Roanoke Insurance Rates:

Roanoke, TX homeowners insurance is roughly $875 to $1,206, about $72-$100/month. Our complete research indicates shoppers can save as much as $416 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Roanoke, TX Homeowners Insurance By Home Value

Roanoke, TX Home Value Total Homes % of Total Average Roanoke, TX Homeowners Insurance
Less than $50,000 189 12.0% $187
$50,000 to $59,999 81 5.0% $395
$80,000 to $89,999 47 3.0% $644
$90,000 to $99,999 30 2.0% $717
$100,000 to $124,999 303 20.0% $832
$125,000 to $149,999 183 12.0% $1040
$150,000 to $174,999 192 13.0% $1227
$175,000 to $199,999 20 1.0% $1424
$200,000 to $249,999 189 12.0% $1705
$250,000 to $299,999 98 6.0% $2090
$300,000 to $399,999 119 8.0% $2662

Top Home Insurance Agents Near Roanoke, TX

Home Insurance Company Near Roanoke, TX Homeowners Insurance Agency Near Roanoke, TX Address
Farmers Chris Miller 1115 Halsell St, Bridgeport, TX, 76426
Farmers Lonnie Moore 1504 N Greenville Ave Ste 110, Allen, TX, 75002
Travelers Mullen Insurance Agency Inc 337 OAKS TRAIL 200, GARLAND, TX, 75043
Farmers Payton Brooks 106 S Church St Ste 1, Mckinney, TX, 75069
Allstate Roy Zamarippa 1221 W Campbell Rd Ste 207, Richardson, TX, 75080

Cost Of Homeowners Insurance By Street Near Roanoke, TX

Streets in Roanoke Area Homeowners Insurance Cost
Lasso Rd, Allen Trl, Gallant Fox Ct, Lone Brave Dr, Lazy River Ranch Rd, Wolf Creek Ln, Sedaila Ranch Rd, Bretton Wood Dr, Cherokee Ranch Rd, Langley Hill Dr$1,050
Spotted Owl Dr, Confidence Dr, Walnut Canyon Ct, Comfrey St, Daisy Leaf Dr, Tori Trl, Moss Ranch Rd, Rosemary Ct, Cattlebaron Dr, Verbena Dr$1,058
Furlong Way, Outlook Ave, Coyote Ridge Dr, Rustler Pass Ranch Rd, Shady Grove Dr, Triangle Leaf Dr, Jockey Dr, Campolina Way, Nordland Ln, Cheyenne Ranch Rd$1,058
High School Dr, Hidden Valley Dr, Caspian Cv, Lonesome Pine Pl, San Fernando Dr, Welsh Walk, Horseshoe Ridge Dr, Valley Ranch Rd, Dwarf Nettle Dr, Lizzie Pl$1,056
Twinflower Dr, Black Ranch Ct, Count Dr, Lone Tree Ln, Hollow Valley Dr, Beekman Dr, Hedge Apple Ct, Homestretch Dr, Cloud Cover Rd, Saratoga Springs Cir$1,050

Roanoke, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Roanoke$154 to $157
Trophy Club$167
Westlake$229
Southlake$186

Roanoke, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Trophy Club town, Texas $167 $223 $335
Westlake town, Texas $229 $305 $458
Northlake town, Texas $167 $223 $335

Roanoke, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Roanoke, TX6.5%17.8%
Trophy Club4.08%12.59%
Westlake3.18%12.71%
Northlake4.05%11.31%

Roanoke Renters Insurance as a Percentage of Rent

Roanoke Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 33 2.0% $1248
$500 to $749 63 5.0% $1923
$750 to $999 363 30.0% $2673
$1,000 to $1,499 702 58.0% $3798
$1,500 or more 40 3.0% $5448

Roanoke, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Roanoke Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,700$10,500
Net Savings to Roanoke Home Owner from High Deductible Plan $1,200

Roanoke, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Roanoke, TX Home Replacement Value MORE than Home Value Roanoke, TX Home Replacement Value LESS than Home Value
Replacement Value $182,000 $117,000
Insurance Premium based on Replacement Value $1,700 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $425/year

Example Roanoke Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 92208107
Year Built 200319932014
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $100000-$125000$250000-$300000$125000-$150000
Deductible $500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Roanoke, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 215,000 Membrane Roof 2,310 5 > $10,000 Deductible 870 9 Brick siding yes
2013 85,000 Slate Shingles Roof 900 2 $1000-$2500 Deductible 140 3 Brick siding No
1996 190,000 Wood Shake Roof 1,970 3 $500- $1000 Deductible 1520 12 Wood siding yes
2000 110,000 Shingles Roof 1,370 2 $500- $1000 Deductible 650 10 Vinyl siding yes
2011 130,000 Slate Shingles Roof 1,280 2 $1000-$2500 Deductible 400 6 Fiber-Cement Siding No
2006 80,000 Slate Shingles Roof 1,010 2 $2500-$5000 Deductible 180 4 Brick siding yes
1996 315,000 Tile Roof 3,730 5 > $10,000 Deductible 800 7 Brick siding No
2003 205,000 Wood Shake Roof 2,200 3 $2500-$5000 Deductible 760 6 Brick siding No
1994 115,000 Tile Roof 1,270 2 $1000-$2500 Deductible 280 4 Wood siding yes
2005 120,000 Tile Roof 1,590 2 $1000-$2500 Deductible 700 8 Vinyl siding yes
2014 140,000 Slate Shingles Roof 1,540 2 $500 Deductible 850 10 Fiber-Cement Siding yes
2012 190,000 Asphalt Shingles Roof 2,730 4 $1000-$2500 Deductible 710 6 Stucco siding No
2014 260,000 Shingles Roof 2,630 4 $5000 to $10,000 Deductible 820 6 Vinyl siding No
2006 200,000 Asphalt Shingles Roof 2,340 4 $500 Deductible 600 3 Wood siding yes
2009 180,000 Tile Roof 2,000 3 $500 Deductible 570 5 Stone Siding No
2010 270,000 Shingles Roof 2,920 4 $500 Deductible 350 2 Vinyl siding yes
2007 255,000 Wood Shake Roof 2,870 4 $500 Deductible 700 4 Fiber-Cement Siding yes
1993 130,000 Asphalt Shingles Roof 1,740 4 $500 Deductible 860 12 Brick siding No
1990 160,000 Tile Roof 2,050 5 $1000-$2500 Deductible 640 9 Fiber-Cement Siding yes
2012 130,000 Asphalt Shingles Roof 1,310 2 $500- $1000 Deductible 1200 12 Wood siding No
2007 205,000 Composition Roof 2,390 3 > $10,000 Deductible 380 4 Wood siding No
2011 220,000 Shingles Roof 2,220 3 $2500-$5000 Deductible 770 6 Stucco siding No
2009 90,000 Metal Roof 1,190 2 $2500-$5000 Deductible 560 12 Wood siding yes
2012 230,000 Asphalt Shingles Roof 2,460 4 $5000 to $10,000 Deductible 1030 8 Stucco siding No
2003 140,000 Slate Shingles Roof 1,560 5 $500 Deductible 400 4 Stone Siding No
2002 125,000 Composition Roof 1,260 2 $500 Deductible 410 4 Fiber-Cement Siding yes
2014 175,000 Wood Shake Roof 2,020 5 $500- $1000 Deductible 1010 9 Stucco siding No
2011 130,000 Slate Shingles Roof 1,810 3 $2500-$5000 Deductible 310 5 Wood siding yes
2001 235,000 Membrane Roof 3,130 5 $500 Deductible 210 1 Stone Siding yes
1990 135,000 Slate Shingles Roof 1,520 3 $2500-$5000 Deductible 890 12 Wood siding No
2010 165,000 Metal Roof 2,300 5 $1000-$2500 Deductible 960 10 Stucco siding yes
2002 250,000 Composition Roof 2,860 4 $2500-$5000 Deductible 1670 9 Brick siding yes
1997 445,000 Composition Roof 4,420 5 > $10,000 Deductible 910 4 Brick siding yes
2014 165,000 Tile Roof 1,980 3 $1000-$2500 Deductible 520 5 Stone Siding yes