Ridgefield, CT homeowners insurance is nearly $849 to $1,162, about $70-$96/month. Our detailed research reveals consumers can save upto $402 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Ridgefield, CT | Homeowners Insurance Agency Near Ridgefield, CT | Address |
|---|---|---|
| Travelers | Antalek & Moore Insurance Agency Llc | 340 MAIN ST, BEACON, NY, 12508 |
| Travelers | John G Lambros Co Inc | 4 W RED OAK LN STE 305, WHITE PLAINS, NY, 10604 |
| Travelers | Nicholson Associates Inc | 395 NEW HAVEN AVE, MILFORD, CT, 6460 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| North Salem town, Westchester County, New York | $103 | $137 | $206 |
| Lewisboro town, Westchester County, New York | $104 | $139 | $209 |
| Peach Lake CDP, New York | $95 | $127 | $191 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Ridgefield, CT | 2.2% | 8.4% |
| North Salem | 1.55% | 5.74% |
| Lewisboro | 1.51% | 5.8% |
| Peach Lake | 1.91% | 8.11% |
| Ridgefield Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 36 | 2.0% | $723 |
| $300 to $499 | 32 | 2.0% | $1173 |
| $500 to $749 | 67 | 4.0% | $1848 |
| $750 to $999 | 127 | 8.0% | $2598 |
| $1,000 to $1,499 | 312 | 21.0% | $3723 |
| $1,500 or more | 837 | 58.0% | $5373 |
| Streets in Ridgefield Area | Homeowners Insurance Cost |
|---|---|
| Lemon Ln, Wilridge Rd, Old Musket Ln, Trails End Ln, Regan Rd, Olmstead Ln, Rainbow Dr, Creamery Rd, Bob Hill Rd, Playground Rd | $1,025 |
| Old W Mountain Rd, Tannery Hill Rd, Donnelly Dr, Highview Dr, Great Pond Rd, Nod Rd, Stonehenge Rd, Sunset Ln, Spectacle Ln, Briar Ridge Rd | $1,038 |
| Pelham Ln, Mopus Bridge Rd, Ledges Rd, Limestone Ter, Halpin Ln, Chipmunk Ln, Sharp Hill Ln, Nursery Rd, Oneill Ct, Peaceable Ridge Rd | $1,036 |
| Round Lake Rd, Cains Hill Rd, Limestone Rd Exd, Twixt Hills Rd, George Washington Hwy, Sycamore Ln, New Rd, Saint Johns Rd, Hussars Camp Pl, Cooper Rd Exd | $980 |
| Old Sib Rd, Griffith Ln, Armand Rd, Brook Ln, Wild Turkey Ct, Tackora Trl, Limestone Rd, Middlebrook Ln, Stonecrest Rd, Green Briar Ln | $1,044 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Ridgefield | $149 to $151 |
| North Salem | $103 |
| Lewisboro | $104 |
| Peach Lake | $95 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Ridgefield Homeowner Insurance Premium Example | $4,500 | $4,000 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $19,900 | $18,900 |
| Net Savings to Ridgefield Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Ridgefield, CT Home Replacement Value MORE than Home Value | Ridgefield, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $960,000 | $624,000 |
| Insurance Premium based on Replacement Value | $8,075 | $5,250 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $176,000 | Risk Exposure from Under Insuring Coverage is $160,000 |
| Premium Impact | Insurance cheaper by $1,350/year | Insurance costlier by $1,475/year |
| Insurance Company | State Farm | Allstate | Nationwide Insurance |
| Monthly Premium | 449 | 510 | 704 |
| Year Built | 1945 | 1997 | 1973 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $500000-$600000 | $800000-$900000 | $900000-$1000000 |
| Deductible | $500 Deductible | $2500-$5000 Deductible | $500 Deductible |