Riverside, CT homeowners insurance is roughly $941 to $1,270, about $78-$105/month. Our detailed guide reveals consumers can save upto $442 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Riverside, CT | Homeowners Insurance Agency Near Riverside, CT | Address |
|---|---|---|
| Travelers | Bedrick-Kaitz Agcy Inc | 225 W 34TH ST STE 1110, NEW YORK, NY, 10122 |
| Liberty Mutual Independent | Cdr Insurance Group Inc | 211 Schraffts Dr, Waterbury, CT, 6705 |
| Allstate | Norma Gorman | 1401 Brentwood Rd, Bay Shore, NY, 11706 |
| Travelers | Pinkham Agency Inc | 40 Commerce Pl Ste 100, Hicksville, NY, 11801 |
| Liberty Mutual Independent | Summit Financial Group Inc | 288 BROAD ST, MILFORD, CT, 6460 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Old Greenwich CDP, Connecticut | $166 | $221 | $332 |
| Cos Cob CDP, Connecticut | $162 | $216 | $324 |
| Greenwich town, Fairfield County, Connecticut | $166 | $221 | $332 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Riverside, CT | 2.3% | 9.2% |
| Old Greenwich | 2.3% | 9.2% |
| Cos Cob | 2.47% | 9.02% |
| Greenwich | 2.3% | 9.2% |
| Riverside Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 6 | 1.0% | $1129 |
| $500 to $749 | 48 | 9.0% | $1804 |
| $750 to $999 | 16 | 3.0% | $2554 |
| $1,000 to $1,499 | 45 | 8.0% | $3679 |
| $1,500 or more | 391 | 77.0% | $5329 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $5,500 |
| Yearly Riverside Homeowner Insurance Premium Example | $7,400 | $6,400 |
| Out of Pocket Expense During Claim | $500 | $5,500 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $44,900 | $43,900 |
| Net Savings to Riverside Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Riverside, CT Home Replacement Value MORE than Home Value | Riverside, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $924,000 | $655,000 |
| Insurance Premium based on Replacement Value | $10,075 | $7,150 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $185,000 | Risk Exposure from Under Insuring Coverage is $84,000 |
| Premium Impact | Insurance cheaper by $925/year | Insurance costlier by $2,000/year |
| Insurance Company | Travelers | Farmers Insurance | Hartford Insurance Group |
| Monthly Premium | 583 | 480 | 687 |
| Year Built | 1940 | 1980 | 1976 |
| Home Details | 4 Beds, 1 Baths | 5 Beds, 2 Baths | 4 Beds, 1 Baths |
| Coverage Amount | More than 10000000 | More than 10000000 | More than 10000000 |
| Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible | $2500-$5000 Deductible |