How Much Does Rio Rancho, NM Home Insurance Cost?
Rio Rancho, NM Average Homeowners Insurance Cost
$917
Homeowners Insurance Cost - Rio Rancho, NM
$189,500
Median Home Value - Rio Rancho, NM
Rio Rancho, NM Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.0 | $906.0 |
| $1000 Deductible | -$97.39 | $819.61 |
| $1500 Deductible | -$145.44 | $771.56 |
| $2000 Deductible | -$216.6 | $700.4 |
| $2500 Deductible | -$258.59 | $658.41 |
Rio Rancho, NM Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$266 | $651 |
| 30 year old | +$14 | $931 |
| 40 year old | +$24 | $941 |
| 50 year old | +$35 | $952 |
| Above 50 year old | +$44 | $961 |
Rio Rancho, NM Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$110 | $807 |
| Superior | -$92 | $825 |
| Masonry | -$46 | $871 |
| Brick | -$46 | $871 |
| Hail Resistant Roof | -$18 | $899 |
Rio Rancho, NM Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$18 | $935 |
| Swimming Pool With A Diving Board | +$46 | $963 |
| Swimming Pool With Slide | +$55 | $972 |
Rio Rancho, NM Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $28 | $889 |
| Police Department | $9 | $908 |
Rio Rancho, NM Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$385.14 | $1,302 |
| Filing a Second Liability Claim | +$348.46 | $1,265 |
| Filing a Second Theft Claim | +$348.46 | $1,265 |
| Filing a Second Water Claim | +$302.61 | $1,220 |
| Filing a Fire Claim | +$183.4 | $1,100 |
| Filing a Liability Claim | +$174.23 | $1,091 |
| Filing a Theft Claim | +$174.23 | $1,091 |
| Filing a Water Claim | +$146.72 | $1,064 |
| Filing a Weather Claim | +$146.72 | $1,064 |