How To Make Your Roane County, TN Home Insurance Cheaper
Roane County, TN, homeowners insurance is about $997. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Roane County, TN Home Insurance Rates with the Tennessee Average
| Place | Tennessee Average: $1,044.0 | $ Difference vs state Average | % Difference vs state Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Roane County, TN | $997.0 | 47.0 | 0.05 | 54,027 | 135,900 |
Cost of Roane County, TN Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Harriman | 85,400 | 9,895 | $809 |
| Fairfield Glade | 201,200 | 10,979 | $1,163 |
| Niota | 90,800 | 15,689 | $832 |
| Madisonville | 115,300 | 15,105 | $929 |
Homeowners Insurance Comparison for the Cheapest Premiums in Roane County, TN
| GEICO | Encompass Insurance | Liberty Mutual | |
| Median Home Value ($) | 135,900 | 135,900 | 135,900 |
| Age of Home | Year 50 Old | Above Year 50 | Newly Constructed Home |
| Home Coverage ($) | $250,000 -$299,999 | $1000,000 -$1499,999 | $1500,000 -$2000,000 |
| Total Premium ($) | $2,822.9 | $7,712.5 | $5,110.5 |
Cost of Roane County, TN Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| GEICO | 1500 | $500,000-$749,999 | 4,163.8 |
| Country Financial | 1000 | $250,000-$299,999 | 2,083.6 |
| MAPFRE Insurance | 1500 | $150,000-$174,999 | 1,019.2 |
| Travelers | 1500 | $400,000-$499,999 | 3,253.0 |
| Horace Mann Educators Corporation | 2500 | $1500,000-$2000,000 | 4,657.7 |
| The Hartford | 2000 | $500,000-$749,999 | 3,879.9 |
| Erie Insurance | 2500 | $250,000-$299,999 | 1,613.1 |
| Westfield Insurance | 1500 | $250,000-$299,999 | 1,971.6 |
| American National Property and Casualty Company | 2500 | $750,000-$999,999 | 3,939.1 |
| Amica Mutual Insurance | 2500 | $500,000-$749,999 | 3,406.8 |