How Much Does Richmond, VA Home Insurance Cost?

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Richmond, VA Average Homeowners Insurance Cost

$887

Homeowners Insurance Cost - Richmond, VA

$209,200

Median Home Value - Richmond, VA


Richmond, VA Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$10.64 $876.36
$1000 Deductible -$94.2 $792.8
$1500 Deductible -$140.68 $746.32
$2000 Deductible -$209.51 $677.49
$2500 Deductible -$250.13 $636.87

Richmond, VA Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$213 $674
30 year old +$13 $900
40 year old +$23 $910
50 year old +$34 $921
Above 50 year old +$43 $930

Richmond, VA Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$89 $798
Superior -$89 $798
Masonry -$44 $843
Brick -$44 $843
Hail Resistant Roof -$18 $869


Richmond, VA Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$18 $905
Swimming Pool With A Diving Board +$35 $922
Swimming Pool With Slide +$53 $940

Richmond, VA Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $27 $860
Police Department $9 $878

Richmond, VA Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$372.54 $1,260
Filing a Second Liability Claim +$337.06 $1,224
Filing a Second Theft Claim +$337.06 $1,224
Filing a Second Water Claim +$292.71 $1,180
Filing a Fire Claim +$177.4 $1,064
Filing a Liability Claim +$168.53 $1,056
Filing a Theft Claim +$168.53 $1,056
Filing a Water Claim +$141.92 $1,029
Filing a Weather Claim +$141.92 $1,029

Richmond, VA Home Insurance - Analysis On Quotes, Rates & Agents

Richmond, VA Home Insurance Agents for Top Companies

Visual Guide for Richmond, VA Home Insurance Buyers on Insurance Companies and Rates