River Edge Insurance Rates:

River Edge, NJ homeowners insurance is approximately $760 to $1,034, about $63-$86/month. Our detailed analysis indicates shoppers can save upto $358 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

River Edge, NJ Homeowners Insurance By Home Value

River Edge, NJ Home Value Total Homes % of Total Average River Edge, NJ Homeowners Insurance
$50,000 to $59,999 30 3.0% $98
$150,000 to $174,999 19 2.0% $313
$175,000 to $199,999 12 1.0% $358
$200,000 to $249,999 15 1.0% $430
$250,000 to $299,999 98 12.0% $529
$300,000 to $399,999 587 77.0% $672

Top Home Insurance Agents Near River Edge, NJ

Home Insurance Company Near River Edge, NJ Homeowners Insurance Agency Near River Edge, NJ Address
Travelers Hunter Insurance Services Inc 40 Main St, Walden, NY, 12586
State Farm Lynne Barnhardt 58 N Country Rd, Smithtown, NY, 11787-2103
Travelers Safe Harbour Group Ltd 91 S MAIN ST, NEW CITY, NY, 10956
Travelers Coastal Financial Group Inc 150 RIVER RD STE E-3, MONTVILLE, NJ, 7045
Travelers Glacken Group Inc 208 RTE 109 STE 110, FARMINGDALE, NY, 11735

Cost Of Homeowners Insurance By Street Near River Edge, NJ

Streets in River Edge Area Homeowners Insurance Cost
Millbrook Rd, Oswego Pl, Lexington Dr, Bloomfield Ave, Olympia Dr, Davis Dr, Concord Dr, Reservoir Ave, 7th Ave, Adams Ave$899
Gainesborough Ter, Cleveland Pl, Rutgers Pl, Manning Ave, Princeton Dr, 4th Ave, Green Ave, Wales Ave, Greenway Ter, June Ct$897
Webb Ave, North Dr, Continental Ave, Zabriskie Pl, Beech Ct, Christie Ave, 8th Ave, Adams Ave, Clarendon Ct, Manning Ave$897
Mercer Ave, Erskine Ave, Gainsboro Ter, Greene Ave, Manning Ct, Van Saun Ct, Tenney Ave, Van Saun Dr, Jordan Dr, Beech Dr S$895
Continental Ave, Warwick Ct, Kensington Rd, Lakeview St, The Fenway, Tenney Ave, Webb Ave, Adrian Way, 5th Ct, Reservoir Ave$898

River Edge, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
River Edge$134 to $137
New Milford$132
Oradell$140
Bergenfield$129

River Edge, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Milford borough, New Jersey $111 $147 $221
Oradell borough, New Jersey $117 $156 $234
Bergenfield borough, New Jersey $108 $144 $216

River Edge, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
River Edge, NJ2.6%7.5%
New Milford2.49%7.38%
Oradell2.28%7.8%
Bergenfield2.53%7.21%

River Edge Renters Insurance as a Percentage of Rent

River Edge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 33 3.0% $2637
$1,000 to $1,499 606 60.0% $3762
$1,500 or more 358 35.0% $5412

River Edge, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly River Edge Homeowner Insurance Premium Example $2,700$2,300
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $22,300$21,100
Net Savings to River Edge Home Owner from High Deductible Plan $1,200

River Edge, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario River Edge, NJ Home Replacement Value MORE than Home Value River Edge, NJ Home Replacement Value LESS than Home Value
Replacement Value $602,500 $415,500
Insurance Premium based on Replacement Value $2,775 $1,900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $135,500
Premium Impact Insurance cheaper by $625/year Insurance costlier by $250/year

Example River Edge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersChubb Group of InsuranceFarmers Insurance
Monthly Premium 90129178
Year Built 195019661942
Home Details 4 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$350000-$400000$350000-$400000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for River Edge, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1953 525,000 Metal Roof 2,750 5 $500 Deductible 1860 7 Fiber-Cement Siding No
1950 550,000 Tile Roof 2,070 5 $500 Deductible 1680 9 Fiber-Cement Siding yes
1948 470,000 Wood Shake Roof 2,310 3 $500- $1000 Deductible 160 1 Vinyl siding No
1952 375,000 Slate Shingles Roof 1,750 3 > $10,000 Deductible 350 3 Vinyl siding No
1964 860,000 Metal Roof 4,540 5 > $10,000 Deductible 1240 6 Fiber-Cement Siding yes
1949 370,000 Membrane Roof 1,610 5 $500- $1000 Deductible 230 2 Fiber-Cement Siding No
1944 210,000 Slate Shingles Roof 1,160 2 $2500-$5000 Deductible 960 12 Brick siding yes
1955 480,000 Tile Roof 2,570 5 > $10,000 Deductible 1110 10 Fiber-Cement Siding yes
1957 240,000 Membrane Roof 1,170 2 $5000 to $10,000 Deductible 650 9 Brick siding No
1968 410,000 Slate Shingles Roof 2,040 3 $1000-$2500 Deductible 1080 9 Stone Siding yes
1946 190,000 Membrane Roof 910 2 $1000-$2500 Deductible 70 1 Stone Siding yes
1949 190,000 Composition Roof 1,050 2 $2500-$5000 Deductible 560 9 Brick siding No
1948 630,000 Asphalt Shingles Roof 2,770 5 > $10,000 Deductible 1040 6 Stucco siding No
1955 1,245,000 Membrane Roof 4,790 5 $2500-$5000 Deductible 1010 4 Vinyl siding No
1963 415,000 Slate Shingles Roof 2,200 5 $2500-$5000 Deductible 720 5 Wood siding yes
1941 585,000 Slate Shingles Roof 3,270 5 > $10,000 Deductible 900 8 Brick siding yes
1955 650,000 Membrane Roof 3,320 4 $2500-$5000 Deductible 380 2 Stone Siding No
1961 325,000 Shingles Roof 1,780 4 $2500-$5000 Deductible 90 1 Stucco siding yes
1967 665,000 Shingles Roof 2,740 4 > $10,000 Deductible 480 3 Fiber-Cement Siding No
1941 780,000 Wood Shake Roof 3,370 4 $1000-$2500 Deductible 2300 9 Fiber-Cement Siding yes
1943 585,000 Slate Shingles Roof 2,440 5 $5000 to $10,000 Deductible 240 2 Fiber-Cement Siding yes
1954 485,000 Wood Shake Roof 2,010 3 $1000-$2500 Deductible 2060 12 Fiber-Cement Siding No
1968 180,000 Composition Roof 940 2 $5000 to $10,000 Deductible 60 1 Stone Siding No
1961 410,000 Slate Shingles Roof 1,570 2 $2500-$5000 Deductible 160 1 Vinyl siding yes
1960 385,000 Composition Roof 2,070 3 > $10,000 Deductible 310 5 Stucco siding No
1950 530,000 Membrane Roof 2,470 4 $2500-$5000 Deductible 1380 7 Stone Siding yes
1951 530,000 Slate Shingles Roof 2,530 5 $500- $1000 Deductible 190 1 Vinyl siding yes
1961 255,000 Wood Shake Roof 990 2 $2500-$5000 Deductible 370 6 Fiber-Cement Siding No