Riverdale Insurance Rates:

Riverdale, GA homeowners insurance is approximately $737 to $998, about $61-$83/month. Our thorough research indicates shoppers can save as much as $347 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
One negative aspect of my insurance is the price. i don't like how i have to pay for some features that i don't even use.
Allstate
Another positive aspect of my home insurance is the peace of mind it provides my family and i. it is nice knowing that i have insurance in case disaster strikes.
Donegal Mutual Insurance Company
A turn off of donegal is it is more unknown. you don't know the reputation of the company as much as you would with a larger, more well-known named business.
Farmer's Insurance
My agent will often reach out to me even if itÃḃ€™s nothing, to see how I am doing. I know itÃḃ€™s just to check to see if there are any changes that he can accommodate, but it still feels very personal.
Grange Insurance
I wish that I was able to communicate with the app. The communication otherwise depends on me contacting them with any questions and that usually has a good result.
State Farm
I recently had a claim. I contacted State Farm and within a day or two they sent out an agent to inspect the damages. I was not given the runaround and the claim was paid within a week or two. I, therefore, am very satisfied with the State Farm's customer service.
Allstate
I have not found anything I disliked about the company. With home insurance you really only get to know them once you have to submit a claim; and so far I have not had to do that.
State Farm
Overall, I am happy with State Farm. My agent makes business with the company go smoothly and I feel like their rates are pretty competitive.

Riverdale, GA Homeowners Insurance By Home Value

Riverdale, GA Home Value Total Homes % of Total Average Riverdale, GA Homeowners Insurance
Less than $50,000 1,853 13.0% $199
$50,000 to $59,999 836 5.0% $434
$60,000 to $69,999 892 6.0% $538
$70,000 to $79,999 878 6.0% $616
$80,000 to $89,999 1,043 7.0% $703
$90,000 to $99,999 1,099 7.0% $789
$100,000 to $124,999 3,060 21.0% $911
$125,000 to $149,999 2,149 15.0% $1137
$150,000 to $174,999 1,554 10.0% $1345
$175,000 to $199,999 273 1.0% $1553
$200,000 to $249,999 361 2.0% $1874

Top Home Insurance Agents Near Riverdale, GA

Home Insurance Company Near Riverdale, GA Homeowners Insurance Agency Near Riverdale, GA Address
Allstate Aj Cummings 2950 Horizon Park Dr Ste A, Suwanee, GA, 30024
Allstate Andre Gilyard 5825 Glenridge Dr # B1-218, Atlanta, GA, 30328
State Farm Dewayne Hrabowski 1120 R Abrnty Blvd SW Ste 4, Atlanta, GA, 30310-1786
Farmers Holly Kim Huynh 1394 Indian Trail Lilburn Rd Ste 201, Norcross, GA, 30093
Allstate Jon C. Cone 3144 Golf Ridge Blvd Ste 101, Douglasville, GA, 30135

Cost Of Homeowners Insurance By Street Near Riverdale, GA

Streets in Riverdale Area Homeowners Insurance Cost
Thames Ln, Creek Crest Way, Fleetwood Dr, Scarsdale Dr, Cornell Dr, Rhodes Way, Valley Bluff, Albania Dr, Helmer Ct, Eagles Crossing Way$871
Rugby Ct, Fallawater Ct, Anson Ct, Pine Rd, Saddlewood Dr, Mimosa St, Peachtree Ln, Echota Way, Libby Ln, Creekside Ln$867
Chapman St, Fairway Ct, Aaron Ct, Cumberland Cir, Collier Way, Plumtree Dr, Forest Haven Ln, Paul Ct, Sandy Creek Rd, Olde Oaks Ln$876
Gillis Ct, Boston Cmn, Little Joe Ct, Montgomery Pl, Sun Valley Ct, Taylor Cir, Wexwood Dr, Bar Harbor Dr, Stream Ct, Hollowbrook Dr$870
Ashton Ct, Drury Rd, W Shore Dr, Ann St, Cormac Dr, Yates Way, Amaryllis Way, Darby Ct, Slicky Rock Ct, Winewood Ct$879
Tracy Ln, Dorsey Rd, Pond Ridge Dr, Crown Ct, Lance Ln, Johnson Rd, Campfire Dr, Canary Ct, Whitworth Dr, Gatewood Dr$866
Bethsaida Rd, Springdale Dr, Rockingwood Ct, E Downing Ct, Kendrick Rd, Radford Dr, Rock Shoals Way, Meadows Ct, Cutstone Ct, Cedar Hill Dr$854
Pinecrest Dr, Alden Dr, E Sherwood Dr, N Briar Ridge Ct, Castle Ct, Eagles Feather Ln, Sugarcreek Way, Mary Ct, Jeffery Ct, Deerfield Ln$866
McElroy Dr, Castlegate Ct, Brookstone Cir, Chase Ct, Thomas Rd, Cottage Pl, Palisades Pointe, Michelle Ct, Chipping Ct, Brookfield Ln$860
Summit, Tuker Rd, Bar Harbor Ct, Mary Lee Ct, W Shore Cir, Loch Forest Way, Chadwick Ln, Red Oak Dr, Chelser St, Rountree Rd$862

Riverdale, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Riverdale$129 to $132
Clayton County$130
Lake City$129
Forest Park$127

Riverdale, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clayton County, Georgia $109 $145 $217
Morrow city, Georgia $109 $145 $217
Irondale CDP, Georgia $108 $144 $216

Riverdale, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Riverdale, GA5.7%19.9%
Clayton County5.61%18.52%
Morrow6.13%20.71%
Irondale5.73%11.63%

Riverdale Renters Insurance as a Percentage of Rent

Riverdale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 150 1.0% $1276
$500 to $749 3,174 26.0% $1951
$750 to $999 4,800 39.0% $2701
$1,000 to $1,499 3,601 29.0% $3826
$1,500 or more 376 3.0% $5476

Average Cost Of Home Insurance By Company In Areas Nearby Riverdale For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$100,000 frame Alfa Insurance Corporation $804 $737 $657
$75,000 frame American National General Insurance Company N/A $468 $437
$250,000 veneer Country Mutual Insurance Company $944.23 $835.26 $691.23
$250,000 veneer Electric Insurance Company $1092 $972 $786
$350,000 frame Foremost Insurance Company $3905.00 $3860.00 $3815.00
$400,000 frame Horace Mann Property And Casualty Insurance Company N/A $2217 $2020
$350,000 veneer Lm Insurance Corporation N/A $1496 $1425
$150,000 frame Preserver Insurance Company N/A $1040 $895.00
$350,000 veneer Preserver Insurance Company N/A $1562 $1386.00
$300,000 veneer State Auto Property And Casualty Insurance Company N/A N/A $1238.00

Riverdale, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Riverdale Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Riverdale Home Owner from High Deductible Plan $600

Riverdale, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Riverdale, GA Home Replacement Value MORE than Home Value Riverdale, GA Home Replacement Value LESS than Home Value
Replacement Value $120,500 $80,500
Insurance Premium based on Replacement Value $475 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Riverdale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmerican Family InsuranceState Farm
Monthly Premium 444452
Year Built 197619802005
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$175000-$200000$150000-$175000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Riverdale, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 245,000 Slate Shingles Roof 3,560 5 $5000 to $10,000 Deductible 500 7 Stucco siding No
1992 180,000 Membrane Roof 2,930 5 $5000 to $10,000 Deductible 80 2 Brick siding No
1971 330,000 Composition Roof 4,640 5 > $10,000 Deductible 460 6 Wood siding yes
1996 330,000 Wood Shake Roof 4,570 5 $1000-$2500 Deductible 200 2 Wood siding No
1986 100,000 Slate Shingles Roof 1,340 3 $500- $1000 Deductible 180 4 Stone Siding yes
2000 220,000 Membrane Roof 3,030 5 $2500-$5000 Deductible 370 6 Wood siding yes
1983 155,000 Membrane Roof 2,030 4 $5000 to $10,000 Deductible 250 6 Stucco siding yes
1970 195,000 Slate Shingles Roof 2,960 5 $5000 to $10,000 Deductible 410 7 Stucco siding No
2013 165,000 Composition Roof 2,310 4 $1000-$2500 Deductible 50 1 Stone Siding No
1978 90,000 Slate Shingles Roof 1,510 3 $2500-$5000 Deductible 520 12 Vinyl siding yes
1995 200,000 Shingles Roof 2,430 5 $500 Deductible 760 9 Wood siding yes
2014 130,000 Wood Shake Roof 1,840 5 $500- $1000 Deductible 310 6 Vinyl siding No
1989 105,000 Wood Shake Roof 1,600 5 $1000-$2500 Deductible 40 1 Wood siding No
2007 160,000 Composition Roof 2,710 4 $2500-$5000 Deductible 320 9 Vinyl siding yes
2011 355,000 Composition Roof 4,840 5 $1000-$2500 Deductible 420 3 Stone Siding No
2011 120,000 Tile Roof 1,960 4 $500- $1000 Deductible 270 6 Stucco siding yes
1999 175,000 Wood Shake Roof 2,210 3 $2500-$5000 Deductible 260 3 Stone Siding No
1990 330,000 Tile Roof 3,810 5 $1000-$2500 Deductible 650 7 Wood siding No
1996 145,000 Wood Shake Roof 1,730 4 $500 Deductible 170 3 Stone Siding yes
2004 205,000 Metal Roof 2,580 5 $500 Deductible 290 3 Wood siding yes
2010 115,000 Shingles Roof 1,830 4 $500- $1000 Deductible 40 1 Wood siding yes
2009 145,000 Tile Roof 2,360 3 $500 Deductible 450 9 Wood siding No
1982 150,000 Wood Shake Roof 2,380 4 $5000 to $10,000 Deductible 290 7 Wood siding yes
2002 140,000 Shingles Roof 1,950 4 $500- $1000 Deductible 330 9 Stone Siding yes
2002 130,000 Membrane Roof 1,600 3 $500 Deductible 820 12 Wood siding No
2004 135,000 Tile Roof 1,670 3 $500 Deductible 110 3 Stucco siding No
1990 135,000 Metal Roof 1,790 3 $1000-$2500 Deductible 40 1 Wood siding yes