Richfield, UT homeowners insurance is approximately $412 to $559, about $34-$46/month. Our exhaustive analysis reveals consumers can save upto $194 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Richfield, UT | Homeowners Insurance Agency Near Richfield, UT | Address |
|---|---|---|
| Allstate | Donaldson Ins Agcy | 558 S Main PO Box 305, Gunnison, UT, 84634 |
| Allstate | Leavitt Central Utah | 96 S Main St Ste 6, Ephraim, UT, 84627 |
| Travelers | Leavitt Group Insurance Agency Of Central Ut | 96 S MAIN STE 6, EPHRAIM, UT, 84627 |
| Travelers | Okerlund Sorenson Leavitt | 10 N MAIN, RICHFIELD, UT, 84701 |
| Travelers | Briggs - Yardley - Leavitt | Po Box 159, Salina, UT, 84654 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Sevier County, Utah | $60 | $80 | $120 |
| Koosharem town, Utah | $59 | $78 | $117 |
| Glenwood town, Utah | $61 | $81 | $121 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Richfield, UT | 3.7% | 13.9% |
| Sevier County | 3.9% | 14.27% |
| Koosharem | 5.02% | 17.37% |
| Glenwood | 3.92% | 15.91% |
| Richfield Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 8 | 1.0% | $341 |
| $200 to $299 | 9 | 1.0% | $791 |
| $300 to $499 | 177 | 22.0% | $1241 |
| $500 to $749 | 353 | 45.0% | $1916 |
| $750 to $999 | 190 | 24.0% | $2666 |
| $1,000 to $1,499 | 32 | 4.0% | $3791 |
| Streets in Richfield Area | Homeowners Insurance Cost |
|---|---|
| W 400 South St, 100 W, Mountain View Rd, N 700 E, E 1000 S, E 350 N, W 1005, 2500 W California Ave, W 1000 S, S 1050 W | $484 |
| Red Hills Dr, E 1000 South St, State Rte 62, S 940 West St, Daniels Rd, N 225 W, Vale Dr, S Meadow Cir, Salt Mine Rd, E 250 N | $488 |
| E 100 South St, E 950 N, N 500 E, S 960 W, Maple Dr, Spruce, W 2225 S, N 1950 E, 1200 E, N Main | $483 |
| E Rocky Ford Dr, Highland Dr, State Rte 119, W 1050 S, 1st Ave, N 400 E, W 2050 S, Plateau Rd, W Wolf Pride Dr N, Cobble St | $480 |
| N 1200 E, Elk Horn Rd, State Rte 256, W Sunset Dr, E 850 E, E Ridge Rd, 650 N, W 350 N, W 125 N, Stake Farm Rd | $479 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Richfield | $72 to $75 |
| Sevier County | $72 |
| Koosharem | $70 |
| Fremont | $67 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $2,700 |
| Yearly Richfield Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,700 | $2,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,300 | $6,700 |
| Net Savings to Richfield Home Owner from High Deductible Plan | $600 | |
| Scenario | Richfield, UT Home Replacement Value MORE than Home Value | Richfield, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $199,000 | $154,500 |
| Insurance Premium based on Replacement Value | $625 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $17,000 | Risk Exposure from Under Insuring Coverage is $27,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $50/year |
| Insurance Company | State Farm | Farmers Insurance | American Family Insurance |
| Monthly Premium | 41 | 29 | 56 |
| Year Built | 1963 | 1981 | 2006 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $175000-$200000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $500 Deductible |