Ringgold Insurance Rates:

Ringgold, GA homeowners insurance is approximately $754 to $1,024, about $62-$85/month. Our in depth analysis shows customers can save as much as $355 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Liberty Mutual
I am a great believer in that i wish that my insurance plan right now is more extensive than it is.
Metlife
By far i think they're customer service is the best. i have had many things come up over the course of buying a home, and every time i sent them an email i promptly got a call back from my salesperson about what needed to be done and everything was fixed and new documents were sent fast and it was all taken care of promptly.
American Home Shield
I don't like when my insurance company keeps the subcontractor on hold for two hours and they are parked outside of my house the entire time.
Farmer's Insurance
I have never needed to use my company's website. I have visited the website when shopping around for insurance initially. It was easy to navigate and informative.
State Farm
We didn't really shop around much. My wife had stare farm through her vehicles so they were the first quote. I did look at a cheaper insurance however state farm is well known and they have an office down the road which really makes me feel better in case of issues.
Prudential
They call and check on me to see if I have any questions or needs. They really seem like they care.
State Farm
What i really like about this company is that they make sure that I am able to understand everything about my policy and that all of my questions are answered before I get off the phone with them.
Allstate
I have not had to file a claim yet, but we were advised to keep $1500 in a separate account so that the deductible would already be accessible if something were to happen, so we feel very confident that we will not be in a bind if something was to happen

Ringgold, GA Homeowners Insurance By Home Value

Ringgold, GA Home Value Total Homes % of Total Average Ringgold, GA Homeowners Insurance
Less than $50,000 400 5.0% $151
$50,000 to $59,999 128 1.0% $320
$60,000 to $69,999 280 4.0% $400
$70,000 to $79,999 197 2.0% $462
$80,000 to $89,999 233 3.0% $524
$90,000 to $99,999 300 4.0% $586
$100,000 to $124,999 1,194 17.0% $675
$125,000 to $149,999 1,115 15.0% $844
$150,000 to $174,999 830 11.0% $995
$175,000 to $199,999 597 8.0% $1155
$200,000 to $249,999 729 10.0% $1386
$250,000 to $299,999 533 7.0% $1697
$300,000 to $399,999 449 6.0% $2160

Top Home Insurance Agents Near Ringgold, GA

Home Insurance Company Near Ringgold, GA Homeowners Insurance Agency Near Ringgold, GA Address
NA Greeson Insurance Associatess 421 S Wall St, Calhoun, GA, 30701
State Farm Geoff Rodgers 7036 Lee Hwy, Chattanooga, TN, 37421-1730
Farmers Joe Hooper 3525 Keith St NW Ste N, Cleveland, TN, 37312
State Farm Steve Songer 1415 Decatur Pike, Athens, TN, 37303-2419
Travelers Talley Insurance Serv Inc 901 N. Broad St. Se 901 N. Broad St. Se, Rome, GA, 30161

Cost Of Homeowners Insurance By Street Near Ringgold, GA

Streets in Ringgold Area Homeowners Insurance Cost
Maple St, Turkey Ln, Kittle St, Ooltewah Ringgold Rd, Lerch Ln, Jasper Ln, Bookout Rd, Woodchuck Dr, Hickory Ridge Trl, State Rte 183$903
Vining Cir, Morningshade Ln, Jenkins Rd, Stapp Dr, N Marion Cir, Lime Kiln Rd, Nannie Ln, Stonecrest Dr, Castleview Dr, Yates Springs Rd$881
Hazel Dr, Spring Valley Ln, Detha Ln, Holly Oak Ln, White Oak Dr, Spring Water Dr, W Nickajack Rd, Spring Wind Cir, S Marion Cir, Mountain View Dr$893
Old County Rd, Marion Dr, Condo Cir, Apache Trl, Greenmeadow Ln, US Hwy 41, Stonecrest Ln, McIntire Rd, Mallard Hill, Catlett Rd$887
Guyler St, Bluffview Dr, Boofer Dr, Inman St, State Rte 310, Ed Davis Rd, Old Alabama Hwy, McAllister Ln, Heppner Ln, Hickory Cir$887

Ringgold, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ringgold$132 to $135
Catoosa County$132
Boynton Ridge$133
Indian Springs$131

Ringgold, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Catoosa County, Georgia $110 $147 $220
Boynton Ridge CCD, Catoosa County, Georgia $112 $149 $223
Indian Springs CDP, Georgia $110 $146 $219

Ringgold, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ringgold, GA5.8%22.6%
Catoosa County6.35%22.52%
Boynton Ridge5.99%20.71%
Indian Springs6.96%19.8%

Ringgold Renters Insurance as a Percentage of Rent

Ringgold Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 347 20.0% $1263
$500 to $749 767 45.0% $1938
$750 to $999 294 17.0% $2688
$1,000 to $1,499 255 15.0% $3813
$1,500 or more 23 1.0% $5463

Ringgold, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Ringgold Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,800$7,200
Net Savings to Ringgold Home Owner from High Deductible Plan $600

Ringgold, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ringgold, GA Home Replacement Value MORE than Home Value Ringgold, GA Home Replacement Value LESS than Home Value
Replacement Value $184,000 $127,000
Insurance Premium based on Replacement Value $850 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $33,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Ringgold Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersAmerican Family Insurance
Monthly Premium 4173103
Year Built 200819972013
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$175000-$200000$250000-$300000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Ringgold, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 375,000 Wood Shake Roof 4,950 5 > $10,000 Deductible 60 1 Brick siding yes
1995 175,000 Membrane Roof 1,720 3 $2500-$5000 Deductible 240 4 Wood siding No
1998 90,000 Membrane Roof 1,200 3 $500- $1000 Deductible 160 5 Stone Siding No
2000 165,000 Slate Shingles Roof 1,920 5 $5000 to $10,000 Deductible 140 4 Vinyl siding No
2011 270,000 Tile Roof 3,430 5 $500- $1000 Deductible 740 6 Stucco siding yes
2010 240,000 Tile Roof 2,260 4 $2500-$5000 Deductible 490 6 Stone Siding No
2006 200,000 Shingles Roof 2,040 4 $1000-$2500 Deductible 670 7 Brick siding yes
2000 195,000 Asphalt Shingles Roof 2,240 3 $500 Deductible 110 1 Stucco siding yes
2009 230,000 Tile Roof 2,370 4 $1000-$2500 Deductible 550 7 Brick siding yes
2010 125,000 Composition Roof 1,650 5 $500- $1000 Deductible 250 5 Vinyl siding yes
1996 215,000 Metal Roof 2,410 5 $500- $1000 Deductible 460 5 Fiber-Cement Siding yes
2012 105,000 Slate Shingles Roof 1,370 3 $500- $1000 Deductible 220 8 Fiber-Cement Siding No
1995 160,000 Wood Shake Roof 1,680 4 $500- $1000 Deductible 100 2 Brick siding No
2005 140,000 Membrane Roof 1,790 3 $1000-$2500 Deductible 220 4 Fiber-Cement Siding No
1992 185,000 Wood Shake Roof 2,120 4 $1000-$2500 Deductible 330 7 Stone Siding yes
2014 305,000 Wood Shake Roof 2,890 4 $500- $1000 Deductible 1210 8 Wood siding No
1998 215,000 Metal Roof 2,210 3 > $10,000 Deductible 120 2 Stone Siding yes
2010 155,000 Slate Shingles Roof 1,600 3 $2500-$5000 Deductible 400 9 Stone Siding No
1996 170,000 Membrane Roof 1,800 4 $5000 to $10,000 Deductible 150 3 Fiber-Cement Siding yes
2011 265,000 Shingles Roof 3,550 5 $500- $1000 Deductible 320 4 Stone Siding No
1997 265,000 Metal Roof 2,790 5 > $10,000 Deductible 80 2 Stone Siding yes
2007 375,000 Composition Roof 4,700 5 $2500-$5000 Deductible 1550 12 Stucco siding yes
2011 375,000 Shingles Roof 4,690 5 $1000-$2500 Deductible 730 5 Vinyl siding No
2010 345,000 Membrane Roof 3,390 5 $2500-$5000 Deductible 410 4 Stucco siding yes
2010 135,000 Wood Shake Roof 1,310 3 $500- $1000 Deductible 150 2 Brick siding yes
2014 250,000 Metal Roof 2,970 4 $500 Deductible 500 4 Vinyl siding yes
1994 140,000 Shingles Roof 1,400 3 $2500-$5000 Deductible 430 9 Wood siding No
1993 200,000 Membrane Roof 2,190 5 $1000-$2500 Deductible 520 6 Wood siding No
2013 185,000 Membrane Roof 2,540 5 $5000 to $10,000 Deductible 420 7 Brick siding No
2012 315,000 Membrane Roof 3,980 5 > $10,000 Deductible 270 3 Brick siding yes