Ridge Manor Insurance Rates:

Ridge Manor, FL homeowners insurance is nearly $958 to $1,313, about $79-$109/month. Our detailed analysis reveals consumers can save upto $454 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Ridge Manor, FL Homeowners Insurance By Home Value

Ridge Manor, FL Home Value Total Homes % of Total Average Ridge Manor, FL Homeowners Insurance
Less than $50,000 406 19.0% $261
$50,000 to $59,999 83 3.0% $556
$60,000 to $69,999 151 7.0% $692
$70,000 to $79,999 112 5.0% $794
$80,000 to $89,999 145 6.0% $896
$90,000 to $99,999 144 6.0% $1010
$100,000 to $124,999 162 7.0% $1169
$125,000 to $149,999 218 10.0% $1464
$150,000 to $174,999 267 12.0% $1725
$175,000 to $199,999 129 6.0% $1997
$200,000 to $249,999 174 8.0% $2394
$250,000 to $299,999 108 5.0% $2928
$300,000 to $399,999 34 1.0% $3722

Top Home Insurance Agents Near Ridge Manor, FL

Home Insurance Company Near Ridge Manor, FL Homeowners Insurance Agency Near Ridge Manor, FL Address
NA Langford Insurance Group, Inc. 215 Imperial Blvd Ste A1, Lakeland, FL, 33803
Liberty Mutual Independent Barber Agency 4025 TAMPA RD STE 1208, OLDSMAR, FL, 34677
Allstate Ken Worrow Jr 1706 E Semoran Blvd Ste 104, Apopka, FL, 32703
Travelers Lanier Upshaw Inc 1115 Us 98 South, Lakeland, FL, 33801
Travelers Mynatt Insurance Agency Inc 1316 W BUSCH BLVD, TAMPA, FL, 33612

Cost Of Homeowners Insurance By Street Near Ridge Manor, FL

Streets in Ridge Manor Area Homeowners Insurance Cost
Globe Rd, Puckett St, Bear St, Redstone St, Glenchester Dr, Water Lily Dr, Paulette Blvd, Umbgrlla Rock Dr, Riverview Dr, Riverstone Rd$1,136
Real Stone, Drennen St, Gresham Rd, Pikeview Rd, Manuel St, Sonia Ave, Tombstone St, Pennsylvania Ave, Mulberry Rd, Little Green Ln$1,122
Packingham Dr, Treiman Blvd, Windmere Rd, Satinleaf Run, Batesfield St, Teakwood Dr, Stoney Brook Dr, Square Stone St, Wagers Dr, Alloy St$1,138
Dublin Rd, Circle View Dr, Riderwood Dr, Carpenter Cir, Broken Stone St, Tree Ln, Robinswood Ave, Evergreen Way, Whispering Oaks Blvd, Hickory Rd$1,128
Wheystone Dr, Sundown Dr, Millstone Dr, Atwood Dr, Bedstone Dr, Soap Stone St, Woodland Cir, Rimrock St, Fairway Dr, Paul R Steckle Ln$1,122

Ridge Manor, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Ridge Manor$168 to $171
Trilby$184
Hill 'n Dale$169
Bushnell-Center Hill$170

Ridge Manor, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Trilby CDP, Florida $154 $205 $307
Hill 'n Dale CDP, Florida $141 $188 $282
Bushnell-Center Hill CCD, Sumter County, Florida $142 $189 $283

Ridge Manor, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Ridge Manor, FL8.3%31.0%
Hill 'n Dale12.19%30.31%
Bushnell-Center Hill9.68%33.04%
Spring Lake8.6%34.55%

Ridge Manor Renters Insurance as a Percentage of Rent

Ridge Manor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 126 32.0% $1921
$750 to $999 58 14.0% $2671
$1,000 to $1,499 174 44.0% $3796
$1,500 or more 31 7.0% $5446

Average Cost Of Home Insurance By Company In Areas Nearby Ridge Manor For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Federated National Insurance $1,363
150,000 27 NO First Protective Insurance $1,828
150,000 27 NO Florida Peninsula Insurance $2,427
150,000 27 NO Liberty Mutual Fire Insurance $3,135
150,000 27 NO State Farm Florida Insurance $17,744
150,000 27 YES American Traditions Insurance $1,607
150,000 27 YES Auto Club Insurance $6,101
150,000 27 YES First Community Insurance $1,316
150,000 27 YES Florida Peninsula Insurance $1,539
150,000 27 YES Stillwater Property And Casualty Insurance $1,961
150,000 27 YES Universal Property & Casualty Insurance $990
300,000 12 NA Auto Club Insurance $7,579
300,000 12 NA Florida Family Insurance $6,834
300,000 12 NA State Farm Florida Insurance $25,918
300,000 12 NA Tower Hill Prime Insurance $1,962
300,000 12 NA Tower Hill Signature Insurance $3,000

Ridge Manor, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Ridge Manor Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,700$14,200
Net Savings to Ridge Manor Home Owner from High Deductible Plan $1,500

Ridge Manor, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Ridge Manor, FL Home Replacement Value MORE than Home Value Ridge Manor, FL Home Replacement Value LESS than Home Value
Replacement Value $164,000 $91,500
Insurance Premium based on Replacement Value $2,700 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,500 Risk Exposure from Under Insuring Coverage is $33,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $650/year

Example Ridge Manor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersGEICO Insurance
Monthly Premium 148346423
Year Built 201420081982
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$200000-$250000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Ridge Manor, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 160,000 Shingles Roof 2,160 4 $5000 to $10,000 Deductible 370 3 Wood siding yes
1993 110,000 Metal Roof 1,750 4 $500 Deductible 320 2 Brick siding No
2007 210,000 Asphalt Shingles Roof 2,390 4 $1000-$2500 Deductible 960 5 Stone Siding yes
1992 130,000 Membrane Roof 1,670 3 $1000-$2500 Deductible 340 2 Vinyl siding No
2014 150,000 Wood Shake Roof 2,090 3 $500- $1000 Deductible 230 1 Stone Siding yes
1996 95,000 Membrane Roof 1,270 3 $2500-$5000 Deductible 910 8 Stucco siding yes
2008 135,000 Tile Roof 1,730 3 $2500-$5000 Deductible 700 4 Vinyl siding No
2014 95,000 Wood Shake Roof 1,300 3 $500- $1000 Deductible 850 7 Brick siding No
1990 130,000 Wood Shake Roof 1,870 3 $500 Deductible 1580 6 Fiber-Cement Siding yes
2002 110,000 Shingles Roof 1,530 3 $2500-$5000 Deductible 1500 12 Wood siding No
1985 180,000 Slate Shingles Roof 2,640 4 $5000 to $10,000 Deductible 2030 12 Brick siding yes
1981 230,000 Membrane Roof 3,170 4 $2500-$5000 Deductible 1900 10 Fiber-Cement Siding yes
2007 160,000 Membrane Roof 2,100 3 $500 Deductible 1850 6 Stone Siding No
1990 135,000 Asphalt Shingles Roof 1,800 4 $1000-$2500 Deductible 650 3 Wood siding No
1989 160,000 Shingles Roof 2,510 4 $500 Deductible 2880 9 Fiber-Cement Siding yes
2010 130,000 Metal Roof 1,530 3 $2500-$5000 Deductible 940 6 Vinyl siding yes
2009 135,000 Slate Shingles Roof 2,150 3 $500 Deductible 1360 6 Fiber-Cement Siding No
1998 185,000 Wood Shake Roof 2,170 3 $500- $1000 Deductible 1340 4 Stone Siding No
2009 175,000 Wood Shake Roof 2,350 4 $500 Deductible 900 3 Brick siding No
1982 160,000 Wood Shake Roof 2,390 3 $1000-$2500 Deductible 1530 8 Fiber-Cement Siding No
2008 130,000 Wood Shake Roof 1,480 3 $500 Deductible 900 5 Stucco siding yes
1985 180,000 Metal Roof 2,800 4 $5000 to $10,000 Deductible 320 2 Stucco siding yes
1998 225,000 Composition Roof 2,700 4 $5000 to $10,000 Deductible 2090 12 Vinyl siding yes
1984 150,000 Composition Roof 2,190 3 $500- $1000 Deductible 200 1 Vinyl siding No
2000 220,000 Slate Shingles Roof 2,660 4 $500 Deductible 630 2 Vinyl siding yes
2003 105,000 Tile Roof 1,300 3 $500- $1000 Deductible 160 1 Stone Siding yes
2007 105,000 Asphalt Shingles Roof 1,430 3 $500- $1000 Deductible 2100 12 Stone Siding yes
1996 170,000 Metal Roof 2,120 4 $1000-$2500 Deductible 1580 8 Stucco siding No
2011 105,000 Wood Shake Roof 1,810 3 $500- $1000 Deductible 630 6 Stone Siding No
1997 155,000 Asphalt Shingles Roof 1,770 3 $500 Deductible 170 1 Vinyl siding No
2012 125,000 Metal Roof 1,730 4 $500- $1000 Deductible 2220 12 Vinyl siding yes
1993 245,000 Shingles Roof 3,000 4 $500- $1000 Deductible 2810 7 Stone Siding No
1982 130,000 Shingles Roof 1,530 3 $2500-$5000 Deductible 770 5 Vinyl siding yes
2001 165,000 Shingles Roof 2,120 3 $500- $1000 Deductible 1480 7 Vinyl siding yes