Richmond Hill Insurance Rates:

Richmond Hill, GA homeowners insurance is about $791 to $1,084, about $65-$90/month. Our all inclusive research indicates shoppers can save upto $374 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Safeco Insurance
I like the fact that my agent is easy to reach either on the phone or via email during normal business hours.
Geico
I also like that they have been quick to send out a rep when i needed one. they sent out someone very efficient, talented and professional who could easily remedy the problem.
Grange Insurance
The other positive that i can say about grange is the flexible way they will work with setting up a payment monthly or bi annually and the fact that they will give a discount for bi annual payment
Nationwide
The website is pretty well organized, but it tends to get slow and flaky sometimes. When I try to access it on my phone, it always needs to email me a code to verify my identity. I understand this is for protection but there should be some way to have it remember my phone.
Farmer's Insurance
there is nothing I dislike about the company , except that I give them money and I never get it back unless my house burns down
Geico
I shopped around for coverage and premium rates Geico by far blows away all the competition. I compared Geico against several others that gave me quotes and it wasn't even close.
Allstate
Overall I like our company and our agent. He is very thorough and will look at our policies every year to make sure our needs are the same or make changes if we need to. I would give a 5 if the premium was a little lower or we were given a credit when there is no claim

Richmond Hill, GA Homeowners Insurance By Home Value

Richmond Hill, GA Home Value Total Homes % of Total Average Richmond Hill, GA Homeowners Insurance
Less than $50,000 103 2.0% $93
$50,000 to $59,999 87 1.0% $206
$80,000 to $89,999 101 2.0% $337
$100,000 to $124,999 312 6.0% $440
$125,000 to $149,999 358 7.0% $552
$150,000 to $174,999 558 11.0% $646
$175,000 to $199,999 510 10.0% $749
$200,000 to $249,999 889 18.0% $908
$250,000 to $299,999 1,008 21.0% $1105
$300,000 to $399,999 707 15.0% $1405

Top Home Insurance Agents Near Richmond Hill, GA

Home Insurance Company Near Richmond Hill, GA Homeowners Insurance Agency Near Richmond Hill, GA Address
NA A. J. & C. Garfunkel 400 Mall Blvd Ste M, Savannah, GA, 31406
NA Kinghorn Insurance Agency Llc 1544 Fording Island Rd , Hilton Head Island, SC, 29926
NA Capstone Benefits Consulting 1100 Brampton Ave, Statesboro, GA, 30458
Travelers Deloach Ins Agency Inc 105 DANIEL ST, CLAXTON, GA, 30417
Allstate Glenn Davis & Assoc 23452 Hwy 80 E, Statesboro, GA, 30461

Cost Of Homeowners Insurance By Street Near Richmond Hill, GA

Streets in Richmond Hill Area Homeowners Insurance Cost
Magnolia St, Saddle Brook Dr, Sammy Brown Rd, Oak Ridge Cir, US Hwy 17, Dunham Marsh Trl, Forest St, Clarktown Rd, Johnson Rd, Sayles Lndg$950
Crossings Dr, Evergreen Oak Dr, Still Field Ln, High Branch Ct, Pinecrest St, Brisbon Ct, Boyd Dr, Co Rd 126, Harris Trail Rd, James Dunham Pkwy$960
Sabal Dr, White Oak Ln, Peregrine Cir, Williams Dr, Landing Way, Peartree Dr, Silverstream Ln, Miner Dr, Ocean Hwy, Golden Grove Ln$948
Spoonbill Dr, Holly Hill Ct, Brittany Ct, Cut Off Dr, Williamson Dr, Lynwood Ave, Ola Clark Rd, Lincoln Cir, Brigham Dr, Holly Hill Rd$948
Shadow Moss Cir, Sanctuary Dr, Sweet Water Ct, Griffin Rd, Daniel Siding Loop Rd, Palm Bay Dr, Blue Heron Ct, Osprey Dr, Woodcock Dr, Peachtree Dr$963

Richmond Hill, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Richmond Hill$139 to $141
Georgetown$135
Savannah$133
Henderson$139

Richmond Hill, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Georgetown CDP, Georgia $113 $151 $226
Midway CCD, Liberty County, Georgia $113 $150 $225
Savannah CCD, Chatham County, Georgia $111 $148 $222

Richmond Hill, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Richmond Hill, GA4.7%17.1%
Georgetown5.47%18.51%
Midway5.18%21.0%
Savannah6.12%18.64%

Richmond Hill Renters Insurance as a Percentage of Rent

Richmond Hill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 76 4.0% $1233
$500 to $749 140 7.0% $1908
$750 to $999 403 22.0% $2658
$1,000 to $1,499 799 43.0% $3783
$1,500 or more 401 22.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby Richmond Hill For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$75,000 frame American Family Mutual Insurance Company, S.I. N/A N/A $585.79
$200,000 frame Bankers Standard Insurance Company N/A $2285 $2022
$350,000 frame Preserver Insurance Company N/A $1036 $992
$150,000 frame State Farm Fire & Casualty Company N/A N/A $1800
$150,000 veneer State Farm Fire & Casualty Company N/A N/A $1673
$300,000 frame The Armed Forces Insurance Corporation $1950 $1867 $1723
$250,000 veneer The Armed Forces Insurance Corporation $1548 $1483 $1369
$150,000 frame The Travelers Home And Marine Insurance Company N/A N/A $2479
$350,000 veneer The Travelers Home And Marine Insurance Company N/A N/A $4939
$100,000 frame Trustgard Insurance Company $1088.00 $968.00 $798.00

Richmond Hill, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Richmond Hill Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,200$10,700
Net Savings to Richmond Hill Home Owner from High Deductible Plan $500

Richmond Hill, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Richmond Hill, GA Home Replacement Value MORE than Home Value Richmond Hill, GA Home Replacement Value LESS than Home Value
Replacement Value $158,500 $117,000
Insurance Premium based on Replacement Value $725 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Richmond Hill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmGEICO Insurance
Monthly Premium 597097
Year Built 198020041991
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$200000-$250000$250000-$300000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Richmond Hill, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 210,000 Slate Shingles Roof 1,680 4 $500- $1000 Deductible 400 5 Wood siding yes
2005 420,000 Tile Roof 3,120 4 $500- $1000 Deductible 560 4 Brick siding yes
2011 165,000 Shingles Roof 1,640 5 $500 Deductible 940 12 Wood siding yes
1981 460,000 Asphalt Shingles Roof 3,520 5 $5000 to $10,000 Deductible 100 1 Fiber-Cement Siding yes
1981 215,000 Wood Shake Roof 1,870 3 > $10,000 Deductible 250 7 Vinyl siding No
1999 140,000 Tile Roof 1,240 3 $2500-$5000 Deductible 310 6 Fiber-Cement Siding No
1983 440,000 Tile Roof 3,070 4 $2500-$5000 Deductible 90 1 Fiber-Cement Siding No
2006 325,000 Slate Shingles Roof 2,770 4 $1000-$2500 Deductible 330 3 Stucco siding No
1994 250,000 Tile Roof 1,770 4 > $10,000 Deductible 120 2 Wood siding No
1983 250,000 Metal Roof 1,690 3 $500 Deductible 360 4 Fiber-Cement Siding yes
1995 335,000 Shingles Roof 3,070 4 $1000-$2500 Deductible 1150 9 Fiber-Cement Siding No
1995 345,000 Composition Roof 2,310 5 $1000-$2500 Deductible 460 3 Vinyl siding yes
1998 230,000 Asphalt Shingles Roof 2,130 3 $500 Deductible 80 1 Stucco siding No
2000 220,000 Metal Roof 1,940 4 $5000 to $10,000 Deductible 160 4 Vinyl siding No
1983 575,000 Composition Roof 4,440 5 $1000-$2500 Deductible 2300 10 Stone Siding No
1984 440,000 Tile Roof 4,200 5 $500- $1000 Deductible 1250 8 Stucco siding yes
1982 330,000 Tile Roof 2,740 5 $5000 to $10,000 Deductible 470 5 Wood siding No
1997 345,000 Metal Roof 2,420 4 > $10,000 Deductible 510 9 Stucco siding No
1996 370,000 Membrane Roof 2,850 5 $2500-$5000 Deductible 1450 12 Stone Siding yes
2014 265,000 Membrane Roof 2,270 5 $500- $1000 Deductible 450 5 Brick siding No
1989 345,000 Slate Shingles Roof 2,670 4 $2500-$5000 Deductible 120 1 Vinyl siding No
1998 220,000 Metal Roof 2,160 4 $500 Deductible 180 2 Fiber-Cement Siding No
2010 550,000 Slate Shingles Roof 4,060 5 $2500-$5000 Deductible 1110 8 Stone Siding No
1990 270,000 Metal Roof 2,270 4 > $10,000 Deductible 890 12 Stone Siding yes
2007 480,000 Asphalt Shingles Roof 3,370 5 $2500-$5000 Deductible 1020 9 Stucco siding yes
2014 260,000 Shingles Roof 1,920 5 $5000 to $10,000 Deductible 410 7 Wood siding yes