How To Make Your Richardson, TX Home Insurance Cheaper
Richardson, TX, homeowners insurance is about $1419. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Richardson, TX Home Insurance Rates with the Collin County Average
| Place | Collin County Average: $1,486.5 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Richardson, TX | $1,419.0 | -67.5 | -0.05 | 100,057 | 226,100 |
Cost of Richardson, TX Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Plano | 270,100 | 2,556 | $1,495.5 |
| Royse City | 149,600 | 10,103 | $1,022.4 |
| Colleyville | 456,100 | 13,519 | $1,048.0 |
| Tarrant | 196,300 | 2,537 | $1,095 |
Homeowners Insurance Comparison for the Cheapest Premiums in Richardson, TX
| Nationwide | Esurance | State Farm | |
| Median Home Value ($) | 226,100 | 226,100 | 226,100 |
| Age of Home | Year 50 Old | Year 30 Old | Year 50 Old |
| Home Coverage ($) | $500,000 -$749,999 | $750,000 -$999,999 | $750,000 -$999,999 |
| Total Premium ($) | $4,947.5 | $5,251.6 | $5,814.3 |
Cost of Richardson, TX Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| State Auto | 2000 | $1500,000-$2000,000 | 4,546.4 |
| MAPFRE Insurance | 1000 | $200,000-$249,999 | 1,182.1 |
| Alfa Insurance | 2000 | $400,000-$499,999 | 2,597.9 |
| Nationwide | 500 | $500,000-$749,999 | 3,933.7 |
| Safeco Insurance | 1000 | $1500,000-$2000,000 | 5,156.3 |
| The Hartford | 1000 | $1000,000-$1499,999 | 4,802.7 |
| Liberty Mutual | 1000 | $400,000-$499,999 | 2,946.4 |
| Farmer's Insurance | 2500 | $750,000-$999,999 | 3,376.0 |
| Westfield Insurance | 1500 | $175,000-$199,999 | 915.9 |
| Amica Mutual Insurance | 2000 | $1000,000-$1499,999 | 4,234.6 |