How Much Does Richardson, TX Home Insurance Cost?
Richardson, TX Average Homeowners Insurance Cost
$1,419
Homeowners Insurance Cost - Richardson, TX
$226,100
Median Home Value - Richardson, TX
Richardson, TX Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.03 | $1,401.97 |
| $1000 Deductible | -$150.7 | $1,268.3 |
| $1500 Deductible | -$225.05 | $1,193.95 |
| $2000 Deductible | -$335.17 | $1,083.83 |
| $2500 Deductible | -$400.16 | $1,018.84 |
Richardson, TX Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$355 | $1,064 |
| 30 year old | +$21 | $1,440 |
| 40 year old | +$37 | $1,456 |
| 50 year old | +$54 | $1,473 |
| Above 50 year old | +$68 | $1,487 |
Richardson, TX Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$199 | $1,220 |
| Superior | -$128 | $1,291 |
| Masonry | -$71 | $1,348 |
| Brick | -$71 | $1,348 |
| Hail Resistant Roof | -$43 | $1,376 |
Richardson, TX Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$28 | $1,447 |
| Swimming Pool With A Diving Board | +$57 | $1,476 |
| Swimming Pool With Slide | +$85 | $1,504 |
Richardson, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $43 | $1,376 |
| Police Department | $14 | $1,405 |
Richardson, TX Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$595.98 | $2,015 |
| Filing a Second Liability Claim | +$539.22 | $1,958 |
| Filing a Second Theft Claim | +$539.22 | $1,958 |
| Filing a Second Water Claim | +$468.27 | $1,887 |
| Filing a Fire Claim | +$283.8 | $1,703 |
| Filing a Liability Claim | +$269.61 | $1,689 |
| Filing a Theft Claim | +$269.61 | $1,689 |
| Filing a Water Claim | +$227.04 | $1,646 |
| Filing a Weather Claim | +$227.04 | $1,646 |