Riviera Beach Insurance Rates:

Riviera Beach, MD homeowners insurance is about $596 to $810, about $49-$67/month. Our exhaustive research reveals consumers can save upto $281 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Riviera Beach, MD Homeowners Insurance By Home Value

Riviera Beach, MD Home Value Total Homes % of Total Average Riviera Beach, MD Homeowners Insurance
Less than $50,000 121 3.0% $63
$125,000 to $149,999 64 1.0% $351
$150,000 to $174,999 62 1.0% $421
$175,000 to $199,999 245 7.0% $485
$200,000 to $249,999 914 26.0% $583
$250,000 to $299,999 1,250 36.0% $710
$300,000 to $399,999 744 21.0% $906

Top Home Insurance Agents Near Riviera Beach, MD

Home Insurance Company Near Riviera Beach, MD Homeowners Insurance Agency Near Riviera Beach, MD Address
Allstate Arundel Insurance Group 1507 Ritchie Hwy Ste 103, Arnold, MD, 21012
State Farm Ashley Deadwyler-Jones 12057 Tech Rd Ste B, Silver Spring, MD, 20904-1978
State Farm Cherie Green-Johnson 10126 Liberty Rd, Randallstown, MD, 21133-1404
Travelers Moskios Insurance Agency 2419 HARTFELL RD, TIMONIUM, MD, 21093
State Farm Tim Lacasse 617 Penn Ave SE, Washington, DC, 20003-4334

Cost Of Homeowners Insurance By Street Near Riviera Beach, MD

Streets in Riviera Beach Area Homeowners Insurance Cost
High Oak Rd, Hillside Rd, Somerset Rd, Brady Rec Way, Convey Harbour, Highpoint Rd, Kenwood Rd, William Chambers Jr Dr, Tanager Ave, Coralwood Rd$703
Black Rock Harbour, Rock Hill Rd, Glen Rd, Echo Dr, Seagull Dr, Carvel Ct, Shellcove Rd, Cherry Ln, Carvel Beach Rd, Farmview Rd$703
Wagner Station Rd, Creek Rd, Creek Shore Way, Beacon Point Rd, Hobbitt Ln, Mockingbird Cir, Eagle Vis, Brandon Shores Rd, Solley Rd, Heron Dr$713
Dunlap Rd, Shelton Ave, Cecil Rd, Mallard Cove, Riviera Dr, Lombardee Cir, Indigo Bunting Ln, Garden Rd, Brant Dr, Sea Breeze Dr$707
Locust Grove Rd, Beaver Rd, Beauty Beach Rd, Booth Bay Harbour, Stoney Point Way, Hillcreek Rd, Cardinal Vis, Chemical Rd, Chestnutview Ct, Pine Rd$711

Riviera Beach, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Riviera Beach$105 to $107
Pasadena$106
Glen Burnie$104
Lake Shore$109

Riviera Beach, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pasadena CDP, Maryland $106 $141 $212
Glen Burnie CDP, Maryland $104 $139 $209
Lake Shore CDP, Maryland $109 $145 $218

Riviera Beach, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Riviera Beach, MD3.1%11.2%
Pasadena2.94%11.34%
Glen Burnie3.23%12.83%
Lake Shore2.96%10.85%

Riviera Beach Renters Insurance as a Percentage of Rent

Riviera Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 18 3.0% $1233
$500 to $749 114 24.0% $1908
$750 to $999 21 4.0% $2658
$1,000 to $1,499 67 14.0% $3783
$1,500 or more 254 53.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Riviera Beach For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
330,000 1,000 Masonry 15 Brethren Mutual Insurance Co. 641
380,000 1,000 Frame 10 Homesite Insurance Co. Of The Midwest 1,031
280,000 500 Frame 25 Lm Insurance Corp. 1,073
240,000 500 Frame 35 Peninsula Insurance Co. 931
280,000 500 Frame 25 Stillwater P & C Insurance Co. 1,385
380,000 1,000 Frame 10 Stillwater P & C Insurance Co. 1,341
380,000 1,000 Frame 10 United Services Automobile Association 1,490
280,000 500 Frame 25 Unitrin Auto & Home Insurance Co. 1,105
240,000 500 Frame 35 Unitrin Direct Property & Casualty Co. 1,243
240,000 500 Frame 35 Vigilant Insurance Co. 1,398

Riviera Beach, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Riviera Beach Homeowner Insurance Premium Example $1,900$1,300
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,700$13,900
Net Savings to Riviera Beach Home Owner from High Deductible Plan $1,800

Riviera Beach, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Riviera Beach, MD Home Replacement Value MORE than Home Value Riviera Beach, MD Home Replacement Value LESS than Home Value
Replacement Value $321,000 $212,000
Insurance Premium based on Replacement Value $1,625 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $60,000 Risk Exposure from Under Insuring Coverage is $49,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $300/year

Example Riviera Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersGEICO Insurance
Monthly Premium 65102174
Year Built 199619851954
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$400000-$500000$600000-$700000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Riviera Beach, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 260,000 Wood Shake Roof 1,600 5 $2500-$5000 Deductible 300 4 Brick siding No
1994 225,000 Tile Roof 1,400 3 $500 Deductible 570 7 Stucco siding No
1958 500,000 Asphalt Shingles Roof 3,280 5 $500- $1000 Deductible 2420 12 Fiber-Cement Siding No
1954 425,000 Wood Shake Roof 2,780 5 $1000-$2500 Deductible 1700 10 Brick siding No
1992 280,000 Composition Roof 2,270 4 $5000 to $10,000 Deductible 680 9 Vinyl siding No
1951 510,000 Membrane Roof 3,950 5 $2500-$5000 Deductible 880 5 Vinyl siding yes
1950 385,000 Membrane Roof 3,240 4 $1000-$2500 Deductible 270 2 Fiber-Cement Siding yes
1981 345,000 Composition Roof 2,230 3 $500- $1000 Deductible 750 6 Wood siding No
1978 215,000 Shingles Roof 1,680 4 $500 Deductible 140 2 Vinyl siding No
1978 330,000 Composition Roof 2,440 5 $1000-$2500 Deductible 770 9 Stone Siding yes
1996 205,000 Composition Roof 1,540 5 $2500-$5000 Deductible 370 6 Stucco siding yes
1967 330,000 Wood Shake Roof 2,230 4 > $10,000 Deductible 70 1 Stone Siding No
1992 570,000 Wood Shake Roof 3,450 5 $1000-$2500 Deductible 1280 7 Wood siding yes
1988 465,000 Tile Roof 2,930 5 > $10,000 Deductible 570 7 Fiber-Cement Siding No
2009 630,000 Composition Roof 4,690 5 $5000 to $10,000 Deductible 160 1 Brick siding No
1950 275,000 Composition Roof 2,320 3 $500 Deductible 590 4 Vinyl siding yes
1958 210,000 Metal Roof 1,810 3 $2500-$5000 Deductible 160 2 Fiber-Cement Siding No
2006 180,000 Membrane Roof 1,550 3 $2500-$5000 Deductible 590 9 Fiber-Cement Siding yes
1988 390,000 Shingles Roof 2,480 4 $5000 to $10,000 Deductible 1120 10 Brick siding yes
1977 210,000 Tile Roof 1,750 3 $5000 to $10,000 Deductible 190 5 Stucco siding yes
1984 470,000 Metal Roof 2,950 4 $2500-$5000 Deductible 910 6 Brick siding yes
2008 235,000 Metal Roof 1,580 3 $5000 to $10,000 Deductible 370 6 Vinyl siding No
1986 355,000 Slate Shingles Roof 2,330 3 $5000 to $10,000 Deductible 740 10 Brick siding No
1955 425,000 Tile Roof 3,250 4 $1000-$2500 Deductible 1620 12 Wood siding No
2005 435,000 Asphalt Shingles Roof 2,690 4 $5000 to $10,000 Deductible 1410 10 Fiber-Cement Siding yes
1980 230,000 Slate Shingles Roof 1,600 3 $500- $1000 Deductible 850 9 Brick siding No
1987 240,000 Wood Shake Roof 2,070 3 $2500-$5000 Deductible 70 1 Wood siding No
1997 420,000 Wood Shake Roof 2,690 4 $500- $1000 Deductible 1760 12 Wood siding yes
1982 280,000 Metal Roof 1,730 5 $1000-$2500 Deductible 740 7 Stone Siding No
1965 415,000 Membrane Roof 2,520 4 $500 Deductible 940 6 Brick siding No
1999 260,000 Wood Shake Roof 1,820 4 $5000 to $10,000 Deductible 60 1 Vinyl siding yes
1967 300,000 Slate Shingles Roof 2,340 4 $2500-$5000 Deductible 400 4 Brick siding No
1961 350,000 Tile Roof 2,360 3 $1000-$2500 Deductible 360 3 Stone Siding yes
1987 355,000 Membrane Roof 2,110 4 $5000 to $10,000 Deductible 670 9 Vinyl siding No