How To Make Your Riverside County, CA Home Insurance Cheaper
Riverside County, CA, homeowners insurance is about $813. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Riverside County, CA Home Insurance Rates with the California Average
| Place | California Average: $1,291.0 | $ Difference vs state Average | % Difference vs state Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Riverside County, CA | $813.0 | 478.0 | 0.59 | 2,192,982 | 304,500 |
Cost of Riverside County, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Mecca | 116,900 | 35,452 | $1,484.7 |
| North Shore | 123,200 | 41,663 | $1,484.7 |
| Cathedral City | 325,600 | 8,215 | $860 |
| Rancho Mirage | 483,100 | 20,574 | $1,526 |
Homeowners Insurance Comparison for the Cheapest Premiums in Riverside County, CA
| Amica Mutual Insurance | Westfield Insurance | MAPFRE Insurance | |
| Median Home Value ($) | 304,500 | 304,500 | 304,500 |
| Age of Home | Year 40 Old | Year 50 Old | Year 40 Old |
| Home Coverage ($) | $250,000 -$299,999 | $500,000 -$749,999 | $400,000 -$499,999 |
| Total Premium ($) | $925.0 | $2,057.6 | $1,502.1 |
Cost of Riverside County, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Safeco Insurance | 1000 | $100,000-$124,999 | 229.5 |
| The Hartford | 2500 | $200,000-$249,999 | 409.9 |
| Stillwater insurance Group | 500 | $500,000-$749,999 | 1,636.0 |
| Amica Mutual Insurance | 2000 | $500,000-$749,999 | 1,383.0 |
| MAPFRE Insurance | 2500 | $300,000-$399,999 | 768.2 |
| Mercury | 2500 | $150,000-$174,999 | 298.2 |
| MetLife | 1000 | $200,000-$249,999 | 529.5 |
| Liberty Mutual | 2000 | $750,000-$999,999 | 1,599.1 |
| Travelers | 500 | $150,000-$174,999 | 401.7 |
| Westfield Insurance | 2000 | $175,000-$199,999 | 389.3 |