Richfield Insurance Rates:

Richfield, MN homeowners insurance is nearly $877 to $1,190, about $73-$99/month. Our detailed guide indicates shoppers can save upto $413 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
Like I said before when communicating it is clunky and feels like they are doing everything they can to get away from helping you. They have no concern except to make money
Amica Mutual Insurance
The website of the company looks very much professional. The navigation of the website is very much interactive and perfect and fine.
Progressive
I like that I was able to take pictures to document my assets, instead of scavenging for receipts and invoices.
State Farm
I like that when I call the office, I get to speak with an actual person and don't have to go through an automated system to get to a human. I also like that if I needed something from them that I could just call the local office and they would take care of it.
First National Insurance
Communication is tough; nothing through web or app, calls usually end in voicemail.
Allstate
Like I said before everyone in the office treats you like they've known you your whole life. They really give you some southern hospitality and its amazing service. Willing to help you day and night.
State Farm
I would recommend to anyone on a budge but one have to remember you get what you pay for, Their customer service is very friendly and understanding, and they work with you.

Richfield, MN Homeowners Insurance By Home Value

Richfield, MN Home Value Total Homes % of Total Average Richfield, MN Homeowners Insurance
Less than $50,000 398 4.0% $124
$60,000 to $69,999 108 1.0% $330
$100,000 to $124,999 281 3.0% $558
$125,000 to $149,999 551 5.0% $703
$150,000 to $174,999 1,250 13.0% $827
$175,000 to $199,999 1,853 20.0% $961
$200,000 to $249,999 2,938 31.0% $1158
$250,000 to $299,999 1,057 11.0% $1416
$300,000 to $399,999 623 6.0% $1799

Top Home Insurance Agents Near Richfield, MN

Home Insurance Company Near Richfield, MN Homeowners Insurance Agency Near Richfield, MN Address
Travelers Handberg Agency Inc 620 Mendelssohn Ave. N #124 Minneapolis, Golden Valley, MN, 55427
Travelers Lakeville Insurance Agency Inc 9202 202ND ST W STE 200, LAKEVILLE, MN, 55044
Liberty Mutual Independent Sherman Ins Agency Inc 120 BRIDGEPOINT WAY STE C, SOUTH SAINT PAUL, MN, 55075
Farmers Andrew Notermann 806 7th St E, Saint Paul, MN, 55106
State Farm Brandi Warmbier 11800 Singletree Lane, Eden Prairie, MN, 55344-5396

Cost Of Homeowners Insurance By Street Near Richfield, MN

Streets in Richfield Area Homeowners Insurance Cost
E 64th St, W 64 1/2 St, Woodlake Ln, Fern Dr, W 71st St, W 71st St, E 64th St, W 77th St, E 77th St, E 71st St$1,022
Diagonal Blvd, Lake Shore Dr S, E 65th St, 75th St, Military Hwy, E 76th St, State Park Rd 10, W 75th St, Veterans Dr, W 75th St$None
E 75th St, E 77th St, E 76th St, E 69th St, 88th Division Rd, E 71st St, W 73rd 1/2 St, W 72nd 1/2 St, E 69th St, E 64th St$1,031
Woodlake Dr, E 63rd St, Rae Dr, W 70 1/2 St, E 71st St, E 65th St, Lake Shore Dr W, W 71st 1/2 St, Airport Ln, E 65th St$None
Augsburg Ave S, Post Rd, W 65 1/2 St, Pleasant Ln S, Constitution Ave, Oak Grove Blvd, Glumack Dr, State Hwy 77, E 63rd St, Apple Ln$None

Richfield, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Richfield$154 to $157
Bloomington$157
Edina$171
Mendota$152

Richfield, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bloomington city, Minnesota $158 $210 $315
Edina city, Minnesota $171 $228 $342
Mendota city, Minnesota $152 $203 $305

Richfield, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Richfield, MN5.5%17.7%
Bloomington5.14%16.51%
Edina4.0%13.54%
Mendota6.06%15.42%

Richfield Renters Insurance as a Percentage of Rent

Richfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 141 2.0% $781
$300 to $499 184 3.0% $1231
$500 to $749 1,624 30.0% $1906
$750 to $999 1,958 36.0% $2656
$1,000 to $1,499 966 18.0% $3781
$1,500 or more 408 7.0% $5431

Richfield, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Richfield Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $4,700$4,200
Net Savings to Richfield Home Owner from High Deductible Plan $500

Richfield, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Richfield, MN Home Replacement Value MORE than Home Value Richfield, MN Home Replacement Value LESS than Home Value
Replacement Value $229,000 $165,000
Insurance Premium based on Replacement Value $1,775 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $275/year

Example Richfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 93247223
Year Built 197719841960
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $125000-$150000$400000-$500000$300000-$350000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Richfield, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 115,000 Tile Roof 1,230 2 $500 Deductible 570 7 Vinyl siding yes
1954 175,000 Asphalt Shingles Roof 1,500 2 $500 Deductible 1020 10 Stucco siding No
1962 140,000 Membrane Roof 1,190 2 $2500-$5000 Deductible 170 3 Stucco siding yes
1961 210,000 Wood Shake Roof 1,780 2 $2500-$5000 Deductible 280 2 Vinyl siding yes
1957 110,000 Slate Shingles Roof 1,130 2 $2500-$5000 Deductible 390 8 Stone Siding yes
1963 255,000 Wood Shake Roof 2,550 4 $5000 to $10,000 Deductible 520 5 Fiber-Cement Siding yes
1954 115,000 Slate Shingles Roof 1,020 2 $500 Deductible 360 5 Wood siding No
1970 205,000 Membrane Roof 1,990 4 > $10,000 Deductible 620 9 Brick siding yes
1960 145,000 Shingles Roof 1,590 2 $2500-$5000 Deductible 860 10 Wood siding yes
1980 335,000 Tile Roof 2,760 5 $1000-$2500 Deductible 1130 8 Stucco siding No
1983 190,000 Metal Roof 1,410 3 $500- $1000 Deductible 1220 12 Fiber-Cement Siding No
1951 325,000 Composition Roof 2,670 4 $2500-$5000 Deductible 780 6 Brick siding No
1954 115,000 Composition Roof 940 2 $1000-$2500 Deductible 590 12 Fiber-Cement Siding No
1984 230,000 Wood Shake Roof 1,870 3 $2500-$5000 Deductible 350 4 Stucco siding yes
1981 245,000 Metal Roof 2,440 4 > $10,000 Deductible 450 5 Stone Siding No
1987 410,000 Wood Shake Roof 3,480 5 $5000 to $10,000 Deductible 860 6 Stone Siding No
1969 585,000 Slate Shingles Roof 4,410 5 $5000 to $10,000 Deductible 2840 9 Vinyl siding yes
1969 195,000 Slate Shingles Roof 2,150 4 $500- $1000 Deductible 490 6 Fiber-Cement Siding yes
1988 190,000 Asphalt Shingles Roof 2,080 3 $500 Deductible 530 4 Fiber-Cement Siding No
1958 330,000 Asphalt Shingles Roof 3,390 4 $500 Deductible 530 2 Fiber-Cement Siding No
1979 285,000 Asphalt Shingles Roof 2,300 3 > $10,000 Deductible 930 9 Stucco siding yes
1967 305,000 Metal Roof 2,880 4 > $10,000 Deductible 420 4 Fiber-Cement Siding No
1958 260,000 Membrane Roof 2,300 3 $500- $1000 Deductible 1800 12 Brick siding No
1950 325,000 Wood Shake Roof 3,180 5 $2500-$5000 Deductible 1250 7 Stucco siding No
1950 415,000 Membrane Roof 3,570 5 $2500-$5000 Deductible 2260 9 Stucco siding No
1956 215,000 Shingles Roof 1,790 2 $500 Deductible 1020 7 Stucco siding No
1967 285,000 Metal Roof 2,350 3 $5000 to $10,000 Deductible 100 1 Brick siding No
1984 170,000 Wood Shake Roof 1,320 2 $5000 to $10,000 Deductible 530 9 Vinyl siding No
1963 165,000 Wood Shake Roof 1,830 3 $1000-$2500 Deductible 470 5 Vinyl siding yes
1952 335,000 Metal Roof 3,060 4 $500 Deductible 3140 12 Stone Siding No
1967 220,000 Shingles Roof 1,670 2 $2500-$5000 Deductible 1250 9 Brick siding No