5000 Deductible 170 4 Wood siding No
1952 165,000 Composition Roof 2,060 3 $1000-$2500 Deductible 670 10 Vinyl siding No
1946 375,000 Tile Roof 3,870 5 $1000-$2500 Deductible 1430 10 Stone Siding No
1955 220,000 Metal Roof 2,490 4 > $10,000 Deductible 380 8 Wood siding No
1964 295,000 Shingles Roof 3,220 5 $500- $1000 Deductible 120 1 Wood siding No
1952 130,000 Slate Shingles Roof 1,550 2 $2500-$5000 Deductible 310 9 Brick siding yes
1959 90,000 Shingles Roof 1,270 3 $2500-$5000 Deductible 30 1 Stone Siding No
1943 170,000 Shingles Roof 2,350 3 $1000-$2500 Deductible 410 6 Stone Siding No
1933 255,000 Composition Roof 2,058 4 $500 Deductible 90 1 Stucco siding yes

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