Riviera Beach, MD homeowners insurance is about $596 to $810, about $49-$67/month. Our exhaustive research reveals consumers can save upto $281 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Riviera Beach, MD Home Value | Total Homes | % of Total | Average Riviera Beach, MD Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 121 | 3.0% | $63 |
| $125,000 to $149,999 | 64 | 1.0% | $351 |
| $150,000 to $174,999 | 62 | 1.0% | $421 |
| $175,000 to $199,999 | 245 | 7.0% | $485 |
| $200,000 to $249,999 | 914 | 26.0% | $583 |
| $250,000 to $299,999 | 1,250 | 36.0% | $710 |
| $300,000 to $399,999 | 744 | 21.0% | $906 |
| Home Insurance Company Near Riviera Beach, MD | Homeowners Insurance Agency Near Riviera Beach, MD | Address |
|---|---|---|
| Allstate | Arundel Insurance Group | 1507 Ritchie Hwy Ste 103, Arnold, MD, 21012 |
| State Farm | Ashley Deadwyler-Jones | 12057 Tech Rd Ste B, Silver Spring, MD, 20904-1978 |
| State Farm | Cherie Green-Johnson | 10126 Liberty Rd, Randallstown, MD, 21133-1404 |
| Travelers | Moskios Insurance Agency | 2419 HARTFELL RD, TIMONIUM, MD, 21093 |
| State Farm | Tim Lacasse | 617 Penn Ave SE, Washington, DC, 20003-4334 |
| Streets in Riviera Beach Area | Homeowners Insurance Cost |
|---|---|
| High Oak Rd, Hillside Rd, Somerset Rd, Brady Rec Way, Convey Harbour, Highpoint Rd, Kenwood Rd, William Chambers Jr Dr, Tanager Ave, Coralwood Rd | $703 |
| Black Rock Harbour, Rock Hill Rd, Glen Rd, Echo Dr, Seagull Dr, Carvel Ct, Shellcove Rd, Cherry Ln, Carvel Beach Rd, Farmview Rd | $703 |
| Wagner Station Rd, Creek Rd, Creek Shore Way, Beacon Point Rd, Hobbitt Ln, Mockingbird Cir, Eagle Vis, Brandon Shores Rd, Solley Rd, Heron Dr | $713 |
| Dunlap Rd, Shelton Ave, Cecil Rd, Mallard Cove, Riviera Dr, Lombardee Cir, Indigo Bunting Ln, Garden Rd, Brant Dr, Sea Breeze Dr | $707 |
| Locust Grove Rd, Beaver Rd, Beauty Beach Rd, Booth Bay Harbour, Stoney Point Way, Hillcreek Rd, Cardinal Vis, Chemical Rd, Chestnutview Ct, Pine Rd | $711 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Riviera Beach | $105 to $107 |
| Pasadena | $106 |
| Glen Burnie | $104 |
| Lake Shore | $109 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Pasadena CDP, Maryland | $106 | $141 | $212 |
| Glen Burnie CDP, Maryland | $104 | $139 | $209 |
| Lake Shore CDP, Maryland | $109 | $145 | $218 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Riviera Beach, MD | 3.1% | 11.2% |
| Pasadena | 2.94% | 11.34% |
| Glen Burnie | 3.23% | 12.83% |
| Lake Shore | 2.96% | 10.85% |
| Riviera Beach Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 18 | 3.0% | $1233 |
| $500 to $749 | 114 | 24.0% | $1908 |
| $750 to $999 | 21 | 4.0% | $2658 |
| $1,000 to $1,499 | 67 | 14.0% | $3783 |
| $1,500 or more | 254 | 53.0% | $5433 |
| Home Value ($) | Deductible ($) | Construction Type | Age of Home (Years) | Company | Premium ($) |
|---|---|---|---|---|---|
| 330,000 | 1,000 | Masonry | 15 | Brethren Mutual Insurance Co. | 641 |
| 380,000 | 1,000 | Frame | 10 | Homesite Insurance Co. Of The Midwest | 1,031 |
| 280,000 | 500 | Frame | 25 | Lm Insurance Corp. | 1,073 |
| 240,000 | 500 | Frame | 35 | Peninsula Insurance Co. | 931 |
| 280,000 | 500 | Frame | 25 | Stillwater P & C Insurance Co. | 1,385 |
| 380,000 | 1,000 | Frame | 10 | Stillwater P & C Insurance Co. | 1,341 |
| 380,000 | 1,000 | Frame | 10 | United Services Automobile Association | 1,490 |
| 280,000 | 500 | Frame | 25 | Unitrin Auto & Home Insurance Co. | 1,105 |
| 240,000 | 500 | Frame | 35 | Unitrin Direct Property & Casualty Co. | 1,243 |
| 240,000 | 500 | Frame | 35 | Vigilant Insurance Co. | 1,398 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $3,500 |
| Yearly Riviera Beach Homeowner Insurance Premium Example | $1,900 | $1,300 |
| Out of Pocket Expense During Claim | $500 | $3,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $15,700 | $13,900 |
| Net Savings to Riviera Beach Home Owner from High Deductible Plan | $1,800 | |
| Scenario | Riviera Beach, MD Home Replacement Value MORE than Home Value | Riviera Beach, MD Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $321,000 | $212,000 |
| Insurance Premium based on Replacement Value | $1,625 | $1,075 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $60,000 | Risk Exposure from Under Insuring Coverage is $49,000 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $300/year |
| Insurance Company | State Farm | Travelers | GEICO Insurance |
| Monthly Premium | 65 | 102 | 174 |
| Year Built | 1996 | 1985 | 1954 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $400000-$500000 | $600000-$700000 |
| Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1981 | 260,000 | Wood Shake Roof | 1,600 | 5 | $2500-$5000 Deductible | 300 | 4 | Brick siding | No |
| 1994 | 225,000 | Tile Roof | 1,400 | 3 | $500 Deductible | 570 | 7 | Stucco siding | No |
| 1958 | 500,000 | Asphalt Shingles Roof | 3,280 | 5 | $500- $1000 Deductible | 2420 | 12 | Fiber-Cement Siding | No |
| 1954 | 425,000 | Wood Shake Roof | 2,780 | 5 | $1000-$2500 Deductible | 1700 | 10 | Brick siding | No |
| 1992 | 280,000 | Composition Roof | 2,270 | 4 | $5000 to $10,000 Deductible | 680 | 9 | Vinyl siding | No |
| 1951 | 510,000 | Membrane Roof | 3,950 | 5 | $2500-$5000 Deductible | 880 | 5 | Vinyl siding | yes |
| 1950 | 385,000 | Membrane Roof | 3,240 | 4 | $1000-$2500 Deductible | 270 | 2 | Fiber-Cement Siding | yes |
| 1981 | 345,000 | Composition Roof | 2,230 | 3 | $500- $1000 Deductible | 750 | 6 | Wood siding | No |
| 1978 | 215,000 | Shingles Roof | 1,680 | 4 | $500 Deductible | 140 | 2 | Vinyl siding | No |
| 1978 | 330,000 | Composition Roof | 2,440 | 5 | $1000-$2500 Deductible | 770 | 9 | Stone Siding | yes |
| 1996 | 205,000 | Composition Roof | 1,540 | 5 | $2500-$5000 Deductible | 370 | 6 | Stucco siding | yes |
| 1967 | 330,000 | Wood Shake Roof | 2,230 | 4 | > $10,000 Deductible | 70 | 1 | Stone Siding | No |
| 1992 | 570,000 | Wood Shake Roof | 3,450 | 5 | $1000-$2500 Deductible | 1280 | 7 | Wood siding | yes |
| 1988 | 465,000 | Tile Roof | 2,930 | 5 | > $10,000 Deductible | 570 | 7 | Fiber-Cement Siding | No |
| 2009 | 630,000 | Composition Roof | 4,690 | 5 | $5000 to $10,000 Deductible | 160 | 1 | Brick siding | No |
| 1950 | 275,000 | Composition Roof | 2,320 | 3 | $500 Deductible | 590 | 4 | Vinyl siding | yes |
| 1958 | 210,000 | Metal Roof | 1,810 | 3 | $2500-$5000 Deductible | 160 | 2 | Fiber-Cement Siding | No |
| 2006 | 180,000 | Membrane Roof | 1,550 | 3 | $2500-$5000 Deductible | 590 | 9 | Fiber-Cement Siding | yes |
| 1988 | 390,000 | Shingles Roof | 2,480 | 4 | $5000 to $10,000 Deductible | 1120 | 10 | Brick siding | yes |
| 1977 | 210,000 | Tile Roof | 1,750 | 3 | $5000 to $10,000 Deductible | 190 | 5 | Stucco siding | yes |
| 1984 | 470,000 | Metal Roof | 2,950 | 4 | $2500-$5000 Deductible | 910 | 6 | Brick siding | yes |
| 2008 | 235,000 | Metal Roof | 1,580 | 3 | $5000 to $10,000 Deductible | 370 | 6 | Vinyl siding | No |
| 1986 | 355,000 | Slate Shingles Roof | 2,330 | 3 | $5000 to $10,000 Deductible | 740 | 10 | Brick siding | No |
| 1955 | 425,000 | Tile Roof | 3,250 | 4 | $1000-$2500 Deductible | 1620 | 12 | Wood siding | No |
| 2005 | 435,000 | Asphalt Shingles Roof | 2,690 | 4 | $5000 to $10,000 Deductible | 1410 | 10 | Fiber-Cement Siding | yes |
| 1980 | 230,000 | Slate Shingles Roof | 1,600 | 3 | $500- $1000 Deductible | 850 | 9 | Brick siding | No |
| 1987 | 240,000 | Wood Shake Roof | 2,070 | 3 | $2500-$5000 Deductible | 70 | 1 | Wood siding | No |
| 1997 | 420,000 | Wood Shake Roof | 2,690 | 4 | $500- $1000 Deductible | 1760 | 12 | Wood siding | yes |
| 1982 | 280,000 | Metal Roof | 1,730 | 5 | $1000-$2500 Deductible | 740 | 7 | Stone Siding | No |
| 1965 | 415,000 | Membrane Roof | 2,520 | 4 | $500 Deductible | 940 | 6 | Brick siding | No |
| 1999 | 260,000 | Wood Shake Roof | 1,820 | 4 | $5000 to $10,000 Deductible | 60 | 1 | Vinyl siding | yes |
| 1967 | 300,000 | Slate Shingles Roof | 2,340 | 4 | $2500-$5000 Deductible | 400 | 4 | Brick siding | No |
| 1961 | 350,000 | Tile Roof | 2,360 | 3 | $1000-$2500 Deductible | 360 | 3 | Stone Siding | yes |
| 1987 | 355,000 | Membrane Roof | 2,110 | 4 | $5000 to $10,000 Deductible | 670 | 9 | Vinyl siding | No |