River Oaks Insurance Rates:

River Oaks, TX homeowners insurance is nearly $856 to $1,170, about $71-$97/month. Our extensive analysis indicates shoppers can save upto $404 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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River Oaks, TX Homeowners Insurance By Home Value

River Oaks, TX Home Value Total Homes % of Total Average River Oaks, TX Homeowners Insurance
Less than $50,000 231 12.0% $283
$50,000 to $59,999 233 12.0% $607
$60,000 to $69,999 156 8.0% $748
$70,000 to $79,999 230 12.0% $860
$80,000 to $89,999 158 8.0% $981
$90,000 to $99,999 440 23.0% $1092
$100,000 to $124,999 161 8.0% $1275
$125,000 to $149,999 43 2.0% $1588
$150,000 to $174,999 158 8.0% $1882
$300,000 to $399,999 31 1.0% $4048

Top Home Insurance Agents Near River Oaks, TX

Home Insurance Company Near River Oaks, TX Homeowners Insurance Agency Near River Oaks, TX Address
Farmers Carolyn Weeks 104 N Murphy Rd Ste 215, Murphy, TX, 75094
Nationwide Darla J Duncan 5800 Camp Bowie Blvd Suite 130, Fort Worth, TX, 76107-5001
Liberty Mutual Independent Heritage Risk Advisors 304 AMHERST AVE, RICHARDSON, TX, 75081
Farmers Matthew Beard 6009 W I 20, Arlington, TX, 76017
NA Henderson Insurance Agency 555 Republic Drive, Suite 200, Plano, TX, 75074

Cost Of Homeowners Insurance By Street Near River Oaks, TX

Streets in River Oaks Area Homeowners Insurance Cost
Ovid Dr, Sansom Cir, Worthview St, Inez Dr, Springer Ave, Worthview Dr, Frontier St, Headless Horseman Rd, Meeker Blvd, Nursery Ln$1,001
Troy Ct S, Notre Dame Ave, Red Oak Ln S, Calloway Dr N, Hartford Dr, Bond St, Montrose Dr, Woodlawn St, Dartmouth Ave, Slate St$1,008
Carswell Access Rd, Sam Calloway Rd, Deering Dr, Winters St, St Edwards St, Blackstone Dr, Magellan Dr, Hassett Ave, Barbara Rd, Garden Cir W$1,014
Rockwood Dr, Glenwick Dr, Tulane Ave, S Roberts Cut Off Rd, Merritt St, Long Ave, Green Oaks Dr, Nancy Ln, Westfork Dr, Rockwood Park Dr N$1,016
McGee Dr, Blackhaw Rd, Shenna Blvd, Bonita Dr, Lawther Dr, Cambridge St, Laura Rd, Almena Rd, Shepheard Dr, Banks St$1,009

River Oaks, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
River Oaks$151 to $154
Fort Worth$153
Sansom Park$150
Westworth Village$151

River Oaks, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fort Worth CCD, Tarrant County, Texas $128 $171 $256
Sansom Park city, Texas $125 $167 $250
Westworth Village city, Texas $126 $168 $252

River Oaks, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
River Oaks, TX8.3%17.3%
Fort Worth6.25%17.59%
Sansom Park8.3%23.67%
Westworth Village8.21%22.41%

River Oaks Renters Insurance as a Percentage of Rent

River Oaks Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 161 26.0% $1932
$750 to $999 290 48.0% $2682
$1,000 to $1,499 152 25.0% $3807

River Oaks, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly River Oaks Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,500$9,000
Net Savings to River Oaks Home Owner from High Deductible Plan $1,500

River Oaks, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario River Oaks, TX Home Replacement Value MORE than Home Value River Oaks, TX Home Replacement Value LESS than Home Value
Replacement Value $81,000 $59,000
Insurance Premium based on Replacement Value $750 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $7,500 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example River Oaks Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceUSAA groupLiberty Mutual
Monthly Premium 7113587
Year Built 195419611971
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$150000-$175000$125000-$150000
Deductible $1000-$2500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for River Oaks, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 195,000 Metal Roof 3,520 5 $1000-$2500 Deductible 610 5 Stone Siding yes
1956 155,000 Shingles Roof 2,230 3 $500- $1000 Deductible 1040 12 Vinyl siding yes
1956 135,000 Slate Shingles Roof 2,180 3 $500 Deductible 430 4 Wood siding No
1959 145,000 Membrane Roof 2,310 3 $500 Deductible 730 7 Fiber-Cement Siding yes
1960 140,000 Composition Roof 1,930 3 $2500-$5000 Deductible 280 4 Wood siding No
1965 125,000 Shingles Roof 2,180 4 $500 Deductible 650 9 Wood siding No
1952 150,000 Shingles Roof 2,250 4 $5000 to $10,000 Deductible 720 9 Stone Siding yes
1968 130,000 Tile Roof 2,030 3 $2500-$5000 Deductible 60 1 Fiber-Cement Siding No
1972 85,000 Wood Shake Roof 1,370 3 $500 Deductible 360 5 Stone Siding No
1964 105,000 Composition Roof 1,660 3 $500- $1000 Deductible 760 9 Vinyl siding yes
1968 275,000 Shingles Roof 4,460 5 $5000 to $10,000 Deductible 820 9 Fiber-Cement Siding yes
1975 220,000 Slate Shingles Roof 2,980 5 $500 Deductible 780 4 Vinyl siding No
1978 95,000 Asphalt Shingles Roof 1,710 4 $500- $1000 Deductible 50 1 Wood siding No
1955 175,000 Shingles Roof 2,270 4 $500 Deductible 550 4 Brick siding No
1976 205,000 Shingles Roof 3,230 4 $500 Deductible 1090 7 Vinyl siding No
1954 150,000 Composition Roof 2,170 3 $500 Deductible 630 6 Stone Siding No
1956 165,000 Metal Roof 2,410 4 $500 Deductible 610 6 Stucco siding yes
1963 130,000 Shingles Roof 2,160 4 $500- $1000 Deductible 730 9 Wood siding No
1967 255,000 Shingles Roof 3,490 5 $1000-$2500 Deductible 1360 8 Vinyl siding No
1970 135,000 Wood Shake Roof 1,900 5 $2500-$5000 Deductible 80 1 Wood siding yes
1950 125,000 Shingles Roof 1,900 4 $1000-$2500 Deductible 460 5 Stucco siding yes
1974 95,000 Tile Roof 1,480 3 $2500-$5000 Deductible 360 7 Fiber-Cement Siding yes
1972 320,000 Slate Shingles Roof 4,520 5 $5000 to $10,000 Deductible 940 6 Stone Siding No
1964 190,000 Membrane Roof 2,690 4 $500- $1000 Deductible 600 4 Brick siding yes
1958 175,000 Composition Roof 2,890 5 $1000-$2500 Deductible 380 3 Brick siding No
1962 125,000 Composition Roof 1,670 3 $500 Deductible 780 9 Stone Siding No
1979 95,000 Shingles Roof 1,310 3 $2500-$5000 Deductible 400 7 Fiber-Cement Siding yes
1970 160,000 Composition Roof 2,220 5 $1000-$2500 Deductible 160 2 Brick siding yes
1969 95,000 Asphalt Shingles Roof 1,260 3 $2500-$5000 Deductible 310 8 Stucco siding No
1957 150,000 Wood Shake Roof 2,820 4 $1000-$2500 Deductible 760 7 Brick siding yes
1967 175,000 Shingles Roof 2,830 5 $500 Deductible 170 2 Stone Siding No
1971 160,000 Tile Roof 2,350 3 $500- $1000 Deductible 270 3 Fiber-Cement Siding yes
1979 340,000 Composition Roof 4,970 5 $1000-$2500 Deductible 830 5 Wood siding No
1959 155,000 Asphalt Shingles Roof 2,210 3 $5000 to $10,000 Deductible 150 2 Wood siding yes