Rio Linda Insurance Rates:

Rio Linda, CA homeowners insurance is nearly $508 to $691, about $42-$57/month. Our comprehensive analysis shows customers can save upto $240 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Rio Linda, CA Homeowners Insurance By Home Value

Rio Linda, CA Home Value Total Homes % of Total Average Rio Linda, CA Homeowners Insurance
Less than $50,000 111 3.0% $72
$70,000 to $79,999 54 1.0% $216
$80,000 to $89,999 81 2.0% $246
$90,000 to $99,999 56 1.0% $276
$100,000 to $124,999 233 7.0% $318
$125,000 to $149,999 339 10.0% $402
$150,000 to $174,999 466 14.0% $474
$175,000 to $199,999 360 11.0% $546
$200,000 to $249,999 608 19.0% $660
$250,000 to $299,999 441 13.0% $810
$300,000 to $399,999 428 13.0% $1026

Top Home Insurance Agents Near Rio Linda, CA

Home Insurance Company Near Rio Linda, CA Homeowners Insurance Agency Near Rio Linda, CA Address
State Farm Eric Bader 317 Court St, Woodland, CA, 95695-3982
Travelers George William Morelos Jr 5346 MADISON AVE STE B, SACRAMENTO, CA, 95841
Allstate Richard Van Wert 1450 Ary Ln Ste D, Dixon, CA, 95620
Farmers Russell Steele 829 Rosemarie Ln Ste I, Stockton, CA, 95207
State Farm Sandy Alva 8940 Greenback Ln Ste 150, Orangevale, CA, 95662-4649

Cost Of Homeowners Insurance By Street Near Rio Linda, CA

Streets in Rio Linda Area Homeowners Insurance Cost
Ski Park Ct, Arrowhead Dr, Willis Ave, Emerson St, Randy Way, Capulet St, Beamer Way, Dutra Ave, Aldea Way, Elmwood Ave$596
W E St, Covered Wagon Cir, Cherry Brook Dr, Leyden St, Aldea Dr, Meadow Mist Ct, Silver Glen Way, Arlingdale Circle, Adair St, Arrowhead Ave$597
San Pacific Court, W Withington Ave, Ascot Ave, Mateo Ct, Shady Willow Ct, Royal Enfield Ct, Alta Loma Ct, Cottle Ave, Tuscany Ct, Coronation Ct$597
W M St, Zuider Zee Cir, Rushing River Ct, Bergen Way, Takami Ct, de Anza Ct, Rhine Way, Campanile St, W 4th St, Linn Way$600
Bradley Way, W 4th St, Miguel Way, W 6th St, Leewill Ave, Elvesta Meadows Ct, Tejon Way, Rasmussen Cir, Artesia Rd, el Verano Ave$605

Rio Linda, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Rio Linda$89 to $92
Elverta$90
North Highlands$88
Foothill Farms$89

Rio Linda, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Elverta CDP, California $75 $100 $150
North Highlands CDP, California $74 $99 $148
Antelope CDP, California $75 $100 $150

Rio Linda, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Rio Linda, CA3.1%15.5%
Elverta3.16%13.37%
North Highlands3.39%14.38%
Antelope2.65%11.29%

Rio Linda Renters Insurance as a Percentage of Rent

Rio Linda Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 22 2.0% $350
$300 to $499 21 1.0% $1250
$500 to $749 125 11.0% $1925
$750 to $999 310 29.0% $2675
$1,000 to $1,499 368 34.0% $3800
$1,500 or more 215 20.0% $5450

Average Cost Of Home Insurance By Company In Areas Nearby Rio Linda For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAmco347
200000500NewHorace Mann511
200000500NewHorace Mann P & C552
200000500NewIntegon/National610
250000500NewOregon Mutual583
300000500NewIntegon/National692
300000500NewMercury Ins Group360
5000001000NewCSAA Ins Exch1080
5000001000NewMAPFRE Group970
5000001000NewQBE (Balboa)907
7500002500NewCalifornia Casualty769
7500002500NewLiberty Ins Corp806
1500002501-3 YearsWawanesa480
1500005001-3 YearsEncompass431
25000010001-3 YearsBankers Standard1405
3000005001-3 YearsQBE (Balboa)849
50000025001-3 YearsLiberty Ins Corp733
75000025001-3 YearsAmerican Modern2175
75000025001-3 YearsAmica Mutual1617
2000005004-6 YearsCSE Safeguard590
25000010004-6 YearsUSAA540
75000025004-6 YearsAmerican Security2062
25000010007-15 YearsAmerican Reliable798

Rio Linda, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Rio Linda Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Rio Linda Home Owner from High Deductible Plan $600

Rio Linda, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Rio Linda, CA Home Replacement Value MORE than Home Value Rio Linda, CA Home Replacement Value LESS than Home Value
Replacement Value $233,000 $172,000
Insurance Premium based on Replacement Value $550 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Rio Linda Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersAmica Mutual Insurance Company
Monthly Premium 235648
Year Built 199819742008
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$200000-$250000$250000-$300000
Deductible $500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Rio Linda, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 230,000 Asphalt Shingles Roof 2,200 4 $1000-$2500 Deductible 110 2 Brick siding yes
1993 265,000 Membrane Roof 2,290 5 $5000 to $10,000 Deductible 190 3 Stucco siding No
1965 130,000 Metal Roof 1,240 3 $500 Deductible 30 1 Fiber-Cement Siding yes
2007 435,000 Tile Roof 3,520 5 $2500-$5000 Deductible 850 9 Vinyl siding No
1991 230,000 Tile Roof 2,480 5 $500- $1000 Deductible 700 10 Stone Siding yes
2007 225,000 Shingles Roof 2,010 5 > $10,000 Deductible 30 1 Vinyl siding yes
1988 400,000 Composition Roof 4,120 5 $5000 to $10,000 Deductible 520 6 Fiber-Cement Siding yes
1998 375,000 Composition Roof 3,220 4 $500- $1000 Deductible 680 8 Wood siding No
2007 300,000 Tile Roof 2,840 5 > $10,000 Deductible 300 8 Stone Siding yes
1976 525,000 Wood Shake Roof 4,900 5 $2500-$5000 Deductible 410 3 Stone Siding No
1984 200,000 Shingles Roof 1,980 3 $1000-$2500 Deductible 340 6 Brick siding No
1995 465,000 Composition Roof 4,930 5 $1000-$2500 Deductible 440 6 Wood siding yes
1964 285,000 Asphalt Shingles Roof 2,870 4 > $10,000 Deductible 290 10 Stone Siding No
1995 215,000 Asphalt Shingles Roof 1,580 3 $500 Deductible 140 3 Vinyl siding yes
1985 280,000 Membrane Roof 2,420 5 $5000 to $10,000 Deductible 200 5 Wood siding No
1964 340,000 Metal Roof 2,680 5 $500- $1000 Deductible 530 9 Vinyl siding No
1984 245,000 Composition Roof 1,960 4 $2500-$5000 Deductible 120 3 Wood siding yes
1990 475,000 Shingles Roof 3,910 5 $5000 to $10,000 Deductible 290 4 Brick siding yes
1971 255,000 Asphalt Shingles Roof 2,040 5 $2500-$5000 Deductible 160 3 Fiber-Cement Siding No
1981 445,000 Membrane Roof 3,430 5 $5000 to $10,000 Deductible 60 1 Brick siding No
1972 365,000 Shingles Roof 3,940 5 $5000 to $10,000 Deductible 230 3 Fiber-Cement Siding No
1986 310,000 Wood Shake Roof 2,800 4 $1000-$2500 Deductible 740 10 Brick siding No
1969 195,000 Membrane Roof 2,050 4 $2500-$5000 Deductible 40 1 Stone Siding yes
2001 310,000 Asphalt Shingles Roof 3,160 4 $2500-$5000 Deductible 250 4 Wood siding yes
1979 200,000 Asphalt Shingles Roof 1,880 3 $500- $1000 Deductible 490 10 Brick siding No
2008 205,000 Metal Roof 1,540 3 $5000 to $10,000 Deductible 120 4 Stone Siding yes
1990 230,000 Slate Shingles Roof 1,840 3 $500 Deductible 140 2 Stone Siding yes
1988 190,000 Wood Shake Roof 1,720 4 $1000-$2500 Deductible 290 6 Brick siding yes
1985 255,000 Shingles Roof 2,300 4 > $10,000 Deductible 210 7 Vinyl siding No
1969 570,000 Composition Roof 4,540 5 $500 Deductible 1140 8 Fiber-Cement Siding yes
1963 300,000 Metal Roof 2,340 3 $5000 to $10,000 Deductible 150 3 Brick siding yes
1988 270,000 Slate Shingles Roof 2,120 5 $2500-$5000 Deductible 300 7 Stucco siding yes
2004 270,000 Slate Shingles Roof 2,090 3 $1000-$2500 Deductible 320 6 Brick siding yes
1974 200,000 Tile Roof 1,670 4 $1000-$2500 Deductible 80 2 Wood siding No