Riverside Insurance Rates:

Riverside, CA homeowners insurance is about $515 to $695, about $42-$57/month. Our exhaustive research indicates shoppers can save upto $242 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
I like that there is always someone to talk to 24 hours a day. i never have to wait and wonder about my questions.
State Farm Insurance Company
Just it a little bad, when i buy the insurance for the second time, the cost went up, i didn't like it.
Assurant
Although assurant is the only service like this i've used, i really appreciated how quick and painless the application process was.

Riverside, CA Homeowners Insurance By Home Value

Riverside, CA Home Value Total Homes % of Total Average Riverside, CA Homeowners Insurance
Less than $50,000 2,719 4.0% $60
$80,000 to $89,999 731 1.0% $211
$90,000 to $99,999 887 1.0% $242
$100,000 to $124,999 4,322 6.0% $278
$125,000 to $149,999 4,982 7.0% $350
$150,000 to $174,999 8,314 12.0% $411
$175,000 to $199,999 6,112 9.0% $477
$200,000 to $249,999 12,880 19.0% $574
$250,000 to $299,999 9,535 14.0% $701
$300,000 to $399,999 14,494 21.0% $889

Top Home Insurance Agents Near Riverside, CA

Home Insurance Company Near Riverside, CA Homeowners Insurance Agency Near Riverside, CA Address
Farmers Todd Dailey 29930 Hunter Rd Ste 104, Murrieta, CA, 92563
State Farm Eddie Quillares Jr 415 N Broadway, Santa Ana, CA, 92701-4656
Travelers Friant Insurance Agency Inc 23152 VERDUGO DRIVE SUITE A, LAGUNA HILLS, CA, 92653
State Farm Ken Latourette 1032 Irvine Blvd, Tustin, CA, 92780-3527
Travelers Living Stone Ins Services Inc 1930 S BREA CANYON RD 115, DIAMOND BAR, CA, 91765

Cost Of Homeowners Insurance By Street Near Riverside, CA

Streets in Riverside Area Homeowners Insurance Cost
Saint James Dr, Strasbourg Dr, Hackamore Pl, Heron Ln, Rolanda Dr, Mt Wasatch Dr, Copper Hill Run, Mural Ct, Merrygrove Cir, Northhampton Dr$591
Shady Ridge Cir, Sovereign Way, Boulder Bluffs, Hyde Park Cir, Nemaha Ct, Sierra Mesa Cir, Dean Way, Ransom Pl, Teaberry Rd, Dalcross Ct$593
Caspian Way, Thornhill Dr, River Briar Ct, Rowena Dr, Freda Ave, Tinker St, Laurelbrook Dr, Corinthian Way, Torrey St, Chinotto Ln$620
Marley Dr, David Pl, Bedford Dr, Agatha Ln, Arnold Blvd, Quebec Dr, Hines Ave, Skye Dr, Wallingham Dr, Valley Glen Cir$601
Wimpole St, Ranchwood Pl, Hatten Ln, Bluntleaf Ct, Clifton Blvd, Hillcrest Ave, Melbourne Pl, Hide Out Ct, Sugarloaf Dr, Maybrook Cir$594
Falcon Crest Dr, Spring Rd, Newbridge Dr, Lewis Ave, Lilac Ct, Leafwood Dr, Graeber St, Penny Dr, Onyx Way, Canyon Hill Dr$632
City College Dr, Chestnut St, Attica Dr, Morningview Dr, Dartmouth Ave, Sterling Ave, Blake Rd, Melville Dr, Glennel Dr, Alta Mesa Dr$620
Martha Way, New Mexico Dr, Stacey Ave, Kingsbury Pl, Leucadia Ln, Marilyn St, E Cadena Dr, Katrina Ct, Cody Ct, Bernard St$603
Harbart Dr, Dawn View Cir, Madrid Ct, Black Oak Pl, Carmine St, Brentwood Ln, Rochester Pl, Pembridge Dr, McAllister St, Beal Ave$599
Cameron Dr, Roja St, Prosperity Ln, Via Mindi, Creekmoor Ln, Ann Arbor Ct, Juniper Cir, Running Deer Rd, Delgado Ct, Glenview Ter$606

Riverside, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Riverside$90 to $92
March ARB$91
Woodcrest$93
Moreno Valley$89

Riverside, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woodcrest CDP, California $93 $124 $186
Highgrove CDP, California $91 $121 $182
Grand Terrace city, California $91 $121 $182

Riverside, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Riverside, CA2.7%12.2%
Woodcrest2.25%10.63%
Highgrove3.06%17.69%
Grand Terrace2.57%11.6%

Riverside Renters Insurance as a Percentage of Rent

Riverside Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 714 1.0% $797
$300 to $499 1,432 2.0% $1247
$500 to $749 3,694 7.0% $1922
$750 to $999 12,658 24.0% $2672
$1,000 to $1,499 21,443 40.0% $3797
$1,500 or more 12,210 23.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Riverside For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAmerican Reliable451
2500001000NewCalifornia Capital445
2500001000NewEncompass665
250000500NewAmco494
5000001000NewAmerican Reliable1176
5000001000NewFarmers (Fire Ins)1157
5000001000NewFirst American Ins905
7500002500NewCentury National1243
25000010001-3 YearsAmerican Security697
2500005001-3 YearsCSE Safeguard654
2500005001-3 YearsFirst American Ins605
2500005001-3 YearsWawanesa658
2500005001-3 YearsWestern Mutual/Residence553
3000005001-3 YearsChubb/Federal1497
50000010001-3 YearsAmerican Security1382
50000010001-3 YearsTokio Marine America892
50000025001-3 YearsHorace Mann941
1500002504-6 YearsLiberty Ins Corp589
1500005004-6 YearsChubb/Federal867
25000010004-6 YearsAmica Mutual697
2500005004-6 YearsQBE (Balboa)673
40000010004-6 YearsHomesite1104
40000010004-6 YearsHorace Mann1036

Riverside, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Riverside Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,800$5,200
Net Savings to Riverside Home Owner from High Deductible Plan $600

Riverside, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Riverside, CA Home Replacement Value MORE than Home Value Riverside, CA Home Replacement Value LESS than Home Value
Replacement Value $299,000 $205,500
Insurance Premium based on Replacement Value $775 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $65,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $75/year

Example Riverside Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceState Farm
Monthly Premium 523363
Year Built 198120011964
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$150000-$175000$300000-$350000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Riverside, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 170,000 Wood Shake Roof 1,390 2 $1000-$2500 Deductible 130 3 Stucco siding yes
2008 115,000 Membrane Roof 960 2 $500 Deductible 210 6 Stucco siding No
1992 220,000 Composition Roof 1,680 3 $500- $1000 Deductible 150 3 Wood siding yes
1960 150,000 Shingles Roof 1,020 2 $500 Deductible 180 5 Stucco siding No
1967 340,000 Composition Roof 2,260 4 $500- $1000 Deductible 570 9 Vinyl siding yes
1990 240,000 Membrane Roof 1,900 3 $500- $1000 Deductible 490 10 Vinyl siding No
1984 135,000 Membrane Roof 1,270 3 $1000-$2500 Deductible 180 9 Fiber-Cement Siding No
2014 615,000 Slate Shingles Roof 4,920 5 $500- $1000 Deductible 770 5 Stone Siding No
2012 310,000 Wood Shake Roof 2,630 4 > $10,000 Deductible 490 9 Stucco siding No
1972 265,000 Membrane Roof 1,498 3 $1000-$2500 Deductible 850 12 Stone Siding yes