Richland Insurance Rates:

Richland, PA homeowners insurance is approximately $639 to $877, about $53-$73/month. Our in depth research shows customers can save as much as $303 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Richland, PA Homeowners Insurance By Home Value

Richland, PA Home Value Total Homes % of Total Average Richland, PA Homeowners Insurance
Less than $50,000 460 11.0% $75
$50,000 to $59,999 104 2.0% $166
$70,000 to $79,999 59 1.0% $234
$90,000 to $99,999 80 2.0% $303
$100,000 to $124,999 160 4.0% $348
$125,000 to $149,999 103 2.0% $439
$150,000 to $174,999 425 10.0% $523
$175,000 to $199,999 310 7.0% $598
$200,000 to $249,999 542 13.0% $727
$250,000 to $299,999 646 16.0% $886
$300,000 to $399,999 940 24.0% $1129

Top Home Insurance Agents Near Richland, PA

Home Insurance Company Near Richland, PA Homeowners Insurance Agency Near Richland, PA Address
Erie Larry Lewis Insurance Agency Llc 4548 Market Street Suite M22 Suite 208, Philadelphia, PA, 19139
Farmers Paul Tye 1778 Lincoln Hwy Ste 27, Edison, NJ, 8817
Erie Platyan Insurance Agency Llc 4950 Parkside Ave Ste 105, Philadelphia, PA, 19131
Erie Carl H Myers Agency 1861 Main Street, Northampton, PA, 18067
Travelers Thorne Insurance Agency 400 FALCON RD, AUDUBON, PA, 19403

Cost Of Homeowners Insurance By Street Near Richland, PA

Streets in Richland Area Homeowners Insurance Cost
Richland Meadows, Ridge Ct, Edgemont Ave, Independence Pl, Yardley Ct, E Paletown Rd, Bartram Ln, Whittier Ct, Crocus Ct, W Mill St$781
Johnny Cake Ln, Poplar Dr, Beaver Run Dr, Hickory Ct, Berks Ct, N Mine Rd, Braxton Ct, Theresa Dr, W Thatcher Rd, W Broad St$741
Fairway Ct, Beth Ln, Erie Ave, Depot Ln, Huntington Rd, Woodedge Dr, Mine Rd, Junction Ln, Caboose Dr, N Linda Ct$740
Oneill Rd, Rock Hill Rd, Ridgeway Ct, Nice Rd, Richards Rd, W Thatcher Rd, Cottage Ln, W End Blvd, Gross Rd, Marshall Dr$779
Katelynn Dr, Portzer Rd, Younken Rd, Kathyrn St, Spring Meadow Dr, Quakers Way, N Penrose St, John Fries Hwy, N 9th St, Mayflower Dr$743

Richland, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Richland$112 to $114
Quakertown$111
Richlandtown$112
Trumbauersville$115

Richland, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Quakertown borough, Pennsylvania $111 $148 $222
Richlandtown borough, Pennsylvania $113 $150 $225
Trumbauersville borough, Pennsylvania $115 $153 $230

Richland, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Richland, PA3.5%9.0%
Quakertown3.71%10.03%
Richlandtown3.78%11.19%
Trumbauersville3.68%9.79%

Richland Renters Insurance as a Percentage of Rent

Richland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 33 7.0% $1223
$500 to $749 142 31.0% $1898
$750 to $999 59 13.0% $2648
$1,000 to $1,499 174 38.0% $3773
$1,500 or more 45 9.0% $5423

Richland, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Richland Homeowner Insurance Premium Example $2,300$1,800
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $13,000$12,500
Net Savings to Richland Home Owner from High Deductible Plan $500

Richland, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Richland, PA Home Replacement Value MORE than Home Value Richland, PA Home Replacement Value LESS than Home Value
Replacement Value $238,000 $154,500
Insurance Premium based on Replacement Value $1,325 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $275/year

Example Richland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmAllstate
Monthly Premium 696271
Year Built 198420111940
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$300000-$350000$300000-$350000
Deductible $500- $1000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Richland, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 290,000 Shingles Roof 2,120 3 $1000-$2500 Deductible 270 3 Stucco siding No
1946 145,000 Asphalt Shingles Roof 1,300 3 $500- $1000 Deductible 180 3 Stone Siding yes
1947 180,000 Wood Shake Roof 1,220 3 $2500-$5000 Deductible 340 6 Vinyl siding yes
2012 360,000 Tile Roof 3,240 4 $2500-$5000 Deductible 1060 8 Vinyl siding yes
1988 495,000 Metal Roof 3,310 4 $2500-$5000 Deductible 1780 10 Stucco siding No
1985 485,000 Slate Shingles Roof 3,630 5 $2500-$5000 Deductible 370 2 Brick siding No
2014 305,000 Composition Roof 2,030 3 $500 Deductible 1140 8 Stone Siding No
2000 240,000 Composition Roof 2,320 3 $500- $1000 Deductible 1340 12 Brick siding No
2011 230,000 Asphalt Shingles Roof 2,050 4 $500- $1000 Deductible 790 10 Stone Siding yes
1981 495,000 Shingles Roof 3,440 5 > $10,000 Deductible 1290 9 Stone Siding yes
1984 315,000 Composition Roof 2,940 4 $500- $1000 Deductible 110 1 Brick siding No
1993 420,000 Slate Shingles Roof 3,270 4 $500 Deductible 530 3 Vinyl siding yes
1984 190,000 Metal Roof 1,650 4 $5000 to $10,000 Deductible 220 4 Stucco siding yes
1980 235,000 Tile Roof 2,010 3 $1000-$2500 Deductible 920 9 Vinyl siding No
2005 335,000 Slate Shingles Roof 2,480 5 $500 Deductible 1540 12 Brick siding No
2012 295,000 Asphalt Shingles Roof 2,000 3 $5000 to $10,000 Deductible 1080 12 Stucco siding No
1941 355,000 Membrane Roof 2,380 5 $5000 to $10,000 Deductible 310 3 Stone Siding yes
2011 425,000 Membrane Roof 2,800 5 $500- $1000 Deductible 820 5 Stucco siding yes
1940 240,000 Wood Shake Roof 1,820 3 $1000-$2500 Deductible 70 1 Vinyl siding No
2010 385,000 Composition Roof 2,740 5 $5000 to $10,000 Deductible 670 6 Stone Siding yes
1999 340,000 Tile Roof 3,180 5 $2500-$5000 Deductible 1020 8 Stone Siding yes
2010 185,000 Shingles Roof 1,450 3 $500 Deductible 560 6 Stone Siding No
2009 330,000 Tile Roof 3,020 4 > $10,000 Deductible 820 10 Stone Siding No
2008 295,000 Metal Roof 2,690 4 $2500-$5000 Deductible 1020 12 Wood siding yes
1947 715,000 Metal Roof 4,820 5 $1000-$2500 Deductible 750 3 Vinyl siding yes
1990 410,000 Tile Roof 3,390 4 $500- $1000 Deductible 630 4 Wood siding yes
1948 305,000 Membrane Roof 2,760 4 $2500-$5000 Deductible 680 6 Brick siding yes
2002 370,000 Metal Roof 2,700 4 $5000 to $10,000 Deductible 210 2 Vinyl siding No
2001 175,000 Metal Roof 1,640 3 $500- $1000 Deductible 880 12 Wood siding No
1987 245,000 Asphalt Shingles Roof 2,030 3 $500 Deductible 620 7 Brick siding No
1942 360,000 Tile Roof 3,290 5 $1000-$2500 Deductible 1440 10 Brick siding yes
1989 180,000 Wood Shake Roof 1,650 3 $500- $1000 Deductible 500 10 Fiber-Cement Siding No