Riviera Beach Insurance Rates:

Riviera Beach, FL homeowners insurance is approximately $1,018 to $1,384, about $84-$115/month. Our detailed research reveals consumers can save upto $480 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
This applies to more their dental, then the home insurance, but i wish that they had an individual dental plan for anyone.
Usaa
There is not an office that i can go visit nearby. there are only a few offices in major cities. i sometimes would prefer to talk to a person in an office.
Assurant Specialty Property
The insurance rates that the company offers are very affordable and cheap and will cover a lot of stuff for that price.
Progressive
I don't have anything that I dislike about the company. The website is user-friendly. I haven't had to submit a claim so I don't know if the processes would be difficult or easy.
Usaa
My home insurance company is the best, they provide the best services to their customers. i have really enjoyed their company for the past years.
Assurant Specialty Property
When I can actually get into the website it is very easy to navigate. Simple and effective.
Amica Mutual Insurance
Very friendly and knowledgeable customer service people walk you right through any questions you may have. The process for getting a policy was painless and the rates are incredible.
People's Trust Insurance
I like that they are very capable and prepared people with very good attention and their son sites are very helpful for their users, they attend our members in a fast way
Progressive
I have not had to deal with a customer service rep from the company once. I have done everything online and I haven't had any problems at my house.
State Farm
We haven't actually had much interaction with the insurance company. Talked to them about the rates and such when we first bought the house, then nothing after.
State Farm
Well if all the separate points are okay then it is obvious that the total is okay too. So I'm not looking at other companies, I'll stay for the next 20 or more years.
Tower Hill Insurance
I haven't had much interaction at all with the company other than receiving monthly emails for a bill.
State Farm
I would recommend them for home insurance because you would not have to fight or worry about your claim being paid.
Usaa
I would definitely recommend USAA. They really care about the customer, and make transactions easy and understandable to the regular person.
Allstate
I personally thinking that Allstate premium and deductions are much better when compare with other insurance companies in US., and Allstate offers much more competitive prices than their competitors.
Usaa
Don't care for their website, too much security, sometimes hard to navigate, threatened to leave the city at one point when a large number of companies were deciding to call Phoenix, AZ home.
Geico
There is nothing I can say I dislike about this company, that is the reason I had to stay with them since I bought my house and I am planning to keep them as long their service continues in the way it is.
Usaa
The only complaint would be that their rates might be a little higher. However, I have stated previously that their customer service and reliability are what set them apart and make them worth the higher premiums.

Riviera Beach, FL Homeowners Insurance By Home Value

Riviera Beach, FL Home Value Total Homes % of Total Average Riviera Beach, FL Homeowners Insurance
Less than $50,000 1,446 6.0% $132
$50,000 to $59,999 488 2.0% $288
$60,000 to $69,999 477 2.0% $348
$70,000 to $79,999 730 3.0% $408
$80,000 to $89,999 771 3.0% $456
$90,000 to $99,999 744 3.0% $516
$100,000 to $124,999 1,859 8.0% $601
$125,000 to $149,999 1,779 8.0% $757
$150,000 to $174,999 2,383 11.0% $889
$175,000 to $199,999 1,787 8.0% $1021
$200,000 to $249,999 3,328 15.0% $1238
$250,000 to $299,999 2,405 11.0% $1514
$300,000 to $399,999 2,815 13.0% $1923

Top Home Insurance Agents Near Riviera Beach, FL

Home Insurance Company Near Riviera Beach, FL Homeowners Insurance Agency Near Riviera Beach, FL Address
NA We Insure 4203 W Atlantic Blvd Unit 218 , Coconut Creek, FL, 33066
State Farm Barnie Walker Jr 1246 Royal Palm Beach Blvd, Royal Palm Beach, FL, 33411-1602
Travelers Coverage Solutions Inc 7410 S US HIGHWAY 1 STE 101, PORT ST LUCIE, FL, 34952
Liberty Mutual Independent Evergreen Insurance 583 105Th Ave North Ste 2 , Royal Palm Beach, FL, 33411
State Farm Marion Fazio 836 SE 5th Ave, Delray Beach, FL, 33483-5107

Cost Of Homeowners Insurance By Street Near Riviera Beach, FL

Streets in Riviera Beach Area Homeowners Insurance Cost
Briar Ct, Marbella Dr, Dahlia Ave, Hunt Club Ln, Barbados Way E, Lake House Dr S, W Highland Pines Blvd, Canterbury Dr S, Lochmore Rd, Fairchild Gardens Ave$1,263
Maniki Dr, Iris Ave, Periwinkle Ct, Crocus Ct, W 13th St, Oakway Cir, Cypress St, Giralda Cir W, E Monet Cir, Poplar Ct$1,197
Ridge Rd, Ave T, Australian Cir, Ocean St, E 16th St, 92nd Ln N, Crescent Dr, Northpoint Pkwy, Sagewood Ct, Yacht Harbor Dr$1,180
Parke Ave, Lost Tree Way, Bermuda Rd, Peachtree Cir, Snug Harbor Dr, W Middle Rd, Ave F, Le Bateau Isle, Pin Oak Ct, Westchester Dr$1,357
W 23rd St, Colony Ave, Rj Hendley Ave, Foresteria Dr, Palm Bay Ter, Bimini Cir E, Riverwood Pl, Fathom Ct, Andros Dr, Wilsee Rd$1,209
Booker Dr, Sandy Point Ln, Coquina Way, W 26th St, S Suzanne Cir, Jack Nicklaus Dr, Ave T, E 27th St, S Bates Rd, W 17th St$1,146
Meadow Ln W, Ridge Rd, Grande Pkwy, Le Bateau Dr, Birmingham Dr, Northcorp Pkwy, Yacht Club Dr, Marine Way W, Shore Rd, Seminole Gardens Cir$1,185
Eadie Pl, Prosperity Bay Ct, Alamanda Way, Blakely Ct, Lake Arjaro Dr, Iris Ave, Osprey Way, Satinwood Ln, Native Dancer Rd S, Juno Rd$1,351
Premier Park Dr, Fairchild Gardens Ave, Brant Rd, Highpoint Dr, Kew Gardens Ave, W 3rd St, E Tall Oaks Cir, Emerald Ln, N Ocean Dr, Aspri Way$1,281
Greenway Dr, W 32nd St, W 24th Ct, Westchester Dr, Pine Lake Cir, Isle Dr, Islamorada Ct, W 19th St, W 8th St, Harbour Isle Ct$1,315

Riviera Beach, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Riviera Beach$179 to $182
North Palm Beach$183
Lake Park$174
Palm Beach Shores$195

Riviera Beach, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Palm Beach village, Florida $153 $203 $305
Lake Park town, Florida $146 $194 $291
Juno Ridge CDP, Florida $146 $194 $291

Riviera Beach, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Riviera Beach, FL5.8%15.3%
North Palm Beach5.08%14.36%
Lake Park6.8%20.66%
Juno Ridge7.06%21.06%

Riviera Beach Renters Insurance as a Percentage of Rent

Riviera Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 155 1.0% $328
$200 to $299 219 1.0% $778
$300 to $499 336 2.0% $1228
$500 to $749 1,239 8.0% $1903
$750 to $999 3,302 22.0% $2653
$1,000 to $1,499 6,662 46.0% $3778
$1,500 or more 2,515 17.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Riviera Beach For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $5,836
150,000 27 NO St. Johns Insurance $6,465
150,000 27 YES Liberty Mutual Fire Insurance $2,031
300,000 12 NA First Community Insurance $4,782
300,000 12 NA Tower Hill Select Insurance $3,567

Riviera Beach, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Riviera Beach Homeowner Insurance Premium Example $2,900$2,400
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $15,300$14,800
Net Savings to Riviera Beach Home Owner from High Deductible Plan $500

Riviera Beach, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Riviera Beach, FL Home Replacement Value MORE than Home Value Riviera Beach, FL Home Replacement Value LESS than Home Value
Replacement Value $140,000 $95,500
Insurance Premium based on Replacement Value $2,550 $1,750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $375/year

Example Riviera Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersLiberty MutualGEICO Insurance
Monthly Premium 375530428
Year Built 201219992004
Home Details 5 Beds, 3 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$250000-$300000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Riviera Beach, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 155,000 Composition Roof 1,090 2 $500- $1000 Deductible 1160 5 Brick siding yes
1981 290,000 Slate Shingles Roof 2,210 5 $1000-$2500 Deductible 2630 7 Fiber-Cement Siding yes
2008 270,000 Tile Roof 2,050 3 $500 Deductible 4430 7 Brick siding No
2013 360,000 Metal Roof 2,550 4 $5000 to $10,000 Deductible 3970 9 Fiber-Cement Siding yes
2014 355,000 Wood Shake Roof 2,640 4 $5000 to $10,000 Deductible 1150 3 Brick siding No
1978 110,000 Shingles Roof 940 2 $500- $1000 Deductible 470 4 Wood siding yes
1990 180,000 Shingles Roof 1,730 4 $500 Deductible 1150 4 Stucco siding yes
1976 225,000 Wood Shake Roof 1,770 3 $2500-$5000 Deductible 2450 12 Vinyl siding yes
1988 280,000 Metal Roof 2,510 5 $5000 to $10,000 Deductible 200 1 Vinyl siding No
2006 120,000 Composition Roof 950 2 $500 Deductible 2780 12 Wood siding No
1990 220,000 Slate Shingles Roof 1,830 4 > $10,000 Deductible 1710 10 Wood siding yes
1994 265,000 Asphalt Shingles Roof 2,100 4 $500 Deductible 4140 9 Vinyl siding No
1998 120,000 Slate Shingles Roof 950 2 $500- $1000 Deductible 200 1 Stone Siding yes
1986 265,000 Tile Roof 2,220 3 $2500-$5000 Deductible 650 2 Stone Siding yes
1988 445,000 Membrane Roof 4,040 5 > $10,000 Deductible 2930 7 Brick siding yes
2004 180,000 Wood Shake Roof 1,810 4 $500- $1000 Deductible 1850 6 Stone Siding yes
1981 285,000 Asphalt Shingles Roof 2,020 4 $1000-$2500 Deductible 4640 9 Stone Siding No
1995 230,000 Asphalt Shingles Roof 1,630 3 $500- $1000 Deductible 3060 10 Wood siding No
1992 425,000 Shingles Roof 3,970 5 $5000 to $10,000 Deductible 5040 10 Vinyl siding yes
2005 200,000 Wood Shake Roof 1,390 2 $500- $1000 Deductible 1510 4 Brick siding yes
1975 120,000 Membrane Roof 1,240 3 $500 Deductible 890 4 Stone Siding yes
1972 145,000 Metal Roof 1,010 2 $500- $1000 Deductible 350 2 Fiber-Cement Siding No
2010 150,000 Composition Roof 1,490 2 $2500-$5000 Deductible 620 4 Stone Siding No
2009 135,000 Composition Roof 1,080 2 $500- $1000 Deductible 2000 7 Stucco siding No
2008 405,000 Metal Roof 3,080 4 $500 Deductible 4200 7 Wood siding No
1971 235,000 Membrane Roof 1,670 2 $500 Deductible 5280 12 Brick siding yes
1998 240,000 Slate Shingles Roof 2,500 5 $1000-$2500 Deductible 1900 5 Stucco siding No
2000 235,000 Membrane Roof 1,740 2 $500 Deductible 420 1 Vinyl siding No
2002 800,000 Composition Roof 3,378 4 $500- $1000 Deductible 3790 4 Fiber-Cement Siding No