$813
Homeowners Insurance Cost - Riverside County, CA
$304,500
Median Home Value - Riverside County, CA
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$9.76 | $803.24 |
| $1000 Deductible | -$86.34 | $726.66 |
| $1500 Deductible | -$128.94 | $684.06 |
| $2000 Deductible | -$192.03 | $620.97 |
| $2500 Deductible | -$229.27 | $583.73 |
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$171 | $642 |
| 30 year old | +$12 | $825 |
| 40 year old | +$21 | $834 |
| 50 year old | +$31 | $844 |
| Above 50 year old | +$39 | $852 |
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$106 | $707 |
| Superior | -$81 | $732 |
| Masonry | -$41 | $772 |
| Brick | -$41 | $772 |
| Hail Resistant Roof | -$16 | $797 |
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$16 | $829 |
| Swimming Pool With A Diving Board | +$33 | $846 |
| Swimming Pool With Slide | +$49 | $862 |
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $24 | $789 |
| Police Department | $8 | $805 |
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$341.46 | $1,154 |
| Filing a Second Liability Claim | +$308.94 | $1,122 |
| Filing a Second Theft Claim | +$308.94 | $1,122 |
| Filing a Second Water Claim | +$268.29 | $1,081 |
| Filing a Fire Claim | +$162.6 | $976 |
| Filing a Liability Claim | +$154.47 | $967 |
| Filing a Theft Claim | +$154.47 | $967 |
| Filing a Water Claim | +$130.08 | $943 |
| Filing a Weather Claim | +$130.08 | $943 |